Descriptive Prep: Brajesh Mohan

Pitfalls of AI-generated content: The use of AI tools like ChatGPT has opened up a debate on ownership of content and copyrights What is AI-generated content? AI-generated content is copy such as blogs, marketing materials, articles and product descriptions written by a machine. The AI content creator generates the content after a person inputs information such as keywords, phrases and topics.

The Reserve Bank of India (RBI) on Tuesday announced a framework for accepting 'green deposits' by banks and deposit-taking non-banking finance companies (NBFCs). The central bank has identified nine sectors in which the proceeds from these green bonds must be used. They include renewable energy and green transport.

Youth population alone may not be enough for demographic dividend https://www.business-standard.com/amp/india-news/size-of-young-population-is-no-guarantee-for-india-s-demographic-dividend-123042000631_1.html

Tips for Descriptive Writing for IRDAI Exam 2023 IRDAI exam 2023 will be held soon and in Phase II Exam there will be three Paper of 100 marks each based on Descriptive English and Descriptive Answer writing. In IRDAI exam you need to write descriptive through Pen and Paper based on the Questions available on your computer screen. Following are things you need to consider while writing Descriptive in this Particular exam. 1) Neat and legible handwriting 2) Simple language without any grammatical and spelling mistakes 3) Use of diagrams, flowcharts, maps to break the monotonous writing 4) Proper spacing between words and lines 5) Highlighting the keywords in your answer 6) Use of appropriate subtitles (Except Introduction and Conclusion) 7) Writing answers in small paragraphs or points 8) Use of single pen (Either blue or black) throughout your test 9) Avoiding the frequent striking of words/paragraphs.

❇️ RBI GRADE B 2023 Notification Coming on 25th April 2023 in Newspaper - It's Official Now. A Tender has been issued by RBI for Publishing RBI Grade B Recruitment Notification in leading Newspaper on 25th April 2023. Source: https://m.rbi.org.in/Scripts/BS_ViewTenders.aspx?Id=7850 🙎‍♂🙍‍♀ Follow 👉 @brajeshmohan and @descriptive_bankexam for Daily updates on Banking and Regulatory Exams.

BS Opinion - RBI's Green Deposit Framework

Those Who have joined the channel recently, please check all the pinned posts and hashtags, you will find ample resources for RBI, NABARD, IBPS, SBI exams descriptive writing (English and Answer). Popular Hastags - #descriptive #descriptivepyq #revision #nabardgradea #rbigradeb

Business Line: Opinion I. Related to empowerment of MFIs II. Rupee with Respect to Dollar

BL Opinion: https://www.thehindubusinessline.com/opinion/its-a-long-global-recession/article66748390.ece

The Carbon Border Adjustment Mechanism is a plan from the European Union (EU) to tax carbon-intensive products, such as iron and steel, cement, fertiliser, aluminium and electricity generation, from 2026. This tax is proposed to be implemented by the EU in 2 stages entering into force on October 1, 2023. Under the 3 years transitional phase, only carbon emission reporting regulations would apply and there would be no requirement to pay Carbon Border Tax. After the transition period, tax would be levied on varied goods in a phased manner from 2026 to 2034. By 2034, all the goods and materials imported in the EU will be encased with the applicability of CBAM. India has maintained that developed countries cannot push the burden of doing more to tackle climate change while they evade responsibilities themselves. At COP27, India said all fossil fuels needed to be phased down and not just coal, which has been targeted by the developed countries and which India is heavily reliant on. https://economictimes.indiatimes.com/small-biz/trade/exports/insights/carbon-border-tax-why-it-may-have-adverse-impact-on-indias-exports-to-the-eu/articleshow/97571575.cms https://www.weforum.org/agenda/2021/10/what-is-a-carbon-border-tax-what-does-it-mean-for-trade/

Digital Edition: https://www.thehindubusinessline.com/opinion/preparing-industry-for-carbon-border-tax/article66748556.ece

ESG refers to the criteria used to evaluate a company's performance on environmental, social, and governance issues. This includes issues such as carbon emissions, labor practices, diversity and inclusion, executive pay, and board independence, among others. For example, TCS has low carbon emission because of being a service company, it has more women employee so that promote social inclusion and it also enjoys good governance practice at the organizational level. One of the most significant opportunities presented by ESG factors is the potential for sustainable and responsible investment. Investors are increasingly looking to invest in companies that are committed to sustainability and social responsibility. At the same time, however, there are also challenges associated with ESG considerations, particularly for developing countries. For example, many businesses in developing countries may struggle to meet ESG criteria due to limited resources or competing priorities. For example, India is one of the largest producers of coal in the world, and is heavily dependent on fossil fuels for energy. This can make it more difficult for Indian companies to meet criteria related to carbon emissions or renewable energy. Another significant challenge is the potential for ESG criteria to be used as a form of trade protectionism. Developed countries may use ESG criteria as a way to restrict imports from developing countries, particularly in industries such as agriculture or textiles. The Securities and Exchange Board of India (SEBI) has issued guidelines on ESG reporting, which will require listed companies to disclose information on their ESG performance.

Recently ESG has been in News regularly. There could an Essay based on this topic could be asked.

❇️ Descriptive Answer Writing Practice Questions for RBI Grade B 2023 Day - 9 Q. Discuss the functioning of the money market in India and its role in monetary policy transmission. (600 Words, 25 min) Q. Analyze the role of the capital market in capital formation and its contribution to economic growth. (400 Words, 20 Min) Q. Analyze the potential of fintech in promoting financial inclusion and improving access to financial services. (400 Words, 20 Min) 🙎‍♂🙎‍♀Follow 👉@descriptive_bankexam for Daily Descriptive Practice Question.

❇️ Descriptive Practice Questions for NABARD Grade A 2023 - List - I/IV Q. Discuss the role of technology in improving agricultural productivity and rural development. Q. Explain the concept of Blue Economy and its potential and challenges in India. Q. Evaluate the effectiveness of the Swachh Bharat Mission Gramin in achieving the goal of clean India. Q. Analyze the potential of renewable energy sources in meeting India's energy needs. Q. Explain the concept of circular economy and its relevance for sustainable development. Q. Discuss the challenges faced by India's education system and suggest reforms to address them. Q. Discuss the challenges faced by India's healthcare sector and suggest measures to improve its performance. Q. Discuss the challenges faced by India's agriculture sector and suggest reforms to address them. Q. Evaluate the impact of the National Rural Livelihood Mission on poverty reduction in India. Q. Discuss the Importance and challenges faced by India's water sector and suggest measures to address them. Q. Evaluate the impact of the Pradhan Mantri Fasal Bima Yojana on agricultural productivity in India. Q. Discuss the potential of agroforestry for sustainable agriculture and rural development. Q. Analyze the impact of climate change on Indian agriculture and suggest measures for adaptation and mitigation. Q. Discuss the role of self-help groups (SHGs) in promoting rural entrepreneurship and women's empowerment. Q. Analyze the impact of e-NAM (National Agriculture Market) on farmers' income and market access. Q. Discuss the challenges faced by India's dairy sector and suggest measures for improving its performance. Q. Evaluate the potential of organic farming for sustainable agriculture and rural development. Q. Analyze the impact of land fragmentation on Indian agriculture and suggest measures for consolidation and modernization. Q. Discuss the potential of rural tourism for promoting rural development and employment generation. Q. Evaluate the effectiveness of the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) in reducing rural poverty and providing employment opportunities. Q. Discuss the challenges faced by Indian fisheries and aquaculture sector and suggest measures for improving their performance. Q. Analyze the impact of soil degradation on Indian agriculture and suggest measures for soil conservation and fertility improvement. Q. Discuss the potential of agribusiness for rural entrepreneurship and value addition in agriculture. Q. Evaluate the effectiveness of the Pradhan Mantri Krishi Sinchai Yojana in improving irrigation facilities and water use efficiency. 🙎‍♂🙎‍♀ Follow 👉 @descriptive_bankexam and @brajeshmohan and @agrilearn_nabard for Regular Updates on Banking and Regulatory Exams.

Super Sunday-II: Write Essay on Following Topic in 450 Words. I. Globalization and its impact on the World Economy II. Role of Technology in Governance and Development III. Artificial intelligence (AI) and its impact on society IV. Public Healthcare Sector in India: Importance and Challenges

❇️ Descriptive Answer Writing Practice Questions for RBI Grade B 2023 Day - 8 Finance - Q. Discuss the functions of AIFIs? How is it different from commercial banks? Discuss the need and importance of AIFIs. (600 words, 25 Min) ESI & Finance - Q. What are Budget Deficit? Discuss various sources of Deficit financing in detail. (400 Words, 20 Min) Finance - Q. What is Debt-to-GDP ratio? Discuss the reasons of rising Debt-to-GDP ratio and its possible Impact on economy. (400 Words, 20 Min) Follow 👉 @descriptive_bankexam for Daily Practice Questions and Suggestions. #descriptive #revision #rbigradeb

❇️ Descriptive Practice Questions for ESI - RBI Grade B 2023 and ESI & ARD - NABARD 2023 Based on Latest News - October - Feb 2023 Q. Local community participation is key to achieve SDG objectives. In this context, examine the challenges in localization of SDG in India and suggest suitable measures to make SDGs a democratic exercise. https://www.thehindubusinessline.com/opinion/a-grassroots-approach-to-pursuing-sdgs/article66311019.ece Q. Despite government efforts, women are being under represented in STEM ( Science, Technology, Engineering, and Mathematics). By explaining the challenges, suggest some innovative solutions for achieving gender parity in STEM. Q. The Indian logistics industry is still largely disorganized and fragmented. In this context, examine the role of Gati Shakti Mission in enhancement of logistics efficiency in India. Q. Precision farming has the potential to fulfil the food security of growing population with less exploitation of natural resources. Discuss. Q. Highlight the impact of Single use plastics on environment. To what extent the ban on single use plastic is an effective measure? Analyze. Q. By highlighting the major objectives of POSHAN Abhiyan, Critically examine its role in achieving India's nutritional security. Q. Explain in brief about India's updated Nationally Determined Contribution to combat climate change. Also analyze the key challenges in achieving those targets. Q. Discuss the key objectives of PM Shri Scheme and it's significance in improving quality of education in India. Q. Examine the features of New Education Policy, 2020 (NEP, 2020), also discuss the challenges in Implementation. Q. Recent cyber attacks in India emphasis the need for development and implementation of Cyber Security Strategy. Discuss. Q. Explain about El Nino and La Nina phenomenon and it's impact on Indian monsoon. Q. Food fortification is a cost-effective and complementary strategy to address India’s malnutrition burden. Discuss the Importance and Challenges associated with it. Q. What is e-rupee? Highlighting it's various features, discuss its benefits. Q. Despite significant growth in digital economy, there exists a grave digital divide in India. Discuss. Q. Identify the major drivers that are contributing to soil degradation. Also, discuss about India's soil conservation strategy. Q. What is the importance of protecting groundwater? Also examine the opportunities and challenges of groundwater management in India. Q. Examine the effectiveness of National food security Act ,2013 in achieving food security in India Q. In the advent of Digital era, Big tech companies disrupt free and fair practice in the market. In this context, analyze the role of Competition Commission of India and suggest measures to ensure level playing field for all players. Q. What are Multi state cooperatives? Discuss the key changes proposed in Multi state cooperatives amendment bill 2022 Q. Examine the rationale behind introduction of Investor Education and Protection Fund (IEPF) in India. Also highlight its key features. Q. Discuss the significance of Millets to both farmers and consumers. Also examine the challenges in production and Promotion of Millets in India. Q. India has immense potential of green hydrogen production. In this context, discuss the objective and importance of National Green Hydrogen Mission Q. By highlighting the major objectives of Financial Inclusion, assess the role of microfinancing in fostering those objectives. Q. Examine the role of Self Help Group in achieving the objectives of financial inclusion in India. Q. Highlight the various measures announced in recent budget related to agriculture sector. How far these measures aid in promotion of natural farming in India? Q. What are Primary Agricultural Credit Societies? By highlighting the issue in their functioning, discuss the recent measures taken by the government in this regard.

Key Data/Facts related to India's Export and Import - Prelim and Mains Russia holds the fourth position among India's top 10 merchandise import destinations, as imports from the country grew five times during the financial year, according to data from the Ministry of Commerce. China, the U.A.E. and the U.S. are India's top import source nations in FY23. India's overall trade export estimates stood at $770.1 billion, exceeding $20 billion from the target figure, with services leading the overall export growth. A look at export destinations shows that the U.S., with 17.5% share, retains the top spot for Indian exports. An outlier this year has been the Netherlands. It has emerged as the third biggest export destination, capturing a 4.67% share in the total exports in fiscal 2023. Total Exports (goods + services) of India in 2022-23 = $447 billion + $323 billion = $770 billion = 23% of GDP Total Imports (goods + services) of India in 2022-23 = $ 714 billion + $178 billion =$892 billion = 27% of GDP