Descriptive Prep: Brajesh Mohan

The January 2026 data shows that the MSMEs contributes about 31.1% in GDP, 35.4% in manufacturing output and 48.58% in exports. With more than 38.9 crore people employed, MSMEs are the second-largest source of employment after agriculture.

There could Question on GST in either Objective or Descriptive by Mixing Multiple Information like GST Basic Infor, Recent article on 9 years of GST and GST 2.0 Revamp in September. Nine Years of GST: Simplifying Taxation, Strengthening India https://www.pib.gov.in/PressNoteDetails.aspx?NoteId=159075&ModuleId=3&reg=3&lang=1 GST Reforms 2025: Relief for Common Man, Boost for Businesses https://www.pib.gov.in/PressNoteDetails.aspx?NoteId=155151&ModuleId=3&reg=48&lang=2 GST Reforms for a New Generation https://www.pib.gov.in/FactsheetDetails.aspx?Id=150302&reg=48&lang=2

Practice Question: Economics and Social Issue: 10 Markers. Q. Explain the concept of climate finance. Discuss India's requirements and the gaps in mobilising it for its net-zero 2070 target. (10 Marks, 400 Words) Q. What is the gig and platform economy? Discuss the need for social security for gig workers with reference to the Code on Social Security, 2020, and the e-Shram platform. (10 Marks, 400 Words) Q. What is the demographic dividend? Discuss whether India is positioned to reap it, with reference to skilling and employment. (10 Marks, 400 Words) Q. Explain the significance of the Women's Reservation Act (Nari Shakti Vandan Adhiniyam). Discuss the challenges in its implementation. (10 Marks, 400 Words) Q. India is undergoing a nutrition transition. Examine the twin burden of malnutrition and obesity, and discuss the role of government schemes in addressing it. (10 Marks, 400 Words) Q. India's forex reserves and the rupee came under pressure in 2025-26. Examine the causes of rupee depreciation and the measures RBI has taken to manage it. (10 Marks, 400 Words) Q. What is rupee internationalisation? Discuss its benefits and the challenges in making the rupee a global currency. (10 Marks, 400 Words) Q. RBI cut the repo rate and later shifted its policy stance during 2025-26. Explain the objectives of monetary policy stance changes and discuss the challenges in monetary policy transmission in India. (10 Marks, 400 Words) Q. What is the Jan Vishwas 2.0 Act? Discuss how decriminalisation of minor offences can improve ease of doing business in India. (10 Marks, 400 Words) Q. Explain the concept of a Central Bank Digital Currency (CBDC). Discuss the progress and challenges of the digital rupee (e-Rupee) pilot in India. (10 Marks, 400 Words) Q. What are Systemically Important Financial Institutions? Discuss the rationale behind RBI's tighter regulation of large NBFCs. (10 Marks, 400 Words)

Economic Survey Key Schemes, Topics PM SHRI, VB G-RAM G Act, SHANTI Act, Mission for Atmanirbharta in Pulses, PM-DDKY, MSME Champion, BioPharma Shakti, Green Hydrogen Mission, Jal Jeevan Mission, IndiaAI Mission, ISM 2.0, PM MUDRA, PM SVANidhi, Export Promotion Mission (EPM), National Mission on Natural Farming (NMNF), PM Fasal Bima Yojana (PMFBY), Research, Development & Innovation (RDI) Fund, Anusandhan National Research Foundation (ANRF), PM GatiShakti & NICDP, PM-eBus Sewa, AMRUT 2.0, NAPS / NATS 2.0, PM Vishwakarma, Tele-MANAS, DA-JGUA (Dharti Abha-JGUA), PM-JANMAN, NAMASTE Scheme, VISVAS Scheme Four Labour Codes, Income Tax Act, GST 2.0, Jan Vishwas Act, SASCI, and Unified Lending Interface (ULI). Orange Economy Insurance for All by 2047. ASISSE, New Base Year Terms: Greenium, Nowcasting, Trade Friction, Revenue Hypothecation, Entrepreneurial State, QE Infinity Trap, Strategic Indispensability, Money Multiplier, Friendshoring / Nearshoring Credit Ratings: India received upgrades from three agencies in 2025: Morningstar DBRS (May), S&P (August—first upgrade from a major agency in 20 years, moving from BBB- to BBB), and R&I (September). Bond Yields: India’s 10-year yield is 6.7%, whereas Indonesia’s is 6.3%, despite both having a BBB rating, reflecting investor concerns over state-level fiscal populism in India. Power Gap Index: Australia’s Lowy Institute ranks India's power gap score at -4.0, the lowest in Asia excluding Russia and North Korea, suggesting India is operating below its full strategic potential. Poverty Lines: World Bank revised the international poverty line to USD 3.00/day (2021 PPP) in June 2025; India's extreme poverty rate estimated at 5.3% under this new line.

Sharing Again, this Topic is Important for this Year's RBI Phase II

IBC could be High priority Topic. Insolvency and Bankruptcy Code (IBC) completes 10 years in May 2025. MCA Notifies provisions of Insolvency and Bankruptcy Code (Amendment) Act, 2026 in May 2026 Q. The Insolvency and Bankruptcy Code has reshaped India’s approach to business failure, yet delays and deep haircuts persist. Discuss the Features of Insolvency and Bankruptcy Code and Examine the structural reasons for low recoveries and assess how far the 2026 amendments address them. (600 Words, 15 Marks)

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✅ RBI Grade B 2026: Daily Answer Writing Series: Day 6: Management Q. What is Grapevine Communication? Discuss its types and ways to Make Grapevine Beneficiary to Organization. (600 words, 15 Marks) Q. Information technology has revolutionized communication. Discuss the positive and negative impacts of technology on communication in organizations. (600 words, 15 Marks) Q. Organisational communication flows in multiple directions and plays a critical role in ensuring efficiency and coordination. In this context, explain the concepts of upward, downward, and lateral communication. Analyse their significance in organisational functioning and examine the challenges associated with each type of communication. (600 words, 15 Marks) Q. What are the key elements of effective communication in the workplace? Explain how these elements contribute to organisational efficiency and minimise communication barriers. (600 words, 15 Marks) Evaluation: You can share a well formatted PDF to @askbrajesh for Evaluation. (Only PDF, No Docx or Txt File) Follow 👉 @DescriptivePrepBM for More.

✅ NABARD Grade A 2026: 30 Days Answer Writing Series | Day - 5 & 6 Q. What is micro-irrigation? Explain its advantages over conventional flood irrigation. What are the constraints limiting wider farmer adoption of micro-irrigation? (600 words, 15 Marks) Q. India's irrigation potential created has consistently outpaced irrigation potential utilized. Discuss the reasons behind this gap and suggest measures to bridge it by highlighting the role of Command Area Development and Water Management (CADWM). (600 words, 15 Marks) Q. Explain the concept and significance of participatory irrigation management (PIM) and Water Users' Associations (WUAs) in improving the efficiency of major and medium irrigation projects in India. (600 words, 15 Marks) Q. What is meant by crop-water requirement? Explain the factors that influence the water requirement of a crop at different growth stages. (400 words, 10 Marks) Q. Distinguish between major, medium, and minor irrigation projects based on culturable command area. Why does India rely so heavily on minor irrigation, particularly groundwater? (400 words, 10 Marks) Q. Explain the concept of Command Area Development (CAD). What are its main objectives and Advantages? (400 words, 10 Marks) Evaluation: You can share a well formatted PDF to @askbrajesh for Evaluation. (Only PDF, No Docx or Txt File) Follow 👉 @DescriptivePrepBM for More.

Essay Topics for RBI Grade B 2026: Set - V Q. Write an Essay of about 600-620 words on any one of the following topics: (40 Marks) A. Is the gig economy a sign of opportunity or insecurity for India's workforce? B. Discuss the economic, social and environmental challenges of rapid urbanisation in India. C. Insurance for all: can India close its protection gap? D. Cybersecurity in the age of digital banking and AI. Evaluation: You can share a well formatted PDF to @askbrajesh for Evaluation. (Only PDF, No Docx or Txt File) Follow 👉 @DescriptivePrepBM for More.

There would a Question on it in either RBI or NABARD Answer Writing

VB-G RAM G Act comes into force today; revised wage rates notified https://economictimes.indiatimes.com/news/india/vb-g-ram-g-act-to-come-into-force-on-july-1-revised-wage-rates-notified/articleshow/132105064.cms

Some Recently Updated RBI FAQs - RBI Phase II 2026 Digital Rupee (e₹) – FAQs https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=3686 Topic: NBFC All you wanted to know about NBFCs https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=1167 Topic: Priority Sector Lending (PSL) FAQs on Priority Sector Lending (PSL) https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=1105 Topic: Foreign Exchange Swap Facility for FCNR (B) deposits, External Commercial Borrowings and Overseas Foreign Currency Borrowings https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=3917 International Trade Settlement in Indian Rupees (INR) https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=3373 Foreign Liabilities and Assets Information Reporting (FLAIR) – Online Web Based Reporting System https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=3897 Liberalised Remittance Scheme https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=1834#Q1 Topic: Payment System FAQs on Cheque Clearing https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=3878 Payment and Settlement Systems Act, 2007 https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=420 Prepaid Payment Instruments (PPIs) https://www.rbi.org.in/commonman/english/scripts/FAQs.aspx?Id=2812