Mutual fund Learning & Insights by Deepak taunk

Imagine two students. Student A scores 95 in English and 75 in Maths. Student B scores 95 in Maths and 75 in English. Now imagine Student A feels disappointed because he compared only his Maths marks. Student B feels disappointed because he compared only his English marks. In reality, both scored 170 marks out of 200. The problem wasn't their performance. *The problem was what they chose to compare*. The same thing happens in investing. • A friend earns 30% in a stock. • Another makes money in an IPO. • Someone else talks about a multibagger. Many times these are fake. Suddenly, we feel our own investments aren't good enough. But what we don't see is their financial goals, risk appetite, investment horizon, or the sleepless nights they may have endured. Comparing returns without comparing goals is like comparing English marks with someone else's Maths marks. The real question should not be… "Did someone earn more than me?" It's: "Am I moving closer to my own financial goals?" In investing, success is not about beating someone else's returns. It's about achieving your own financial goals with asset allocation as per our risk appetite.