YieldScope 🟢

🎣 A week ago Bitget was paying 365% APY on KAITO. That is not a typo, and it is not generosity. It is what a market charges you to hold something it is running away from. Here is the whole week, in one line: 📈 Interest earned: +7.2% 📉 Coin price: −50.9% 💀 Result: $1,000 became $527 The 365% was real. You still lost 47% of your money. 😴 The boring half of the screenshot: USDT on Kraken paid 5.5% all week, the dollar did what dollars do, and $1,000 became $1,001. No drama, no exit wound. 🔻 KAITO on Bitget is already down to 92.6% today. The number falls once the risk has been paid out — which is exactly the wrong order for anyone who chased it. We publish base rates next to an A–F safety grade for this reason. A yield is a price, and prices tell you what something costs to hold. 🔗 https://yieldscope.io/en/asset/kaito/

We've been saving a snapshot of every crypto yield we track, every single day since 25 May. 113,000 of them across 2,664 coin/venue pairs. Which finally let us test the thing everyone repeats: that a high yield is a warning about the price. It isn't. The data says something stranger. 📊 THE BASELINE Across all 352 coins we price, the median move from 13 June to 13 August was −8.0%. BTC was +0.5% and ETH +13.8% over the same window — the majors were fine. This was an altcoin story. 📈 WHERE THE YIELD WENT UP 111 pairs. Some of them jumped enormously — WAL on Bybit went from 0.80% to 22.20%, a 27-fold rise. Median price move: −8.8%. That is the market, to within a rounding error. A rising yield predicted nothing at all. Whatever people think a spiking rate is telling them, it isn't telling them that. 📉 WHERE THE YIELD COLLAPSED The twenty biggest falls. Median price move: −22.6%. Nearly three times the market's drop. ENJ on OKX went 210.00% → 9.10%, price −22.6%. ENJ on Bybit went 82.49% → 0.80% — it lost 99% of its yield — price −22.6%. TRUMP on Bybit went 59.18% → 1.00%, price −35.2%. AXL on Binance went 35.11% → 1.49%, price −17.1%. Nobody sends you an email when the rate you signed up for is gone. 🧠 WHY IT WORKS THIS WAY These are margin-lending rates. They are not a reward the exchange pays you — they are the price short-sellers pay to borrow a coin. While the shorting is on, the rate is high. When the shorts close out, the rate dies. And by the time it dies, the fall has already happened. So the collapsing yield isn't a warning about the future. It's a receipt for the past. ⚖️ THE CASES THAT BREAK IT We are not calling this a rule, because it isn't one. KAITO on OKX: yield 20.40% → 251.83%, a twelvefold rise, and the price went UP 7.8%. FLOW on OKX: yield 1.00% → 26.42%, price +14.6%. TRX on OKX: yield 29.50% → 11.64%, price +6.5% — the shorts left and the coin recovered. The pattern running in reverse. HOME on Binance: price −66.9% while the yield still sits at 27.88%. Here the high rate really was the price of risk, and the risk landed. 📌 WHAT WE'D ACTUALLY DO WITH THIS Stop reading a big number as a promise, and stop reading it as a threat. In margin lending it is neither — it's a measure of how badly someone wants to borrow that coin today, and it can change tomorrow without anyone telling you. The number you picked a platform for has a shelf life. That's the part nobody publishes. Every rate, every venue, graded A–F, refreshed daily: yieldscope.io Method, for anyone who wants to check: 13 June → 13 August 2026, only coin/venue pairs present in our snapshots on both dates, baseline computed across all 352 coins with price history. OKX, Bybit and Gate rates here are margin-lending products — that volatility is in the nature of the instrument, not a trick by the venue.

$10,000 of SOL on a safe exchange earns you $30 this year. The same $10,000 of SOL, on a different safe exchange, earns you $600. Same coin. Same day. Same "withdraw whenever you want" terms. Twenty times the money. We checked every venue that passes at least 4 of our 5 public safety checks — proof of reserves, real regulation, a track record, an insurance fund, no lock-up. Not one F-grade platform is in this comparison. So the gap isn't the price of risk. 😐 It's the price of not looking. 📊 Full board, updated daily: yieldscope.io

📉 We snapshot every rate on 37 platforms daily. Compared 31 July with 7 August — 1,387 coin/platform pairs present on both dates. Split by where the rate started: 🟢 Started below 10% — 14% fell by a fifth or more 🔴 Started above 50% — 75% did Five-fold difference. The collapse is concentrated at the top. 🔻 JST on Bitget — 197.92% → 16.49% 🔻 WAL on Bitget — 97.82% → 1.00% 🔻 CFX on CoinEx — 211.16% → gone from the board Of the 14 loudest rates a week ago, 3 still pay within a fifth of what they promised. ⚖️ Honest caveat: only 12 pairs started above 50%. Small sample, strong direction.

📅 Rates, week of 27 July – 3 August. 🔻 A week ago four coins on Bitget were all advertising exactly 365% a year. Here is Monday: 🔻 ZAMA — 365% → 19.7% 🔻 ALLO — 365% → 23.8% 🔻 LPT — 365% → 61.6% 🔻 RIF — 365% → 102.8% These are real promo pools, not glitches. Each has a volume cap: only so much money earns the headline, and once it fills the rate drops for everyone. It lasted one day on ZAMA and LPT, six on RIF. ZAMA day by day, so you can see the shape: 365 → 144 → 41 → 67 → 23 → 22 → 21 → 20 💵 Meanwhile the dollar side did almost nothing: 📊 median 1.66% → 1.94% 🔻 USDC on OKX — 4.27% → 2.50% 🔺 FRAX on Gate — 1.10% → 2.96% 🔺 USDT on YouHodler — 11% → 12% 27 of 37 stablecoin products didn't shift by even a tenth of a point. All 37 together added three percentage points of yield in a week. 🎢 Biggest jumps up: 🔺 SENT on Bitget — 1.0% → 62.5% 🔺 ZIL on Bitget — 142% → 203% 🔺 WAL on Bitget — 1.0% → 30.6% 🔺 KSM on Bybit — 1.8% → 19.1% A rate appearing from nowhere at 62% is the same event as one collapsing from 365%. A pool opened or closed. The market didn't move. 🧭 And the part that surprised us: 🟢 of 38 rates paying 20%+ today, 32 sit on venues passing 4 or 5 of our 5 safety checks 🔴 but every stablecoin paying 9%+ sits on a venue that fails all five High yield on an altcoin isn't automatically a red flag. On dollars it is. 💰 Safest dollar yield on the board right now: 🟢 5.5% USDT — Kraken, grade B 🟢 5.0% USDS — Bitget, grade A ➕ Also this week: Uphold went from 2 tracked coins to 22, 75 new venue-coin pairs joined the board, 110 dropped out. We snapshot every rate daily. That's the only reason the eighth day is visible at all. 37 venues, 1,414 products, every one graded A–F for safety 👉 yieldscope.io

A crypto card advertises "up to 4% back." In footnote 4 on the same page: "Reward value available for 3 months after activating." The footnote marks both tiers, not just the top one. The card fee renews every year. The rewards do not. We read the fine print on three cards today. Uphold, Coinbase, Crypto com — all three headline rates have a condition underneath that nobody puts in the headline. The honest numbers, once you strip the conditions: 🟢 Uphold — 2% on the free tier, capped at $120/month. Note the same footnote marks this tier too, so it is on the same three-month clock. 🟢 Coinbase One Card — 2% entry tier, and it needs a paid Coinbase One membership from $49.99/yr before any of it applies 🟢 Crypto com — 1.5% on the free tier. The 6% needs $500,000 of CRO locked for a year. None of this is hidden. It is just printed underneath the number people actually read. All 19 crypto cards, with what each headline leaves out 👉 yieldscope.io/en/cards/crypto/

The highest dollar stablecoin rate on our board today is 17%. It is at a venue that passes zero of our five safety checks. Here is the whole board, and what each number costs you. 💵 Stablecoins, highest first: 🔴 17.0% — USDT on CoinDepo — grade F 🔴 12.0% — USDT on YouHodler — grade F 🔴 8.50% — USDT on Ledn — grade F 🟢 8.67% — FRAX on Gate — grade B 🟢 5.50% — USDT on Kraken — grade B Read those last two lines again. The best rate from a venue that passes 4 of our 5 checks is 8.67% — higher than Ledn's 8.5%. You are not being paid extra for the risk. You are just taking it. 🚀 Highest of any coin: 365% — ZIL on Bitget 211% — CFX on CoinEx 202% — ZIL on OKX 100% — MMT on Bitget Before you reach for the 365%: that pool accepts $55,000 in total, across everyone. The MMT pool at 100% accepts $8,800. These are marketing budgets with a queue, not products. 📊 And what moved overnight, out of 1,400 pairs we can compare to yesterday: 📈 MMT — 6.3% → 100% (Bitget) 📈 JST — 78% → 130% (Bitget) 📉 ENJ — 30% → 1% (Bitget) 📉 AXL — 18% → 0.7% (Bybit) 🧨 My favourite detail today: KAITO went UP on OKX, 81% → 107%, and DOWN on Bitget, 18% → 8.8%. Same coin, same day, opposite directions. Whatever these numbers are tracking, it isn't the coin. Every rate above is a base rate — no promo tiers, no teaser slices. Full board, updated daily: yieldscope.io

On 14 July, Bitget paid 7.5% a year on USDE, a dollar stablecoin. Today it pays 1%. If you had $10,000 sitting there, you were on track for $750 a year. You're now on track for $100. You did nothing wrong, you moved no money, and nobody emailed you. The rate just slid down for ten days and has sat at 1% since the 24th. That's the part people miss when they compare crypto rates. The number you see is today's number. It is not a promise, and there's no notice period. We keep a daily snapshot of every rate, so we can say how normal this is. Across 1,174 products with withdraw-anytime terms, over the last three weeks: 📉 Nearly half — 43% — either doubled or halved 🚪 111 more didn't get cut, they got deleted. The product closed. Some venues do it constantly, some barely at all. Share of their rates that doubled or halved in three weeks: 🟢 CoinDepo 0% 🟢 KuCoin 3% 🟡 OKX 34% 🟡 Bitget 38% 🔴 Binance Earn 63% 🔴 Gate 70% And here's the twist that stops this being a shopping list. 🧨 CoinDepo has the steadiest rates on the board — and scores F on safety, failing all five of our checks. KuCoin is second steadiest and scores D. Gate is the wildest and scores B. A rate that never moves isn't automatically a safe rate. Sometimes it just means nobody is repricing your risk. So before you park money anywhere: what does it pay, how safe is the venue, and how often does it change its mind? Every rate, every grade, updated daily: yieldscope.io

99.99% APY. On your first $100. That's Bitget's advertised rate on PAXG, their tokenised gold product. The number is real — it just applies to your first 0.025 PAXG. Everything above that earns 2%. It's not one weird outlier. Same pattern everywhere: 🥇 Binance USD1 — 8.53% on the first $1,500, then 0.53% 💵 Binance USDT — 4.54% on the first $200, then 1.54% ₿ Bitget BTC — 1.88% on the first 0.003 BTC (~$190), then 0.12% Meanwhile the median base rate on USDT across the 15 venues we track is 1.94%. On USDC, 2.00%. So after the first couple of hundred dollars, crypto's famous yields pay roughly what a dull savings account pays. 🥱 The exchanges aren't hiding it — the caps are in the terms. The problem is that almost every "best crypto yield" list republishes the promo tier as if it were the rate, because a bigger number makes a better page. We publish the base rate. Always. Even when it's boring. Every venue, every base rate: yieldscope.io

📊 We sorted every stablecoin rate on our board by the safety grade of the venue paying it. 37 venues, five checks each. We expected a curve. We got a flat line and a cliff. 🟢 Grade A 1.00% median 🟡 Grade B 1.75% median 🟠 Grade C 1.61% median 🔴 Grade D 3.50% median ⛔ Grade F 14.50% median 📌 Look at the middle four. A venue failing two of five checks pays 1.61%. One passing all five pays 1.00%. You give up regulation and proof of reserves — and collect 0.61 points for it. 🧊 Same shape on BTC and ETH: 0.72% at A, 1.64% at D, 12.00% at F. ⛔ The entire premium is bolted onto the grade that fails almost every check. That's not compensation for risk. That's the market telling you where deposits stop coming back. ✅ So there's no sensible middle. Either take 1-2% somewhere that passes its checks, or go to F knowing exactly what the extra 12 points are made of. 🔗 yieldscope.io/l/tg/risk-cliff

There are exactly ten double-digit stablecoin rates on our board today 💵 Eight of them sit on venues that fail most of our five safety checks. The two that don't, lock your money. 🔴 Lune.fi USDT — 29.50%, grade F, locked 360 days 🔴 CoinDepo USDT — 17.00%, grade F, available 🟠 Nebeus USDC — 12.00%, grade D, locked 120 days 🟢 WhiteBIT USDT — 11.76%, grade B, locked 30 days 🔴 YouHodler USDT — 11.00%, grade F, available 🟢 WhiteBIT USDC — 10.92%, grade B, locked 30 days So the trade is always the same: you pay for double digits either with the venue's safety or with access to your own money. "Double digits, on a venue passing 4 of 5 checks, withdrawable today" is not on the menu. The best flexible rate on a venue that does pass four: Kraken, 5.50%. 🔗 yieldscope.io/l/tg/double-digit

🙃 Bitget advertises 10% APY on PEPE. That rate applies to the first $15 of your deposit. Not $15,000. Fifteen dollars. We pulled the tier tables straight from the exchange APIs today. Here is the headline rate, and what $1,000 actually earns: 🟠 PEPE · Bitget advertised 10.00% — applies to the first $15 your $1,000 earns 0.40% 🟠 PAXG · Bitget advertised 99.99% — applies to the first $101 your $1,000 earns 11.93% 🟠 BTC · Bitget advertised 1.88% — applies to the first $194 your $1,000 earns 0.46% 🟠 XAUT · Bitget advertised 15.00% — applies to the first $405 your $1,000 earns 6.79% 🟠 USDC · Bitget advertised 6.66% — applies to the first $300 your $1,000 earns 3.29% 🟠 USDT · Binance advertised 4.55% — applies to the first $200 your $1,000 earns 2.15% 📌 None of this is hidden. Every venue publishes its tier table. It just never survives the trip to the number you see on a comparison site. ✅ So we did the boring thing: we publish the venue's own base rate, never the teaser, print the ladder underneath it, and let you type in your amount to see what it really pays. 🔗 yieldscope.io/l/tg/teaser-tiers

🔍 Found a fun one while cross-checking our rate data against another aggregator's feed. One exchange's savings rates were inflated exactly 3.65x — across every single one of 112 coins we compared. 📊 Their number for USDT savings: 9.12% ✅ The actual rate on the exchange: 2.5% Classic bug: someone annualized a daily rate and forgot to divide by 100. It's been live for who knows how long, quietly feeding comparison sites and screenshots people trade on. Nobody noticed — because yield data mostly gets copied, not verified. That's why we hand-check platform pages daily, every rate graded A-F: https://yieldscope.io/en/ Not financial advice.

The best crypto yield I found in 60 days of tracking isn't 499% APY. It's 5.5% 🐢 Since May 25 I've logged 44,296 rates across 37 platforms. Here's what the data says: 🚀 126 rates spiked above 60% APY ☠️ 2 out of 3 were dead within 24 hours 🪦 The record — 499% — lived exactly ONE day 📉 Yesterday's fresh 365% on $ZIL? It's 13% this morning Meanwhile, on the boring side: 😴 A THIRD of all rates (458!) never moved at all 🐢 USDT at 5.5% on Kraken — 30 straight days without a change. Just quietly paying, every day. Flashy number = bait 🎣 Boring number = pay 💰 What's the longest you've ever seen a 100%+ APY survive? My record: 12 days 👇

One exchange printed THREE fresh 365% APYs this morning 🖨️ 🆕 $ZIL — was 1.0% yesterday, 365% today 🆕 RIF — was 1.29% yesterday, 365% today 🆕 RE — our all-time record holder (499% in June), back on the line Before you ape in, ask the previous batch how it went: 🪦 GWEI — held 365% for 12 straight days, cut to 160% today 🪦 T — ran 365% since Jul 19, quietly delisted this morning 🪦 BONK — 101% yesterday, 44% today Same printer, same script, new tickers. Meanwhile the boring shelf hasn't moved: USDS 7.08% (WhiteBit, B), USDT 5.5% (Kraken, B — day 29), SOL 6% (Gemini, B) 🐢

Nobody announces a base-rate cut. We caught five this week 🔍 ⬇️ Ledn: USDT & USDC 6.5% → 5.0% (new tier for deposits under $100K) ⬇️ Uphold: SOL staking 6.05% → 4.95% ⬇️ Kraken: ETH 2.37% → 2.31%, SOL 5.95% → 5.92% ⬇️ Coinbase: ETH & SOL trimmed too Meanwhile the promo printer is doing its thing 🖨️ T at 365%, POLYX born today at 354%, and GWEI finally melting (330%) after 12 straight days at 365%. Worst hit this week: $SOL — two platforms cut it in the same seven days. The signal isn't the fireworks — it's the quiet column. Base yield is repricing down. The graded survivors are still up: USDS 7.08% (WhiteBit, B), USDT 5.5% (Kraken, B, day 28). Not financial advice. #Stablecoins

🗺️ Weekly rate map — what changed across 34 platforms, July 13–20, and where the sane money parks now. 🐢 Where to park (A/B-graded only): 🟢 USDS on WhiteBit (B) — 7.08%, unchanged 3+ weeks 🟢 USDT on Kraken (B) — 5.5%, day 27 without a change 🟢 USDS on Bitget (A) — 5.0% 🟢 SOL staking on Kraken (B) — 5.95% 🟢 ETH staking on Gemini (B) — 3.0% ⬆️ Moved up this week: 📈 Bybit quietly raised USDT and USDC: 3.75% → 4.0% — the most meaningful hike of the week from a big exchange (grade C, mind you) 📈 Bitfinex USDT: 9.14% → 9.49% — juicy, but grade D; that premium is the risk premium 📈 ZK on Gate 4.8% → 18.1% and QTUM on OKX 12.1% → 34.6% — fresh spikes; our tracking says these rarely survive their first days ⬇️ Moved down this week: 📉 Kraken trimmed ETH staking: 2.37% → 2.31% 📉 RPL on Binance: 19.9% → 6.9% 📉 BLUR on Bitget: 29.4% → 4.3% and LAB on Gate: 24.8% → 5.5% — last week's promos, fully deflated ₿ BTC: still max ~1.4% on any A/B platform. BTC yield remains structurally tiny — anyone offering you much more is charging you risk for it. 🔎 Every rate live, graded A–F: https://yieldscope.io/en/stablecoins/ 📊 Full weekly data report: https://yieldscope.io/en/learn/rate-report-2026-07-19/

📋 Yesterday we told you most fresh 60%+ APYs die within a day. Here's the 24-hour scoreboard from our own tracking: ☠️ GAS on Bitget: 206% → 9% ☠️ DATA on Bitget: 81% → 25% — that's 275% → 25% in just two days ☠️ AERO on Bitget: flat at 22%, down from 100% on Jul 17 🟡 BONK on OKX: 59% → 71% — the only survivor, still at half its peak 🖨️ And here's the part that makes it a system, not an accident: while those four were dying, the same exchange printed a brand-new batch this morning — NEO 365%, T 365%, QTUM 61%. Same playbook, new tickers. 🐢 Meanwhile USDT on Kraken (grade B) paid 5.5% for the 26th day in a row. It will never trend. It just pays. 💡 The takeaway: a huge APY isn't income, it's a countdown. If your plan depends on a rate staying alive longer than a day — that's not a plan. 🔎 Every rate, tracked daily and graded A–F: https://yieldscope.io/en/stablecoins/ 📊 How we grade platforms: https://yieldscope.io/en/transparency/

⏳ High yield has a shelf life — and it's measured in hours. Here's what 24 hours did to real flexible-earn rates (Jul 17 → Jul 18, our tracking): 🔻 DATA on Bitget: 275% → 81% 🔻 BONK on OKX: 128% → 59% 🔻 AERO on Bitget: 100% → 22% 🚀 GAS on Bitget: 1% → 206% — a brand-new rocket, and the clock is already ticking 📊 The pattern from our daily data: ~7 in 10 fresh 60%+ APYs don't survive their first day. These rates are marketing budgets and short-lived subsidies, not income you can plan around. If you see the screenshot, you're probably already late. 🐢 The other side of the same 24 hours: USDT on Kraken (grade B) — 5.5% → 5.5%, unchanged for 25 straight days. Nobody screenshots it. It just pays. 🔎 Every rate, tracked daily and graded A–F: https://yieldscope.io/en/stablecoins/ 🏦 Kraken's full risk breakdown: https://yieldscope.io/en/platform/kraken/ Not financial advice.

📉 A war just shook the markets — here's the week in numbers, and what it means if you earn on crypto. What happened: 🔻 The US–Iran war reignited — strikes, a blockade of Iran's ports, oil spiking 🔻 Korea's KOSPI fell 9.95% on Jul 13 (trading fully halted), −6.37% on the 16th 📈 The Bank of Korea hiked rates to 2.75% — first hike in 3.5 years 💥 ~$286M in forced liquidations on Upbit in a single day And over the same week, the crypto a saver actually holds: 🟢 Bitcoin: −0.2% 🟢 Ethereum: +4.8% 🟢 Safe stablecoin rates (grade A/B): 5–5.5%, paying like nothing happened 💡 The lesson is old: when stocks halted, money didn't flee crypto — it rushed in (Upbit volume ~+1,400%). The $286M that got wiped out were leveraged bets. Plain savings can't be liquidated. In a storm, the grade matters more than the APY. 🐢 📖 Full breakdown with every source: https://yieldscope.io/en/learn/markets-shaking-crypto-yield/ 🔎 Every safe stablecoin rate, graded: https://yieldscope.io/en/stablecoins/