Mutual fund Learning & Insights by Deepak taunk

Dear Investor, Join our exclusive *Saturday School* session and learn how to build long-term wealth by staying focused through market volatility. *Topic: Ignore the Noise: The Art of Long-Term Investing in Volatile Markets* 👉 India's Growth & the Next Decade 👉 Asset Allocation for Long-Term Wealth 👉 Common Investor Mistakes & Market Noise 👉 AI & the Future of Investing Client 📅 *Date:* Saturday, 1st August 2026 ⏰ *Time:* 7:00 PM 🎤 *Speaker:* Mr. Navneet Munot - MD & CEO, HDFC Asset Management Co. Ltd. With over 30 years of experience in the financial services industry, he is the former Chairman of AMFI and serves on the Boards of NISM and the Bombay Chamber of Commerce & Industry. ✨ Gain valuable insights on asset allocation, portfolio construction, and the importance of staying focused on your long-term investment goals. *Register Now:* https://livestream.njgroup.in/event/register.php?id=3676&brcode=36048 Regards, Deepak

Imagine two students. Student A scores 95 in English and 75 in Maths. Student B scores 95 in Maths and 75 in English. Now imagine Student A feels disappointed because he compared only his Maths marks. Student B feels disappointed because he compared only his English marks. In reality, both scored 170 marks out of 200. The problem wasn't their performance. *The problem was what they chose to compare*. The same thing happens in investing. • A friend earns 30% in a stock. • Another makes money in an IPO. • Someone else talks about a multibagger. Many times these are fake. Suddenly, we feel our own investments aren't good enough. But what we don't see is their financial goals, risk appetite, investment horizon, or the sleepless nights they may have endured. Comparing returns without comparing goals is like comparing English marks with someone else's Maths marks. The real question should not be… "Did someone earn more than me?" It's: "Am I moving closer to my own financial goals?" In investing, success is not about beating someone else's returns. It's about achieving your own financial goals with asset allocation as per our risk appetite.

🎯 Wealth is created by discipline, not predictions. Don't just invest. Invest with a purpose. ---- Advantages of professional support by us ✨ Seamless transaction and execution support 🎯 Goal-based investment support (Retirement, child education, etc.) 📊 Professional portfolio review at regular intervals 🎟️ Access to exclusive mutual fund events 🔄 Periodic rebalancing 👀 Monitoring of portfolio 📐 Customized asset allocation 📱 Free app and portfolio construction-related support 🎯 Curated and focused investment strategy 📢 Get market insights on a regular basis via WhatsApp To Open Your Account,Please Click on Below Link. http://p.njw.bz/36048 We can discuss in consultation call by Filling Google form. https://forms.gle/S9QjV7eyegrsWzmz8 Wishing lots of wealth with Goal Planning and personalised Mutual fund, SIF, GIFT City investment strategies. By Deepak taunk Reg no. 288057. AMFI registered Mutual find distributor Chartered financial goal planner

Market Update-30/07/26 Sensex:77928.15(+273.55) Nifty:24317.15(+66.95) 10yrGSec:6.81 INR/USD:95.65 Gold-24k(1gm):14240 Silver-999(1Kg):216566 Crude Oil-Brent:91.05

Tech Mahindra Ljmited dividend credited today

When you are young and starting out, invest in more aggressive investments. As you get closer to retirement, move investments into more conservative investments to protect your savings until you need them.

LIFESTYLE BASED ASSET ALLOCATION

ITC dividend credited today.

Market Update-28/07/26 Sensex:76765.92(-69.86) Nifty:23985.35(-10.60) 10yrGSec:6.77 INR/USD:95.87 Gold-24k(1gm):14256 Silver-999(1Kg):217904 Crude Oil-Brent:86.15

Over the past year, South Korea's KOSPI Index delivered around 90% returns. But today, it corrected by more than 10% in a single session. What changed? A large part of the rally was driven by AI and technology-related stocks. As bubble is slowly going off, these markets witnessed a sharp correction.   Now compare this with India. Despite global volatility, Nifty has remained relatively stable.One of the key reasons is diversification. Unlike some markets that are heavily concentrated in a single sector: -  South Korea: ~75% weight in Technology - Taiwan: ~88% weight in Technology India's market is spread across Financials, IT, Healthcare, Consumer, , Energy, Industrials, Materials, staples and many other sectors. No single sector dominates the market too much. This diversification may not have participated in rally, but it is reducing concentration risk and provide greater resilience during market corrections. Sometimes, steady and diversified growth is better than chasing the hottest trend.

One key reason I am constructive on Indian equities over the next few years is improving corporate earnings. Compared to FY25, PAT (Profit After Tax) growth has strengthened across all major market segments in FY26. Corporate earnings have strengthened significantly in FY26 compared to FY25. 📈 Nifty 100: 2.5% → 9.9% 📈 Nifty 500: 4.7% → 13.1% 📈 Nifty Midcap 150: 17.3% → 27.2% 📈 Nifty Smallcap 250: 2.7% → 17.0% Now Markets are flat to negative in last 2 years, if earnings has increased so PE ratio has decreased making equity attractive. Over the long term, stock prices tend to follow earnings growth. When companies earn more, they have greater potential to create value for shareholders. Data source; HDFC MUTUAL FUND hashtag#Investing hashtag#StockMarket hashtag#MutualFunds hashtag#LongTermInvesting hashtag#FinancialPlanning hashtag#WealthCreation --- Deepak taunk AMFI registered MFD and SIF distributor Reg no. 288057 ⚠️

Market Update-27/07/26 Sensex:76835.78(+776.01) Nifty:23995.95(+228.50) 10yrGSec:6.77 INR/USD:96.19 Gold-24k(1gm):14459 Silver-999(1Kg):224780 Crude Oil-Brent:88.66