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Dan | Income, Investing & Planning

Dan | Income, Investing & Planning

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Research-driven financial planning content - REITs, income investing, insurance, and retirement planning. Website: www.danconsultancy.com Enquiries: @daniellsx Daniel Lee Shao Xuan Certified Financial Planner (CFP®)

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PSA: To clients, it might be worth paying attention to the market these coming few days as some of the counters that I've recommended and personally placed orders for have reached their target price for buying opportunities. As mentioned previously, I expect this year to continue to remain depress for REITs as any fundamental recovery will only be seen from 2026 onwards. You can refer to the trade blotter in the share folder to see what are the orders that were placed and went through today.

With an "unknown" pump of 40% since December 2024, is Frasers Hospitality Trust still a good buy in 2025? I've updated my report for the findings from FY2024 annual report. More details are in the report. For clients, you can download the full version with the intrinsic valuation and interest rate sensitivity analysis model in the shared folder (Personal Report —> 2025)

Are we in for another shit year for REITs? Here's my expectations of the sector moving into 2025:

Updated for Frasers Centrepoint Trust 2024 Annual Report. Investors should not be spooked by the DPU for 2025 and 2026 which will be lowered due to the loss of income from AEI in Hougang mall. More details are in the report. For clients, you can download the full version with the intrinsic valuation and interest rate sensitivity analysis model in the shared folder (Personal Report —> 2025)

I’ll be meeting United Hampshire US REIT Investor Relations this thursday, if yall have any questions you would like me to ask do comment down.

Here's my take on the general market outlook for 2025 and the key themes/factors that you should pay attention to.

Happy new year folks. While yall may be planning for your trip this year, heres a good reason for you to avoid investing in the hospitality REITs whose hotel you may be staying.

SGX will be having a physical seminar on the outlook for REITS in 2025. For those who are interested, you can find out more here. I’ll be there as well so if you see me can say hi 🙂

To clients: Following the release of their annual report, I've updated the REIT Database and uploaded my analyst report for the following REITs: - Frasers Centrepoint Trust - Frasers Log & Com Trust - Frasers Hospitality Trust You can find my analyst report for FY2024 in the shared folder —> Personal report —> 2025.

Over the years, REITs have faced criticism for being a suboptimal investment instrument, largely due to the perceived conflicts of interest among REIT managers. Concerns often stem from the belief that managers prioritize their own remuneration over the performance and long-term value of the REIT. In this report, we’ll examine the relationship between REITs' total management fees (MF) and distributions from operations per unit (DPU) across all the REITs listed on the Singapore Exchange.

With the expected closure of the CPF Special Account starting January 2025, here are 3 reasons why REITs can be a good substitute that provides comparative returns and increased flexibility.

Contrary to popular belief, holding onto a REIT indefinitely can be a mistake, especially if certain warning signs emerge that signal a downturn or risk. Here are three key indicators that might suggest it’s time to sell a REIT.

Roughly a month ago, I've informed the group of a sell trade that was made available to my clients only. Now that what needs to be done are done, heres the case study of the REIT that I sold off, the rationale and what the lessons learned were.

With the year coming to an end, it is important that we take a step back, examine what has changed in our REIT portfolio and come out with a game plan for next year to ensure our continued investment success. Here are 4 steps that you can follow to review your portfolio before the year ends.

For clients: I've inputted a new buy trade order which was done at market price today. You can refer to the details in the Trade Blotter found in the shared folder.

Building a reliable income stream with REITs is much easier than with other dividend stocks. In this article, I'll share three key factors that investors need to pay attention and abide to if they want to build a stable and profitable income portfolio for their retirement.

Post Covid, an emerging trend may be slipping under the radar: the increasing use of perpetual securities (bonds) by REITs. In this article, we’ll explore what perpetual securities are, why their use by REITs can be problematic, and how investors can better assess the real health of a REIT’s balance sheet.

I'm back. Lets continue the weekly publishing starting with a controversial topic on why Dollar-Cost-Averaging does not make sense when it comes to REIT investing.

For clients: I’ll be away from 24 Nov to 1st December. 🇨🇳 I’ll still be reachable so if theres anything yall can still ping me directly!

While REITs are a popular choice for generating passive income, they are not "set-and-forget" investments. To ensure both the stability of your dividends and the preservation of your capital, it’s crucial to monitor the ongoing performance of your REIT holdings. Here are three key indicators every REIT investor should keep a close eye on if you want to stay profitable in the long run.