Descriptive Prep: Brajesh Mohan

❇️ Descriptive Answer Writing Practice Questions for RBI Grade B 2023 Day - 8 Finance - Q. Discuss the functions of AIFIs? How is it different from commercial banks? Discuss the need and importance of AIFIs. (600 words, 25 Min) ESI & Finance - Q. What are Budget Deficit? Discuss various sources of Deficit financing in detail. (400 Words, 20 Min) Finance - Q. What is Debt-to-GDP ratio? Discuss the reasons of rising Debt-to-GDP ratio and its possible Impact on economy. (400 Words, 20 Min) Follow 👉 @descriptive_bankexam for Daily Practice Questions and Suggestions. #descriptive #revision #rbigradeb

❇️ Descriptive Practice Questions for ESI - RBI Grade B 2023 and ESI & ARD - NABARD 2023 Based on Latest News - October - Feb 2023 Q. Local community participation is key to achieve SDG objectives. In this context, examine the challenges in localization of SDG in India and suggest suitable measures to make SDGs a democratic exercise. https://www.thehindubusinessline.com/opinion/a-grassroots-approach-to-pursuing-sdgs/article66311019.ece Q. Despite government efforts, women are being under represented in STEM ( Science, Technology, Engineering, and Mathematics). By explaining the challenges, suggest some innovative solutions for achieving gender parity in STEM. Q. The Indian logistics industry is still largely disorganized and fragmented. In this context, examine the role of Gati Shakti Mission in enhancement of logistics efficiency in India. Q. Precision farming has the potential to fulfil the food security of growing population with less exploitation of natural resources. Discuss. Q. Highlight the impact of Single use plastics on environment. To what extent the ban on single use plastic is an effective measure? Analyze. Q. By highlighting the major objectives of POSHAN Abhiyan, Critically examine its role in achieving India's nutritional security. Q. Explain in brief about India's updated Nationally Determined Contribution to combat climate change. Also analyze the key challenges in achieving those targets. Q. Discuss the key objectives of PM Shri Scheme and it's significance in improving quality of education in India. Q. Examine the features of New Education Policy, 2020 (NEP, 2020), also discuss the challenges in Implementation. Q. Recent cyber attacks in India emphasis the need for development and implementation of Cyber Security Strategy. Discuss. Q. Explain about El Nino and La Nina phenomenon and it's impact on Indian monsoon. Q. Food fortification is a cost-effective and complementary strategy to address India’s malnutrition burden. Discuss the Importance and Challenges associated with it. Q. What is e-rupee? Highlighting it's various features, discuss its benefits. Q. Despite significant growth in digital economy, there exists a grave digital divide in India. Discuss. Q. Identify the major drivers that are contributing to soil degradation. Also, discuss about India's soil conservation strategy. Q. What is the importance of protecting groundwater? Also examine the opportunities and challenges of groundwater management in India. Q. Examine the effectiveness of National food security Act ,2013 in achieving food security in India Q. In the advent of Digital era, Big tech companies disrupt free and fair practice in the market. In this context, analyze the role of Competition Commission of India and suggest measures to ensure level playing field for all players. Q. What are Multi state cooperatives? Discuss the key changes proposed in Multi state cooperatives amendment bill 2022 Q. Examine the rationale behind introduction of Investor Education and Protection Fund (IEPF) in India. Also highlight its key features. Q. Discuss the significance of Millets to both farmers and consumers. Also examine the challenges in production and Promotion of Millets in India. Q. India has immense potential of green hydrogen production. In this context, discuss the objective and importance of National Green Hydrogen Mission Q. By highlighting the major objectives of Financial Inclusion, assess the role of microfinancing in fostering those objectives. Q. Examine the role of Self Help Group in achieving the objectives of financial inclusion in India. Q. Highlight the various measures announced in recent budget related to agriculture sector. How far these measures aid in promotion of natural farming in India? Q. What are Primary Agricultural Credit Societies? By highlighting the issue in their functioning, discuss the recent measures taken by the government in this regard.

Key Data/Facts related to India's Export and Import - Prelim and Mains Russia holds the fourth position among India's top 10 merchandise import destinations, as imports from the country grew five times during the financial year, according to data from the Ministry of Commerce. China, the U.A.E. and the U.S. are India's top import source nations in FY23. India's overall trade export estimates stood at $770.1 billion, exceeding $20 billion from the target figure, with services leading the overall export growth. A look at export destinations shows that the U.S., with 17.5% share, retains the top spot for Indian exports. An outlier this year has been the Netherlands. It has emerged as the third biggest export destination, capturing a 4.67% share in the total exports in fiscal 2023. Total Exports (goods + services) of India in 2022-23 = $447 billion + $323 billion = $770 billion = 23% of GDP Total Imports (goods + services) of India in 2022-23 = $ 714 billion + $178 billion =$892 billion = 27% of GDP

Merchandise exports are expected to continue to drive much of India’s estimated GDP growth of 7 per cent during FY23. Despite a contraction in exports during the last two quarters of the current financial year, Export-Import Bank of India forecasts a record high merchandise exports of over $447 billion during FY23, growing at 6 per cent over the record exports of last year. Concomitantly, non-oil exports are forecast to exceed $350 billion for the full year, driven by exports of electronic goods . An ambitious target of $2 trillion by 2030, as compared to an estimated $750 billion for FY23, has been set by the government. While these targets may seem daunting, achieving these targets may be plausible with concerted efforts from all stakeholders. Q. What do you understand by Export led economic Growth? Discuss Importance and Challanges associated with Export Promotion in India and also highlight the steps taken by the government.

BL Opinion: Skills shortage hampering farm mechanisation ARD Q. Discuss the Significance of Farm mechanization in India on Production, Productivity, Cropping Intensity and raising Income of farmers. (600 Words, 25 Min) ARD Q. What do you understand by Agriculture Extension? Dicuss its Importance and Challanges. (600 Words, 25 Min)

❇️ Descriptive Answer Writing Practice Questions for NABARD Grade A 2023 Day - 7 ARD Q. How do subsidies affect cropping pattern, crop diversity and economy of farmers? (600 Words, 25 min)

❇️ Descriptive Answer Writing Practice Questions for RBI Grade B 2023 Day - 7 ESI Q. What do you understand by the term Balance of Payment? Examine the factors that led to the balance of payment crisis of the early 90s and also discuss the measures taken by India. (600 Word, 25 Min) Finance Q. What is Bond Yield? Discuss the factors that influence variation in bond yields and how these variations impact economy? (400 Words, 20 Min) Management Q. Explain the Blake and Mouton Managerial Grid Theory of leadership. What are its advantages and limitations? (600 Words, 25 Min)

❇️ Descriptive Answer Writing Practice Questions for NABARD Grade A 2023 Day - 6 ARD Q. What do you understand by Integrated farming? Discuss the role of it in sustaining agricultural production. (600 Words, 25 min)

❇️ Descriptive Answer Writing Practice Questions for RBI Grade B 2023 Day - 6 ESI Q. How India's Industrial policy has shaped after Independence? Discuss in detail. Finance Q. Discuss the role of Technology in Promoting Financial Inclusion Management Q. Why do you understand by Business ethics? why ethical problems occur in business? Suggest measures.

Build disaster-proof cities https://www.thehindubusinessline.com/opinion/build-disaster-proof-cities/article66725964.ece

Trade gains. Signing FTAs with an eye on FDIhttps://www.thehindubusinessline.com/opinion/signing-ftas-with-an-eye-on-fdi/article66725707.ece India’s new stance on trade agreements: It takes India back to the pre-reforms era https://indianexpress.com/article/opinion/columns/prabhash-ranjan-on-indias-new-stance-on-trade-agreements-it-takes-india-back-to-the-pre-reforms-era-8547596/

Important Update:- Daily Practice Series hasn't stopped, will try to post questions regularly from tomorrow onwards.

How India’s Rupee Trade Settlement will help India?Dealing and payments of most of imports, including crude oil, and several overseas transactions by India have to be paid in US dollar. India has to sell INR (Indian Rupee) to buy USD to pay OPEC (Organization of the Petroleum Exporting Countries) for its oil imports.Notably, INR is not fully convertible and therefore, it is often difficult to get buyers for it. On the other hand, USD has higher demand as compared to INR and its supply is controlled by the Fed. With trade being done in rupees, RBI will not be required to find buyers for INR to sell USD in return.It, therefore, increases the demand for the Indian rupee and brings in savings that has been accumulated from not having to remit conversion charges to banks. The Indian government-led by Prime Minister Narendra Modi is exploring to do this with other nations.

Super Sunday: Write Essay on Following Topic in 450 Words. I. Climate justice and equity II. Urban Forestry and Its Importance III. Gender Budgetting and Its significance

❇️ Descriptive Answer Writing Practice Questions for NABARD Grade A 2023 Day - 5 ARD Q. What do you understand by crop diversification? Discuss its need, Importance and Challanges. (600 Words, 25 min)

❇️ Descriptive Answer Writing Practice Questions for RBI Grade B 2023 Day - 5 ESI Q. Analyse the growing impacts of climate change on India. Are the steps taken so far adequate enough to tackle climate change? Management Q. Discuss the Alderfers’ ERG theory and how it is different from Maslow's Theory of Needs? - 400 Words, 20 Min

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Data/Facts: What are the Challenges Related to Indian Export Growth?