NotaDuitShamsuddin Kadir
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Membimbing Individu Menikmati Kejayaan Luar Biasa menggunakan Teknik SK Susun 1. Kewangan 2. Hartanah 3. Emas 4. Takaful 5. Bisnes InsyaAllah Penulis 24 Buah Buku, Panel BijakWang IkimFm, TV3, ASTRO, Tv1, Tv2, Tv9, Tv Alhijrah... HP 010 500 1 500
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Channel Posts
| 2 |  Photo from Shamsuddin Kadir | 575 |
| 3 |  InsyaAllah pagi ini | 641 |
| 4 |  Bismillah. InsyaAllah sekitar jam 8.30 pagi Shamsuddin Kadir | 956 |
| 5 |  Photo from Shamsuddin Kadir | 1 065 |
| 6 |  Photo from Shamsuddin Kadir | 934 |
| 7 | Retirement Fund
Bismillah.
What If One Retirement Fund Is Not Enough?
Most Malaysians believe EPF will take care of their retirement.
But let me ask you...
What if one retirement fund is not enough?
According to EPF, the average Malaysian has around RM240,000 in retirement savings.
It sounds like a comfortable amount...
Until you calculate what it really means.
That works out to about RM1,600 per month for roughly 12 years—before inflation, rising healthcare costs, and unexpected medical expenses.
Then what?
Retirement isn't just about surviving.
It's about having the freedom to spend time with your loved ones.
To help your children or grandchildren when they need you.
To enjoy life without worrying about every ringgit.
To have choices—not financial stress.
Here's the uncomfortable truth.
The biggest retirement risk isn't having too little EPF.
It's depending on only ONE retirement fund.
Successful retirees don't build their future on a single source of income.
They understand the importance of having multiple retirement funds working together.
The question is...
How many retirement funds should you have?
And more importantly...
What are they?
That's exactly what I'll be sharing.
If you're serious about retiring with confidence instead of uncertainty, let's have a conversation.
Send me a message with the word "RETIREMENT", and I'll show you InsyaAllah the framework I personally recommend for building multiple retirement funds—without making your financial life complicated.
Your retirement tomorrow is shaped by the decisions you make today.
www.wasap.my/60105001500/Retirement | 873 |
| 8 |  Photo from Shamsuddin Kadir
Berhati-hati ya, ingat Malaikat yang di kiri dan kanan itu ya. Saling ingat mengingati | 751 |
| 9 |  Photo from Shamsuddin Kadir | 774 |
| 10 |  Bismillah. Nabi Muhammad SAW
Bagi yang nak berhenti kerja buat bisnes sepenuh masa, boleh tonton esok Rabu 2026 sekirar jam 9 pagi
Shamsuddin Kadir | 967 |
| 11 |  Assalamualaikum wbt jika Tuan dan Cikpuan buku penjawat awam yang skim pencen,
Sama ada suri rumah, ibu tunggal,
Ceo, pengurus, eksekutif, kerani
Bawa grab, food panda,
Buka bisnes online di rumah,
Kerja sendiri,
Agen mlm
Agen unit trust
Agen Takaful
Agen Hartanah
.....
Sebaiknya kita miliki 2 - 5 dana persaraan.
Jika kita mendampingi mereka yang sudah cecah umur bersara, ramai yang sudah stress giler dan tertekan, termasuk ex staff oil and gas ....
klik wasap.my/60105001500/NakMulaDanaPersaraanKeduaDanSeterusnyaNamaSaya | 992 |
| 12 |  Photo from Shamsuddin Kadir | 882 |
| 13 | https://vt.tiktok.com/ZS9MrsMLFSQJb-Bpg3L/ | 813 |
| 14 |  Photo from Shamsuddin Kadir | 972 |
| 15 |  InsyaAllah jam 9.15 pagi | 1 091 |
| 16 | Yang Free jom ya👆 | 1 193 |
| 17 |  Photo from Shamsuddin Kadir | 1 158 |
| 18 |  Pagi ini Insya Allah | 1 063 |
| 19 |  Sent from WA Business
wa.me/60105001500?source=exsh | 988 |
| 20 |  Slot Samsuddin Kadir:
InsyaAllah
Tarikh: 7 Jun 2026
Masa: 3:30 - 4:30 petang
Buku: Cash Flow Wanita & Harta Pusaka | 798 |
