Available now! Telegram Research 2025 — the year's key insights 
Ateeq Mentorship for UPSC
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Mentor at Arkreflections ,ForumIAS, Faced 2 interviews, 6mains. Teaching since 2018. Contact @ateeqsk991
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Channel Posts
#CurrentAffair #Economy
Record FPI
FPI investment under general limit debt securities, which contains both corporate bonds and government securities, came in at ₹55,518 crore in June 2026
In early June 2026, the Government of India waived Long-Term Capital Gains (LTCG) tax on foreign investment in bonds. The RBI and the Centre further expanded the Fully Accessible Route (FAR) to include new long-term Government Securities with 15-year, 30-year, and 40-year tenors, as well as Sovereign Green Bonds
| 2 | #CurrentAffair
Unlawful Activities Prevention Act (UAPA), 1967
On July 4, 2026 the Union Ministry of Home Affairs (MHA) designated 23 individuals as “terrorists” under the Unlawful Activities Prevention Act (UAPA), 1967. | 190 |
| 3 |  #Economy
Lorenz Curve
The Lorenz Curve is a graphical representation used to show the distribution of income or wealth within a population. It compares the cumulative percentage of population (from poorest to richest) with the cumulative percentage of income or wealth they receive.
India is not only the world’s fourth largest economy; it is also one of the most equal societies today. According to the World Bank, India’s Gini Index stands at 25.5, making it the fourth most equal country in the world, after the Slovak Republic, Slovenia and Belarus. This is a remarkable achievement for a country of its size and diversity. It reflects how India’s economic progress is being shared more evenly across its population. | 323 |
| 4 |  #Economy
The Gini coefficient
1) It is a statistical measure that evaluates the extent to which income or wealth distribution within a population deviates from perfect equality.
2) The Gini coefficient is expressed as a number between 0 and 1 .
3) 0 (or 0%): Represents perfect equality | 302 |
| 5 | #Economy #CurrentAffair
Certificate of Deposit (CD)
Context
Certificate of deposit issuances crossed Rs 1 trillion in the fortnight ended June 15 as banks sought funding amid a widening gap between credit and deposit growth.
Issued by: Banks
Who buys: Mostly institutions (companies, mutual funds, insurance companies)
Tenure: 7 days to 1 year
Nature: Fixed interest rate, very safe
Purpose: Banks issue CDs when they need money to lend but deposit growth is slow. | 656 |
| 6 |  No text... | 876 |
| 7 | #CurrentAffair #Polity
The Anaemia Mukt Bharat (AMB) Abhiyaan
It is a flagship national initiative launched by the Government of India to rapidly reduce the prevalence of anaemia across the country. Originally introduced in 2018 under the POSHAN Abhiyaan with a target of a 3% annual reduction in anaemia, the campaign has been updated to an advanced, comprehensive framework.
The New 7x7x7 Strategy
1)Seven Beneficiary Groups
2)Seven Critical Interventions
3)Seven Institutional Mechanisms
The Shift to T-4 (Test, Treat, Talk, Track),T-4 model, prioritizing end-to-end patient management | 720 |
| 8 | #CurrentAffair #Polity
Adolescent Malnutrition in India
Double Burden of Malnutrition
1)India faces both undernutrition (27.4% adolescents stunted as per CNNS) and overnutrition (rising obesity).
2)“Thin-fat” phenotype is common — children appear lean but carry high metabolic risk (high triglycerides, early diabetes risk).
Key Challenges
1)Unhealthy diets: Low intake of milk, fruits, vegetables; high consumption of ultra-processed foods (UPFs), sugary drinks, and HFSS (high fat, sugar, salt) items.
2)Physical inactivity is rising, especially in urban areas, but spreading to rural regions too.
3)Lifestyle diseases (diabetes, hypertension, heart disease) are starting earlier due to poor adolescent nutrition. | 666 |
| 9 | #CurrentAffair #Polity
Adolescent Malnutrition in India
1)NFHS-6 (2023-24) shows a sharp rise in obesity among adolescents and young adults.
2)Women (15-49 years): Overweight/obese increased from 24% to 30.7%.
3)Men (15+ years): Overweight/obese rose from 22.9% to 27.3%.
4)High Blood Sugar: Men increased from 15.6% to 20.9%; Women from 13.5% to 17.8%. | 532 |
| 10 | #CurrentAffair #Polity
Schedule H2
1)It is a regulatory framework under India's Drugs Rules, 1945 that mandates the printing of a machine-readable Bar Code or Quick Response (QR) Code on medicine packaging. 2)Managed by the Central Drugs Standard Control Organization (CDSCO),
3)Its core purpose is to fight counterfeiting, monitor distribution, and implement a digital "track-and-trace" architecture across the pharmaceutical supply chain
4)Regulated Drug Categories
The expanded schedule includes the following critical categories:
a)All VaccinesAll Antimicrobials / Antibiotics
b)All Anti-Cancer Drugs
c)Narcotic and Psychotropic substances (covered under the NDPS Act, 1985) | 502 |
| 11 | #CurrentAffair #Economy
Passport Paradox
What did the MEA say?
The Ministry of External Affairs clarified that a passport is not conclusive proof of citizenship. It is only a travel document issued under the Passports Act, 1967.
Why is this clarification important?
1)Many people believe their passport is ultimate proof of being Indian.
2)Legally, citizenship is governed by the Citizenship Act, 1955, not the passport.
3)A passport is strong evidence, but it can be questioned in cases of:
~Fraudulent documents
~Illegal migration
~Disputed parentage
~Forged records
Does the law require citizenship for issuing a passport?
Yes. The government verifies citizenship before issuing a passport. However, this verification is administrative, not a permanent legal declaration. | 546 |
| 12 | #CurrentAffair #Economy
What is Digital Rupee?
Digital Rupee or e₹, is India's Central Bank Digital Currency (CBDC). It is the digital form of India's physical currency, the Rupee (₹). e₹ is issued by the Reserve Bank of India (RBI) in digital form and e₹ is at par with the physical currency, offering features similar to physical cash like convenience of use, guarantee of RBI, finality of settlement, etc.
e₹ is stored in the user's digital wallet and can be used to receive / send money, and / or make payment for transactions, just like any physical ₹ note. | 531 |
| 13 | #CurrentAffair #Geography
Why Earthquakes
The solid crust and top, stiff layer of the mantle make up a region called the lithosphere. The lithosphere isn’t a continuous piece that wraps around the whole Earth like an eggshell. It’s actually made up of giant puzzle pieces called tectonic plates. Tectonic plates are constantly shifting as they drift around on the viscous, or slowly flowing, mantle layer below.
This non-stop movement causes stress on Earth’s crust. When the stresses get too large, it leads to cracks called faults. When tectonic plates move, it also causes movements at the faults. An earthquake is the sudden movement of Earth’s crust at a fault line. | 1 |
| 14 | #CurrentAffair
What is Operation Amistad?
The name is derived from the Spanish word amistad, meaning friendship, reflecting India’s solidarity with the South American nation in a time of crisis.
It is a major Humanitarian Assistance and Disaster Relief (HADR) mission launched by India on June 26, 2026, to provide emergency aid to Venezuela. The operation was initiated following two devastating back-to-back earthquakes | 606 |
| 15 | #CurrentAffair #Economy
Financial Services Institutions Bureau (FSIB)
1)Set up in 2022, it is tasked with recommending candidates for whole-time directors and non-executive chairpersons at public sector banks and financial institutions
2) The board consists of a Chairperson (a central government nominee), Secretaries of the DFS, a deputy governor of the RBI, the chairman of IRDAI, and several part-time expert members from banking and insurance sectors
Objective
1)To recommend persons for appointment as whole-time directors (WTDs) and non-executive chairpersons (NECs) on the Boards of Directorsin Public Sector Banks (PSBs), financial institutions (FIs) and Public Sector Insurers (PSIs).
2)The final decision on the FSIB recommendation would be taken by the Appointments Committee of the Cabinet, headed by the Prime Minister. | 640 |
| 16 | #CurrentAffair #Economy
What does conducting financial activity as “principal business” mean?
Financial activity as principal business is when a company’s financial assets constitute more than 50 per cent of the total assets (netted off by intangible assets) and income from financial assets constitute more than 50 per cent of the gross income | 590 |
| 17 | #CurrentAffair #Economy
The major differences between banks and NBFCs are
1)NBFCs cannot accept demand deposits;
2)NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on itself;
3)Deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation (DICGC) is not available to depositors of deposit taking NBFCs. | 611 |
| 18 | #CurrentAffair #Economy
What is a Non-Banking Financial Company (NBFC)?
A Non-Banking Financial Company (NBFC) is a company registered under the Companies Act, 1956 or Companies Act, 2013, and engaged in the business of loans and advances, acquisition of shares/ stocks/ bonds/ debentures/ securities issued by Government or local authority or other marketable securities of a like nature, leasing, hire-purchase, etc., as their principal business, but does not include any institution whose principal business is that of agriculture activity, industrial activity, purchase or sale of any goods (other than securities) or providing any services and sale/ purchase/ construction of immovable property. | 624 |
| 19 | #CurrentAffair #Economy
Insolvency and Bankruptcy Code (IBC) – 10 Years
Key Achievements (as of March 2026)
1)Total cases admitted: 8,987
Cases closed: 7,102
2)Successful resolutions: 4,099 (58% of closed cases)
Liquidations: 3,003
3)Realisation for creditors: Over ₹4 lakh crore (95% of fair value, 167% of liquidation value)
Impact on Credit Discipline
1)Over 30,000 cases resolved before admission through settlements (₹14 lakh crore involved).
2)Helped reduce Gross NPA ratio from 11.8% (2017) to 2.1% (Sep 2025).
3)IBC accounted for 52.4% of total recoveries by banks (₹0.54 lakh crore out of ₹1.04 lakh crore).
Improvements Noted
1)Average recovery rate increased to 36.6% in 2024-25.
2)S&P Global upgraded India’s insolvency framework from Group C to Group B. | 642 |
| 20 | #CurrentAffair #Economy
Priority Sector Lending
1)The PSL target for Small Finance Banks (SFBs) has been adjusted from 75% to 60% of their Adjusted Net Bank Credit (ANBC).
2)Revised PSL target for UCBs reduced to 60% (from 75%) of Adjusted Net Bank Credit (ANBC)
3)RRBs - 75%
4) PSB/PVT - 40%
5)Payment Banks - 0
As per PSL guidelines issued by RBI, Commercial Banks including Regional Rural Banks, Small Finance Banks, Local Area Banks and Primary (Urban) Co-operative Banks (UCBs) other than Salary Earners’ Banks are mandated to allocate at least 18% of their Adjusted Net Bank Credit (ANBC) ), whichever is higher, to agriculture, out of which a sub-target of 10 percent is prescribed for Small and Marginal Farmers (SMFs). | 603 |
