Save Invest Repeat

There are so many AMCs, it's hard for new investors to choose one. Thumb Rule - If you're going for an actively managed mutual fund, choose either A or B. A) Founder-led AMC like PPFAS, quant etc. B) Established big AMCs like HDFC, Nippon etc. with long track record. - @InvestRepeat

Minimum once a year you should get a full body check-up done for your entire family. 🩻 If not aware which exact tests to do, HealthyProducts.in already lists them. (Check the "Tests" section)

Among all index funds, these are the top 10 as per two ratios. Data till 3rd July. Sharpe ratio = how much extra return a fund gives you for each unit of risk you take. Sortino ratio = how much extra return a fund gives you for each unit of downside (loss-related) risk. Sharpe ratio → counts all volatility (up & down) Sortino ratio → counts only negative volatility (downside) - @InvestRepeat

Parag Parikh Flexi Cap Fund considerably increased their IT allocation in June. May to June stock holding change HCL Tech: +7.2% Infosys: +14.5% TCS: +11.5% PPFAS is actually buying IT when everyone is scared to even touch the sector. - @InvestRepeat

PPFAS DAAF Mutual Fund's June Portfolio is out. ➡️ Holding same 10 stocks - Coal India, Petronet LNG, ITC, Power Grid, REC, Nesco, Swaraj Engines, VST Industries, Nirlon, Indus Towers. Increased allocation. 🏘 REITs holding: Embassy, Brookfield. 📊 Debt + Arbitrage exposure at 73.15% Note: Parag Parikh team runs their DAAF kinda like a conservative hybrid fund. - @InvestRepeat

Across Bharat, Bhairava is re-emerging with his full glory. 🔱 Rajarshi Nandi ji building 8 Bhairava temples, educating masses on tantra. 🔱 Sadhguru building Bhairava temples. Sthapana already done for one. 🔱 Bhairava murti being recovered from a pond in Bengal after being there for centuries. And then a sudden massive political uprising. 🔱 Indian Army operating a new commando unit named “Bhairav Battalion” And so much more. Great time to take up genuine tantra sadhana. Jai Bhairav Baba 🙏 Inside the group, I have already shared detailed steps for beginners to start with Bhairava sadhana: SaveInvestRepeat.com/community

I have a feeling that jobs (money) are shifting from software to hardware, AI is accelerating it. Peter Thiel would say from 'bits' to 'atoms'. Hardware-related jobs will increase in future. Knowledge of wiring, circuits, chemicals etc. will be much more valued than it is today. Passing out with a BTech degree & knowing basics of Java or Python may earn you what plumbers were earning a few years ago. Reversion to the mean.

HDFC Mid Cap Fund has crossed ₹1,00,000 Crore in AUM as of 30th June. + 3rd equity fund to cross the 1L mark. + 4th active fund in all categories to cross the 1L mark. + HDFC now has 3 different schemes that have individually crossed 1L AUM mark. - @InvestRepeat

At this point, personally I feel Nifty 500 is a better representation of India than Nifty 50. 🇮🇳 India's market performance can't really be judged by only 50 giant cap companies, there are many exciting startup listing & new companies coming up too. Even if Nifty 50 & 500 had similar performance, still 500 would be a better representation. - @InvestRepeat

Accumulated 4540 Mutual Fund units in June. My first 'personal' goal is to hit 2,00,000 units of this particular portfolio. (And no, goal isn't to buy any random funds with lower NAV just to reach 2L units) Small small steps 🏃 → Financial Freedom 💸 More FIRE discussion inside SaveInvestRepeat.com/community

As per June portfolio, quant Mutual Fund has exited majority of their position in Reliance & Jio Finance which they were holding for a long time. Adani group is now largest holding in quant's schemes. - @InvestRepeat

> Selling reduces in PPFAS Flexi Cap & UTI Nifty 50 though Nifty 50 is now out of most bought list after a long time. > Bandhan smallcap & HDFC Midcap fund's craze continues. > quant mutual funds continues to be sold off. > Some profit booking in Nasdaq 100 too. From mutual funds platform Kuvera's last week's platform data: https://kuvera.in/blog/top-news-and-market-movers-this-week-03rd-july-2026/

WhiteOak Capital Mutual Fund has filed papers with SEBI for a Dividend Yield Fund. Benchmark is BSE 500. Last dividend yield fund was filed a year ago on July 29, 2025 by Kotak. Will be interesting to see how WhiteOak runs this scheme, as we have seen these funds from other AMCs deviate away from dividend stocks to generate more returns as dividend stocks aren't generally good at capital gains. - @InvestRepeat

Transparency time - Investing in June 2026: ✅ New Position: None 🔼 Increased Position: Stocks Bitcoin PPFAS DAAF Physical Gold Nifty Midcap 150 🔽 Decreased Position: None ❗️ Exited: None More FIRE discussion inside SaveInvestRepeat.com/community

Coforge buying Encora TCS buying Coastal Cloud Persistent buying Nagarro Infosys buying Optimum Healthcare IT Since the threat from AI has started to increase, Indian IT companies are actually going out & buying Western IT companies more. Interesting strategy. - @InvestRepeat

Monthly Reminder: Before buying any supplements, grocery etc. do check HealthyProducts.in ☀️ You don't need to use fake, adulterated products anymore. Share this with your friends & family too. Bharat should consume clean products.

Average dividend yield of IT companies has now crossed 4.5% TCS - 3.09% Wipro - 6.32% Infosys - 4.61% HCL Tech - 5.01% Tech Mahindra - 3.59% - @InvestRepeat

Indian govt “sudden” censorship of Telegram and current war against @ username is the reason why I keep saying people to learn about “Freedom Techologies”. Telegram was accessible for everyone who knew about MTProto Proxy. Not even VPN needed. Simply put three values in your app from proxies like stormycloud.org/mtproto/ But many Indians lost access because they didn’t study Freedom Tech in advance. Please study now when everything is working. Don’t fix the roof when its raining, fix it when there is sunlight. 🛡️ Study: Telegram MTProto Proxy, Signal.org,m (it’s proxies), Bitchat.free, Bitcoin, Monero, Zcash. Spend atleast couple of hours a weekend to study. You don’t need to use these regularly but education is power. When censorship arrives at your door you won’t have time to learn. So study now.

Today ICICI Prudential Mutual Fund bought 13,000,000 shares of AWL Agri Business at an average price of ₹180.1 Selling came from FII - Australian pension fund. - @InvestRepeat

You have just received your salary. Don't forget: ⚡️ Save 'minimum' 30-40% of it. ⚡️ Don't leave all of it in Savings account or FD. ⚡️ Invest in yourself first (Courses, Study Materials, gym etc.) ⚡️ Invest in a family health insurance. If sole earner, then term insurance too. ⚡️ Invest rest of the savings as per your asset allocation in index funds, gold, bitcoin.