STEM with Murad 🇪🇹
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Welcome to STEM with Murad! This is your one-stop destination for all things related to Science, Technology, Engineering, and Mathematics (STEM). I will share updates and insights from the exciting world of STEM. You'll also get a sneak peek into my works
Show more📈 Analytical overview of Telegram channel STEM with Murad 🇪🇹
Channel STEM with Murad 🇪🇹 (@stemwithmurad) in the Amharic language segment is an active participant. Currently, the community unites 15 106 subscribers, ranking 13 186 in the Education category and 2 259 in the Ethiopia region.
📊 Audience metrics and dynamics
Since its creation on невідомо, the project has demonstrated rapid growth, gathering an audience of 15 106 subscribers.
According to the latest data from 20 September, 2026, the channel demonstrates stable activity. Although there has been a change in the number of participants by -62 over the last 30 days and by 10 over the last 24 hours, overall reach remains high.
- Verification status: Not verified
- Engagement rate (ER): The average audience engagement rate is 27.24%. Within the first 24 hours after publication, content typically collects 18.27% reactions from the total number of subscribers.
- Post reach: On average, each post receives 4 117 views. Within the first day, a publication typically gains 2 761 views.
- Reactions and interaction: The audience actively supports content: the average number of reactions per post is 9.
📝 Description and content policy
The author describes the resource as a platform for expressing subjective opinions:
“Welcome to STEM with Murad! This is your one-stop destination for all things related to Science, Technology, Engineering, and Mathematics (STEM). I will share updates and insights from the exciting world of STEM. You'll also get a sneak peek into my ...”
Thanks to the high frequency of updates (latest data received on 21 September, 2026), the channel maintains relevance and a high level of publication reach. Analytics show that the audience actively interacts with content, making it an important point of influence in the Education category.
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Channel Posts
| 2 |  +1The Ethiopian Islamic Affairs Supreme Council Ethiopian Hajj Mission Office wishes to select, through a competitive process, service providers for Ethiopian Hajj pilgrims in the Kingdom of Saudi Arabia for 1448/2027 Hajji season.
Accordingly, eligible service providers are invited to submit their applications via email to ethiohajj@gmail.com until Tuesday, September 22, 2026, at 4:00 PM in accordance to the attached terms and conditions.
Sep/21/2026 | 1 442 |
| 3 |  አፈር ድሜ¡
Eighteen years to climb this curve. One sentence to fall off it.
Calculus for an entrance exam. Data structures. System design patterns. The ML math by hand.
Week one on the job, someone looked at my screen and said “why not just vibe code it.”
Felt pointless for a second. Changed my mind since.
Prompting is the consumer end of AI. Nobody puts “owns a phone” on a resume. The careers sit with people who know how the thing works 🔥
Starting today, would you still grind the fundamentals? | 1 313 |
| 4 |  ክብር የማይወድላቸው ሰዎች፣ ያደረግክላቸውን 1000 ነገር ረስተው፤ ባላደረግክላቸው 1 ነገር ብቻ ይወቅሱሃል። | 1 107 |
| 5 |  m ን ፈልጉ! | 1 215 |
| 6 | 💰 ገንዘብ ማግኘት ብቻ ሀብታም አያደርግህም።
ገንዘብን መምራት ነው ሀብት መገንባትን የሚያስተምርህ።
ብዙ ወጣቶች የሚያስቡት፦
“ብዙ ገንዘብ ባገኝ ችግሬ ይፈታል።”
ነገር ግን ገቢህ ሲጨምር ወጪህም ከገቢህ ጋር እየጨመረ ከሄደ፣ የተቀየረው ቁጥሩ ብቻ ነው።
ስለዚህ ከ29 ዓመት በፊት መገንባት ያለብህ ትልቁ ነገር የባንክ ሂሳብህ ብቻ አይደለም።
የገንዘብ አስተሳሰብህ ነው።
እነዚህን 9 ህጎች ተረዳ፦ 👇
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1️⃣ The Rule of Knowing Your Number
የራስህን ቁጥር እወቅ
በወር በእርጋታ ለመኖር በእርግጥ ምን ያህል ገንዘብ እንደሚያስፈልግህ እወቅ።
ምግብ፣ ቤት፣ መጓጓዣ፣ ቤተሰብ፣ ዕዳ እና ሌሎች መሰረታዊ ወጪዎችህን አስላ።
ይህን የኑሮህ “Freedom Number” ብለህ ማሰብ ትችላለህ።
ለምሳሌ፣ በወር 50,000 ብር ያስፈልግሃል እንበል።
100,000 ብር ገቢ ስላለህ ብቻ አትደሰት።
50,000 ብር የት እንደሚሄድ እና የቀረውን 50,000 ምን እንደምታደርገው እወቅ።
ቁጥርህን ካላወቅህ፣ የገንዘብ ውሳኔዎችህ በግምት ላይ ይመሰረታሉ።
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2️⃣ The Rule of Credit as Leverage
ዕዳን እንደ መሳሪያ ተመልከተው
Credit ወይም የብድር ታሪክ ለማሳየት የሚፈለግ ነገር አይደለም።
መሳሪያ ነው።
ጥሩ የክሬዲት ታሪክ ወደፊት የገንዘብ አማራጮችህን ሊያሰፋ ይችላል።
መጥፎ የብድር ታሪክ ደግሞ አማራጮችህን ሊያጠብብህ ይችላል።
ዕዳ ለማሳየት አይደለም።
በትክክል ለመጠቀም ነው።
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3️⃣ The Rule of Tax Awareness Early
ታክስን ቀድመህ ተማር
ብዙ ሰዎች ለዓመታት ይሰራሉ፤ ግብርን ግን ዘግይተው ይማራሉ።
ይህ ሊያስከፍልህ ይችላል።
ገቢህ እንዴት እንደሚታክስ፣ ንግድህ ላይ ምን ግዴታዎች እንዳሉ እና የተለያዩ የንግድ መዋቅሮች ምን እንደሚለያዩ ቀድመህ ተረዳ።
ይህ ታክስን ለመሸሽ አይደለም።
ህጋዊ ግዴታህን ለመረዳት ነው።
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4️⃣ The Rule of Cash Flow First, Status Later
መጀመሪያ Cash Flow፣ ከዚያ Status
አዲስ ስልክ፣ መኪና፣ ልብስ፣ ውድ ምግብ…
እነዚህ መጥፎ ነገሮች አይደሉም።
ግን ከመግዛትህ በፊት አንድ ጥያቄ ጠይቅ፦
“ይህ ገንዘብ ወደ እኔ ገንዘብ ይመልሳል?”
ካልመለሰ፣ የምትገዛው ነገር ሀብት ሳይሆን የኑሮ ወጪህን የሚጨምር ነገር ሊሆን ይችላል።
Cash flow ትዕግስትን ይገዛል።
ትዕግስት ደግሞ የተሻለ ውሳኔ እንድትወስን ያግዝሃል።
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5️⃣ The Rule of Downside Protection
መጀመሪያ ያለህን ጠብቅ
ሁልጊዜ፦
“እንዴት ብዙ እንደማገኝ?”
ብለህ ብቻ አታስብ።
እንዲሁም፦
“ገቢዬ ቢቆምስ?”
ብለህ ጠይቅ።
Emergency Fund ይኑርህ።
የሚመለከቱህን የኢንሹራንስ አማራጮች ተረዳ።
መሰረትህ ጠንካራ ሲሆን፣ ስጋት መውሰድ ከፍርሃት ይልቅ በስሌት ይሆናል።
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6️⃣ The Rule of Pricing Your Time
የጊዜህን ዋጋ እወቅ
የምታገኘውን ገንዘብ ብቻ አትቁጠር።
የምታጠፋውን ጊዜም ቁጠር።
አንድ ሰዓትህ ምን ያህል ዋጋ አለው?
ይህን ጥያቄ ስትጠይቅ፣ ጊዜህን ለሁሉም ነገር መሸጥ እንደማትችል ትገነዘባለህ።
አንዳንድ ጊዜ ለገንዘብ ትሰራለህ።
አንዳንድ ጊዜ ለክህሎት፣ ግንኙነት፣ ልምድ እና leverage ትሰራለህ።
የገንዘብ ጨዋታው የሚቀየረው ከዚህ ነው።
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7️⃣ The Rule of Optionality
አማራጮችን ገንባ
ሕይወት ሁልጊዜ እንደፈለግክ አትሄድም።
ስራ ሊጠፋ ይችላል።
ንግድ ሊወድቅ ይችላል።
ገበያ ሊቀየር ይችላል።
ስለዚህ ግብህ 100% እርግጠኛ ሆነህ መኖር አይደለም።
አማራጮችን መገንባት ነው።
💰 ቁጠባ
🧠 ክህሎት
🤝 ግንኙነት
📚 እውቀት
📈 ብዙ የገቢ አማራጮች
ገንዘብ ከሚገዛልህ ቁሳቁስ በላይ የሚሰጥህ ነገር አማራጭ ነው።
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8️⃣ The Rule of Legal Hygiene
የሕግ ነገሮችህን ንፁህ አድርግ
ያልተከፈለ ግዴታ፣
ያልተከታተልከው ደብዳቤ፣
ያልተስተካከለ ሰነድ፣
ያልተከታተልከው የግብር ጉዳይ…
ዛሬ ትንሽ ሊመስል ይችላል።
ነገ ግን ትልቅ ችግር ሊሆን ይችላል።
ሰነዶችህን አደራጅ።
ውሎችን አንብብ።
የግብር ጉዳዮችህን ተከታተል።
የሕግ ጉዳዮችን ችላ አትበል።
ሀብት መገንባት ገንዘብ ማግኘት ብቻ አይደለም።
ያለህን መጠበቅም ነው።
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9️⃣ The Rule of Geographic Awareness
የምትኖርበት ቦታ ገንዘብህን ይነካል
አንዳንድ ጊዜ ችግሩ በቂ አልሰራህም ማለት አይደለም።
የምትገኝበት አካባቢ የምታገኛቸውን እድሎች ሊገድብ ይችላል።
የኑሮ ወጪ፣
የስራ እድል፣
የንግድ ገበያ፣
የሰዎች ትስስር፣
ቴክኖሎጂ፣
የገቢ እድሎች…
ሁሉም ቦታ አንድ አይደሉም።
ስለዚህ አንዳንድ ጊዜ ትልቁ የገንዘብ ውሳኔህ አዲስ ስልክ መግዛት አይደለም።
የት እንደምትኖር መለወጥ ሊሆን ይችላል።
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🔥 ታዲያ ከ29 ዓመት በፊት ምን መገንባት አለብህ?
የሚያምር መኪና ብቻ አይደለም።
የሚያምር ልብስ ብቻ አይደለም።
ትልቅ ቤት ብቻ አይደለም።
የማይታየውን መሰረት ገንባ።
💰 የገንዘብ ልምድ
🧠 የገንዘብ እውቀት
📈 የገቢ አቅም
🛡 የድንገተኛ ጊዜ መከላከያ
🤝 ጠንካራ ግንኙነት
🧠 ጠቃሚ ክህሎት
📑 ንፁህ የሕግ እና የገንዘብ ስርዓት
🌍 የመምረጥ አማራጭ
ምክንያቱም…
በወጣትነትህ የምትገነባው የገንዘብ ስርዓት፣ በኋላ የምትኖረውን ሕይወት ይወስናል።
አንድ ቀን ሰዎች፦
“እንዴት እንዲህ ሆነ?”
ሲሉህ፣ መልሱ በዚያ ቀን አይጀምርም።
የጀመረው ከዓመታት በፊት፣ ሌሎች ሰዎች የማያዩትን መሰረት ስትገነባ ነው።
ገንዘብ ማሳያ አይደለም።
ገንዘብ አማራጭ ነው።
ገንዘብ ነፃነት ነው።
🔥 ከዛሬ ጀምር። Copied | 1 469 |
| 7 |  A flagpole is fixed vertically on the top of an 18 m high building. The angles of elevation of the lower end and the upper end of the flagpole from a point on the ground are 30° and 45°, respectively. Determine the height of the flagpole. | 1 506 |
| 8 |  No text... | 1 557 |
| 9 |  Find 💙❓ | 1 618 |
| 10 |  No text... | 2 090 |
| 11 | በዚህ ፖስት ምንድን ነው ያሳቃችሁ?
እኔ ብዙ ጊዜ የምቸገርበት ጉዳይ ነው። ባንክ መሄድ አልወድም። ትራንስፈር ደግሞ ሊሚት አለው። ሳልፈልግ እያለኝ እበደራለሁ፣ ሌሊት 6:00 ሪሴት እስኪያደርግ ድረስ። እንደዚህ ትንሽ ከፍ ማድረጋቸው መልካም ነው።
ይሄ ያስቃል እንደ? ለሚያስፈልጋቸው ሰዎች ደስ የሚያሰኝ ነው እንጂ? የሚሳቅበትንና የማይሳቅበትን እየለየን እንጂ ወገን! ስንትና ስንት አስተማሪ የፕሮግራሚንግ ቀልዶች እያካፈልኳችሁ በነዚያ ያልሳቃችሁትን በዚህ? ወይንስ አይገቧችሁም እነዚያ¿ | 2 244 |
| 12 |  Is there a $bug here? If yes, what is it? | 2 264 |
| 13 | FYI:
የኢትዮጵያ ንግድ ባንክ ደንበኞች በሞባይል ባንኪንግ ተጠቅመው በቀን ማስተላለፍ የሚችሉት ከፍተኛ የገንዘብ ጣሪያ ላይ ማሻሻያ አደረገ።
ቀድሞ በአንድ ግብይት(transaction ) ማስተላለፍ የሚቻለው ከፍተኛው ገንዘብ 300 ሺህ ብር የነበረ ሲሆን በአዲሱ ወደ 400 ሺህ ብር ከፍ ብሏል።እለታዊ ገንዘብ የማስተላለፍ ጣሪያው(daily transaction limit )600 ሺህ የነበረ ሲሆን ወደ 1,500,000(አንድ ሚሊየን አምስት መቶ ሺህ ብር) ከፍ እንዲል ተደርጓል። | 23 066 |
| 14 | ተሳተፉ ያ ጀማዓህ!
🚀Free AddisCoder 2027 Coding Program for Ethiopian High School Students🚀
✨Are you an Ethiopian high school student in Grades 9–11 who loves mathematics and wants to explore programming, algorithms, and advanced problem-solving? AddisCoder 2027 offers a free summer learning experience for talented students from across Ethiopia.
What You’ll Gain:
🔹Learn programming and algorithmic problem-solving
🔹Develop advanced computational and mathematical skills
🔹Work on challenging problems and learn with other talented students
🔹Experience an intensive academic learning environment
🔹Free dormitory accommodation and meals
Who Can Apply?
🔸Ethiopian high school students currently in Grades 9–11
🔸Students with strong academic performance, especially in mathematics and related subjects
Students from anywhere in Ethiopia
🔸No previous programming experience required
📍Location: Addis Ababa, Ethiopia
📆Exact dates: To be announced
⏳Duration: 4 weeks
💰Fee: Free
🔗Apply: https://addiscoder.com/#apply
📝Deadline: December 31, 2026
"If this isn't for you, please share it with others who might be interested."🙏 | 2 870 |
| 15 |  The app economy is about to get flipped on its head.
Mark Zuckerberg just announced that Meta is opening Muse up so developers can build connectors directly into its AI agent, and this is a much bigger deal than “Muse got some integrations.”
The model is basically:
You bring the API.
Muse brings the agent, browser, and context
So instead of a customer opening your app, learning your interface, clicking through six screens, and figuring out how to use your software…
They could simply tell their AI:
“Find me the best option and book it.”
“Pull my meeting notes and turn them into tasks.”
“Cancel the subscriptions I’m not using.”
“Find three contractors, compare them, and schedule the best one.”
And the agent figures out which services to use and does the work
Meta launched Muse only days ago as a personal agent capable of taking actions like sending emails, booking travel, filling out forms and making purchases. Now they’re opening the ecosystem to outside developers
This changes what businesses need to optimize for
For 20+ years, the game was getting humans to your website
Then it became getting humans to your app
We may be entering the era where the customer never visits either. This is something I’ve posted about several times now
Their AI agent becomes the customer interface
That means businesses are going to have to start asking a completely different question:
“Can an AI agent actually do business with us?”
APIs, connectors and agent accessibility could eventually become as important as websites, apps and SEO
We went from websites → apps → headless. Now we’re entering the agent-native economy
We’ve talked forever about optimizing for Google
Pretty soon we may be optimizing for agents
And that transition is happening a hell of a lot faster than most businesses realize | 2 567 |
| 16 |  No text... | 3 946 |
| 17 |  ኢንጂነሪንግ ብዙ ነገሩ ያምትበታል። | 27 080 |
| 18 |  No text... | 3 960 |
| 19 |  That likely seals it. The biggest and most significant frontier labs, Anthropic and OpenAl, are in agreement on slowing things down.
This means the move will likely be implemented. It remains to be seen how China will respond. | 4 017 |
| 20 | እናንተስ ምን ትላላችሁ⁉️
https://lnkd.in/p/dRZUJSmX | 3 581 |
