Descriptive Prep: Brajesh Mohan

❇️ Buy Monthly PIB Summary PDF for RBI, NABARD - May 2023 ✅ What's Included? PIB Programs and Policies, RBI/SEBI News & Circulars, Reports and Indices, ESI Objective and Descriptive Practice Set. https://www.affairstap.com/2023/06/buy-monthly-pib-summary-pdf-for-rbi.html We have incorporated most of the suggestions shared by you, if you have any other feedbacks, feel free to reach out so that we can make this magazine more comprehensive and more exam ready. Feedback Form Link.

Now for Remaining 8 Days of 15 Days series, I will share 1-2 sets every week. You should start focusing more on Phase I

❇️ Day - 7: Descriptive Writing for RBI Grade B 2023 - 15 Days Schedule Instructions: I. You need to first cover the topics given and then, accordingly, practice these questions; there is no point in doing directly questions, as there could be 15-20 questions based on a single chapter. II. Set a timer and then practice these questions on your computer or laptop. Again, there is no point in doing practice randomly. III. If you are a beginner, then first try to write by yourself and later take help from Google or study materials, read the content, and again try to write. Economics: Q. What do you understand by Export - Import Policy? Discuss its objective, Significance and various incentives by the govt to promote Export.(600 Words, 25 Min) Finance: Q. Analyze the importance of the primary market in raising capital for businesses and fostering economic growth. (400 Words, 20 Min) Management: Q. Explain Kurt Lewin's three-step model of change and its relevance in managing organizational change, along with its strength and limitations. (600 Words, 25 Min) ✅ Note: If you plan to submit your writings to me, then you need to share a well-formatted single Microsoft Word file containing all the questions and keep name of file as Day no, for example - Day 7 of 15 Follow 👉 @descriptive_bankexam for Daily Essay and Answer Writing Practice Questions for Banking and Regulatory Exams. #descriptive #revision #rbigradeb

What is Evergreening of Loans Evergreening of loans is a practice where a lender extends a new loan to a borrower who is already in default on an existing loan. This can be done in order to avoid having to declare the existing loan as a non-performing asset (NPA). For example, let's say Borrower X had a loan from bank Y and it is about to become NPA, so Y will issue another loan in the name of another family member or to the same borrower X and use that amount to pay the previous loan. This way, the previous loan gets cleared, and it will take upto 3 years for the new loan to become NPA.

❇️RBI’s Green Deposits Framework The Reserve Bank of India (RBI) has announced a new framework to offer green deposits to the customers, aiming at developing a Green Finance Ecosystem (GFS) in India. The framework will come into effect from June 1, 2023. A green deposit refers to an interest-bearing deposit received by an RE (Regulated Entity) for a fixed period, with the proceeds earmarked for allocation towards green finance. Applicability: The framework is applicable to Scheduled Commercial Banks, including Small Finance Banks, excluding Regional Rural Banks, Local Area Banks and Payments Banks and all deposit-taking Non-Banking Financial Companies (NBFCs), including Housing Finance Companies. ❇️ Green Deposit vs Green Finance vs Greenwashing vs Green Growth ✅ Green Deposit: Green Deposits are a type of financial instrument that allows individuals and institutions to invest their money in environmentally - friendly projects and initiatives. For example, a bank may offer a green deposit product that channels the funds deposited by customers towards financing renewable energy projects like solar or wind farms, rather than traditional fossil fuel projects. ✅ Green Finance: Green Finance refers to the practice of investing money in projects that have environmental benefits. It involves using financial instruments such as loans, bonds, and insurance policies to fund renewable energy, energy efficiency, and other sustainable initiatives. An example of Green Finance is a company issuing a Green Bond to finance a solar energy project, with the bond proceeds dedicated solely to the project. ✅ Greenwashing: Greenwashing refers to the practice of making misleading or false claims about the environmental benefits of a product or service in order to appeal to environmentally-conscious consumers. For example, a company may use "eco-friendly" or "green" marketing language to promote a product that has little to no environmental benefits or even harms the environment. This can be considered deceptive marketing and can mislead consumers into buying a product that does not align with their environmental values. ✅ Green Growth: Green Growth refers to economic growth that is achieved through sustainable and environmentally-friendly means. It involves creating new business opportunities, generating jobs, and improving standards of living while reducing carbon emissions and other negative environmental impacts. An example of Green Growth is the growth of the electric vehicle industry, which has created jobs and economic opportunities while reducing reliance on fossil fuels. 🙎‍♂🙍‍♀Follow 👉 @brajeshmohan and @descriptive_bankexam for Daily updates on Banking and Regulatory Exams

❇️RBI’s Green Deposits Framework The Reserve Bank of India (RBI) has announced a new framework to offer green deposits to the customers, aiming at developing a Green Finance Ecosystem (GFS) in India. The framework will come into effect from June 1, 2023. A green deposit refers to an interest-bearing deposit received by an RE (Regulated Entity) for a fixed period, with the proceeds earmarked for allocation towards green finance. Applicability: The framework is applicable to Scheduled Commercial Banks, including Small Finance Banks, excluding Regional Rural Banks, Local Area Banks and Payments Banks and all deposit-taking Non-Banking Financial Companies (NBFCs), including Housing Finance Companies. ❇️ Green Deposit vs Green Finance vs Greenwashing vs Green Growth ✅ Green Deposit: Green Deposits are a type of financial instrument that allows individuals and institutions to invest their money in environmentally - friendly projects and initiatives. For example, a bank may offer a green deposit product that channels the funds deposited by customers towards financing renewable energy projects like solar or wind farms, rather than traditional fossil fuel projects. ✅ Green Finance: Green Finance refers to the practice of investing money in projects that have environmental benefits. It involves using financial instruments such as loans, bonds, and insurance policies to fund renewable energy, energy efficiency, and other sustainable initiatives. An example of Green Finance is a company issuing a Green Bond to finance a solar energy project, with the bond proceeds dedicated solely to the project. ✅ Greenwashing: Greenwashing refers to the practice of making misleading or false claims about the environmental benefits of a product or service in order to appeal to environmentally-conscious consumers. For example, a company may use "eco-friendly" or "green" marketing language to promote a product that has little to no environmental benefits or even harms the environment. This can be considered deceptive marketing and can mislead consumers into buying a product that does not align with their environmental values. ✅ Green Growth: Green Growth refers to economic growth that is achieved through sustainable and environmentally-friendly means. It involves creating new business opportunities, generating jobs, and improving standards of living while reducing carbon emissions and other negative environmental impacts. An example of Green Growth is the growth of the electric vehicle industry, which has created jobs and economic opportunities while reducing reliance on fossil fuels. 🙎‍♂🙍‍♀Follow 👉 @brajeshmohan and @descriptive_bankexam for Daily updates on Banking and Regulatory Exams

✅ Super Sunday Week - V - RBI Grade B 2023. Instructions: Read it Carefully. - Choose a topic that you are interested in and that you have some knowledge about. - Do your research and gather information from a variety of sources. - Organize your thoughts and ideas before you start writing. - Write in a clear and concise style. - Use evidence to support your arguments. - Proofread your essay carefully before submitting it. Write Essay on any Two of the Following Topic in 450 Words. I. "The greatest wealth is health". II. Social inequality and its impact on development. III. Waste management and the circular economy. IV. Employment generation in the era of automation and artificial intelligence. V. Role of youth in environmental activism and conservation. #supersunday #essaywriting Note: Please submit a single word file for a day for all the questions or topics; mention the question or essay topic before writing your answers. Also mention a word limit or anything else that you believe would make it easier for me to analyse your performance. Follow 👉 @descriptive_bankexam

❇️ Day - 6: Descriptive Writing for RBI Grade B 2023 - 15 Days Schedule Instructions: I. You need to first cover the topics given and then, accordingly, practice these questions; there is no point in doing directly questions, as there could be 15-20 questions based on a single chapter. II. Set a timer and then practice these questions on your computer or laptop. Again, there is no point in doing practice randomly.III. If you are a beginner, then first try to write by yourself and later take help from Google or study materials, read the content, and again try to write. Economics: Q. Analyze the role of globalization in shaping India's economic landscape. Discuss the challenges and opportunities presented by the globalization of economy. (600 Words, 25 Min) Finance: Q. Explain the impact of demonetization on the adoption and acceptance of digital payments in India. Discuss how this policy measure accelerated the shift towards digital transactions and also analyze the challenges faced by the adoption of digital payments in India. (600 Words, 25 Min) Management: Q. Discuss the consequences of unresolved conflict in organizations. Analyze the impact of conflict on productivity, employee morale, decision-making, and organizational culture. (600 Words, 25 Min) Management: Q. Explain the concept of conflict management. Analyze the role of leadership in managing conflict. Discuss the skills and qualities that effective leaders possess in handling conflicts and fostering a positive work environment. (400 Words, 20 Min) ✅ Note: If you plan to submit your writings to me, then you need to share a well-formatted single Microsoft Word file containing all the questions and keep name of file as Day no, for example - Day 5 of 15 ✅ If you are an occasional writer, which means just write 1-2 answers occasionally, then please don't share it with me, but yes, if you are planning to write for at least the next 10 out of 15 days, then you are most welcome. Follow 👉 @descriptive_bankexam for Daily Essay and Answer Writing Practice Questions for Banking and Regulatory Exams. #descriptive #revision #rbigradeb

I know, I may not have checked many copies of you that have been sent to me in the last week, and even it feels bad to me that I can't manage time to give you 10-15 minutes, you will have to understand that it's not just 5 or 10 people; more and more new people have started writing and sharing on a daily basis.   I encourage all of you to keep writing and sharing, I will check for sure. Now that I'm free from my personal work, I will be able to manage my time better.   Those to whom I have given a few feedbacks, now you will have to wait for some time as I will prioritise new people for the next few days.

Your response trough like, share and answers be encouraging otherwise all the Initiatives are subject to unavailability

❇️ Day - 5: Descriptive Writing for RBI Grade B 2023 - 15 Days Schedule Instructions: I. You need to first cover the topics given and then, accordingly, practice these questions; there is no point in doing directly questions, as there could be 15-20 questions based on a single chapter. II. Set a timer and then practice these questions on your computer or laptop. Again, there is no point in doing practice randomly. III. If you are a beginner, then first try to write by yourself and later take help from Google or study materials, read the content, and again try to write. Economics: Q. What do you understand by Inflation? Explain the method used to estimate poverty in India and consequences of high inflation on various sectors of Economy. Discuss the monetary policy measures used to control inflation. (600 Words, 25 min) Finance: Q. Analyze the role of inflation in income distribution and wealth inequality. Discuss how inflation affects different segments of society, particularly the vulnerable sections. (600 Words, 25 min) Finance: Q. What do you understand by Imported inflation? Discuss the challenges faced in controlling inflation in a developing country like India. Management: What do you understand by Perception and Perceptual errors? Discuss the common perceptual biases and the implications of perceptual biases in decision - making processes. (600 Words, 25 min) ✅ Note: If you plan to submit your writings to me, then you need to share a well-formatted Microsoft Word file. ✅ If you are an occasional writer, which means just write 1-2 answers occasionally, then please don't share it with me, but yes, if you are planning to write for at least the next 10 out of 15 days, then you are most welcome. Follow 👉 @descriptive_bankexam for Daily Essay and Answer Writing Practice Questions for Banking and Regulatory Exams. #descriptive #revision #rbigradeb

Economics: Q. What do you understand by Inflation? Explain the method used to estimate poverty in India and consequences of high inflation on various sectors of Economy. Discuss the monetary policy measures used to control inflation. (600 Words, 25 min) Finance: Q. Analyze the role of inflation in income distribution and wealth inequality. Discuss how inflation affects different segments of society, particularly the vulnerable sections. (600 Words, 25 min) Finance: Q. What do you understand by Imported inflation? Discuss the challenges faced in controlling inflation in a developing country like India. Management: What do you understand by Perception and Perceptual errors? Discuss the common perceptual biases and the implications of perceptual biases in decision - making processes. (600 Words, 25 min)

✅ How to Improve Typing Speed for Descriptive Writing? Use Below sentences to improve Typing Speed. Following sentences contain all 26 letters of the English alphabet and used by typists to test their keyboards. Such a sentence is called a “pangram”. 1. The quick brown fox jumps over the lazy dog. 2. Pack my box with Five dozen liquor jugs. 3. Both fickle dwarves jinx my pig quiz. 4. Fake bugs put in wax jonquils drive him crazy. 5. Fix problem quickly with galvanized jets. Type these sentences 20 times on daily basis, your speed will automatically Improve. Follow 👉 @brajeshmohan for much such tips and tricks.

Register for Weekly Online Descriptive Mock Test for NABARD Grade A 2023. Test will start from 10th June 2023 for the first week based on the fixed chapters. You will also recieve PIB Summary from Jan 2023 onwards + Chapter Wise Possible Questions from ARD + Model Answers on Selected Questions.

Due to Some personal Work, I will not be available for Next Three days till Thursday, so you can revise the previous Topics and Chapters and those who haven't started it yet or missed anything can complete those.

Day - 5 & 6 Q. Discuss the role of Indian banks in the economic development of the country. Analyze their functions, such as mobilization of savings, credit creation, and facilitation of investments. Q. Explain the role of the Reserve Bank of India (RBI) in regulating and supervising the Indian banking sector. Discuss its key responsibilities in maintaining financial stability and promoting economic growth. Q. Analyze the challenges faced by Indian banks in the current economic scenario. Discuss issues such as asset quality, capital adequacy, and governance reforms required to strengthen the banking sector. Q. Discuss the role of the RBI in maintaining financial stability and managing external shocks. Analyze its role as a lender of last resort and its interventions in the foreign exchange market. Q. Discuss the role of the RBI in promoting financial sector reforms in India. Analyze the impact of liberalization, privatization, and globalization on the Indian banking and financial sector. Q. Discuss the importance of corporate governance in Indian banks. Analyze the regulatory measures and initiatives taken to enhance corporate governance practices in the banking sector. Q. Analyze the linkages between the Indian money market and the overall economy. Discuss how the money market influences interest rates, liquidity, and credit availability for businesses and consumers. Q. Discuss the significance of the Indian capital market in mobilizing long-term funds for investments. Analyze the role of stock exchanges, mutual funds, and other financial institutions in facilitating Q. Explain the concept of non-performing assets (NPAs) and their impact on the Indian banking sector. Discuss the measures taken by the RBI and the government to address the issue of NPAs and strengthen the banking system. Q. Analyze the role of commercial banks in promoting financial inclusion in India. Discuss the initiatives taken by banks to expand banking services to the unbanked and underprivileged sections of society.

✅ Super Sunday Week - IV - RBI Grade B 2023 I. The importance of setting goals. II. Harnessing Renewable Energy for a Sustainable Future III. Urbanization and Sustainable Cities: Balancing Growth and Livability IV. Artificial Intelligence: Promises and Perils V. Women Empowerment: Bridging the Gender Gap for Inclusive Development #supersunday #essaywriting

You need to do the same. As I said before, if you can consistently write for 15 days, believe me, you could score good marks in descriptive answer writing as the questions follow a similar trend. Those who have received feedback or were in the descriptive batch: you guys already know what to do and how to write; you just need to practise for 15-20 days regularly. Submit a day-wise file; as I said, it's not like you need feedback all the time; you just need to be consistent, and sharing with me will make you consistent.

❇️ Day - 4: Descriptive Writing for RBI Grade B 2023 - 15 Days Schedule Instructions: I. You need to first cover the topics given and then, accordingly, practice these questions; there is no point in doing directly questions, as there could be 15-20 questions based on a single chapter. II. Set a timer and then practice these questions on your computer or laptop. Again, there is no point in doing practice randomly. III. If you are a beginner, then first try to write by yourself and later take help from Google or study materials, read the content, and again try to write. Questions:- Economics: Q. What are SEZs? What role they have in development of manufacturing in India? Discuss the various provisions of DESH Bill to strenthen SEZ in India. (600 Words, 25 min) Finance: Q. Discuss the benefits and challenges associated with the widespread adoption of digital banking technologies. (400 Words, 20 min) Management: Q. What do you understand by Personaltiy? Explain the factors that influence personality development. Discuss the role of genetics, environment, and social factors in shaping an individual's personality. (400 Words, 20 Min) ✅ Note: If you plan to submit your writings to me, then you need to share a well-formatted Microsoft Word file. ✅ If you are an occasional writer, which means just write 1-2 answers occasionally, then please don't share it with me, but yes, if you are planning to write for at least the next 10 out of 15 days, then you are most welcome. Follow 👉 @descriptive_bankexam for Daily Essay and Answer Writing Practice Questions for Banking and Regulatory Exams. #descriptive #revision #rbigradeb