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Today, the Dubai Financial Services Authority (DFSA) approved XRP under its virtual assets regime – allowing licensed firms in the Dubai International Financial Centre (@DIFC) to incorporate XRP into their virtual asset services. https://www.businesswire.com/news/home/20231102179532/en/DIFC-Champions-Dubai-as-a-Global-Crypto-Hub-with-Approval-of-XRP-Under-its-Virtual-Assets-Regime

Possible settlement meeting today.. 👀

PROJECT GUARDIAN The Monetary Authority of Singapore (MAS), Singapore’s financial regulatory authority, has founded a Project Guardian policymaker group in partnership with the Financial Services Agency of Japan (FSA), the Financial Market Supervisory Authority of Switzerland (FINMA), and the Financial Conduct Authority of United Kingdom (FCA), according to Monday press release published on the MAS’ website. The MAS believes that the group will help facilitate industry pilots under MAS’ Project Guardian for digital assets through regulatory sandboxes to support the development and testing of new digital asset applications in a safe and controlled environment. blockonomi.com/singapore-central-bank-and-global-regulators-collaborate-on-asset-tokenization-pilots/

Lets discuss Lobstr Vault some more. (part 2 of 2) If reinstalling and recovering your Vault app hasn't worked, or you suspect number 2 in our scenarios has occurred.. Its at this point you are needing to remove all signers except the Lobstr one and it can be done in Stellar Laboratory. It is a bit complex, but as long as you have all your original recovery phrases from Lobstr and Vault you can still unlock multisig manually. In order to do that you need to compose a transactions that gives your lobstr signer enough weight to sign transactions on it's own. First check your account (https://stellar.expert/explorer/public/account/). You probably see a threshold of 20 on your account and three signers like in this example account: *see screenshot attached showing the signers after lobstr vault was added as a signer If the first signer (weight 1) is missing but the other one matches your vault public key you can compose a transaction and send it off to lobstr vault API. -open stellar laboratory -Build a transaction -enter your account -click 'Fetch next sequence number for account...' -Click add operation -Select 'Set Options' -Enter 20 in the field 'Master Weight'. Leave everything else empty -Click 'Sign in transaction signer' -Enter your lobstr private key in the signer field (if you have the account imported into freighter you can sign with that - even better) -You will see that the transaction was signer with one signer List item -Copy the XDR from the field You now have the XDR that is missing your vault signature. You can just send the data to vault API manually. Open a terminal $ ## you will need to paste the XDR from lab after entering the 'read' command $ read XDR $ curl -XPOST -d"{\"xdr\":\"${XDR}\"}" -H'content-type: application/json' 'https://vault.lobstr.co/api/transactions/' Afterwards the transaction should show up in vault to sign off. ...or you could just stay away from Vault like we recommend, its never an issue till it is.

Lets discuss Lobstr Vault some more. (part 1 of 2) We don't recommend using Vault because of a loop hole that can be used to change the signer weight of the Vault. This is a 2 part scam that locks you out of your account and makes you search for help to recover it. There is no official LOBSTR or VAULT help on telegram. All those accounts are scams to ask you for your keys. Once they have your keys, your account is now in their hands. So first up. DO NOT GIVE OUT YOUR KEYS. DO NOT GIVE OUT YOUR LOG IN INFO DO NOT TAKE PICTURES/SS OF YOUR KEYS DO NOT EVEN TYPE YOUR KEYS Hand write your credentials and log in information down on paper and keep it secure. You might not even write these down on the same paper or reference what they belong to. Put these in multiple secure locations and don't tell this info to ANYBODY. This is how you keep your account secure. period. 2FA. Do you need it? No. But I do recommend it. How is it useful then / purpose? This is what keeps someone that may be able to get your physical device in their hands and send something out of your wallet, or log in without your permission. Particularly, if your email has been compromised since that is how your probably logging into Lobstr as well as where the confirmation to log in comes from if your using another interface like a PC. If they have your email, it can be a problem. 2FA can help you here. Now, lets get back to what is possible in Vault with both scenarios leading to the same problem. 1. You have removed vault incorrectly and somehow the signer is still on the account, you can't complete a transaction because its asking for the Vault to sign off. 2. The loop hole in Vault has allowed someone to change the signer weight of Vault not allowing you to complete a transaction. Both of these scenarios would have you in a panic and reaching out for support. This is where a scammer would love to help you and make themselves easy to find and the real support quit frankly sucks) if number 1 is you r case, hopefully you can simply delete and reinstall the Lobstr Vault app and recover your Vault account using your Vault recovery phrase. You may then choose to uninstall Vault correctly so that the signer is removed. In part 2 will will look at what can be done if this did not get you back into your account.

AABBG

AABBG Interesting to note the 8% interest per annum.

SGB Stellar and Ripple How the CBDC program will turn real bonds into digital assets. 2.5% interest per annum.

You see info in here posted from @Stellarpreneur22 often. He's a killer researcher. He posts lots that I don't always carry over, go give him a follow! https://t.me/+L830ZmBqt6s2ZjRh

Interesting story about an OG Bitcoin hacker that stole from Silk Road. He stole from bad guys, got rewarded the bitcoin for exposing the flaw in the code, thought he had committed no crime, got his house broken in years later and called the police to help him recover a few hundred thousand cash that got stole. They figured out he was involved in the Silk Road bitcoin hack and took the rest from him. No bad guys came forward to claim the stolen bitcoin, government sells it for $3B profit. [He most likely stole it from the government to start with.. lol] https://www.youtube.com/watch?v=3Nq3ye-QCyM

These are going to be hard words to eat later. XRP is doing its job, people are so focused on the hype that they ignore the research of Stellar to make the connections of how XRP will actually work. The “bridging tech” is all going to bring it into Stellar. The rails the XRPL will ride on is connected through IBM Hyperledger and that is Stellar. Don’t get me wrong, XRP is a great investment and I would never tell you to sell your XRP for investments into Stellar. A savvy investor will always stay diversified to cover all your bases. But doing real research into Stellar will show you what all the XRP gurus fail to see happening in the financial world. Keep your bag diverse. The regret of a poor misinformed decision that might make you sell out will be much harder to live with than the burden of knowing you were holding something and Fudded out.