CS Study Notes - Executive, Professional & Foundation

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The Problem is rarely the problem 99% of the harm is caused in your head, by you & your thoughts 1% of the harm is caused by the reality, what actually happens & outcome. Most of the time, the problem isn't the problem. The way you think about the problem is. 🎓 @Divyesh_Vaghela

💰 Very very Useful Financial Tips:- ═════ ♢.✰.♢ ═════ 1. Avoid buying property on loans unless you have a clear plan for its repayment. Monitor cash flow 2. Start a SIP at a very young age 3. Avoid buying a car unless you use it everyday 4. Do not let this sentence scare you. “Mutual fund investment are subject to market risk”. Look at the history and growth of Mutal Funds 5. Try having a simple wedding 6. Atleast 20% of your wealth should be liquid so you can utilize it when necessary 7. Considering inflation, do not keep huge money in savings bank account 8. If you invest in stocks, pay due attention 9. Do not have a belief that property & car make you rich 10. Never invest in insurance for returns 11. Use credit card for needs not for wants 12. Cancel all credit cards before you die, or inform family. Even a small residue will cost your family much 13. Invest on yourself & then on other investments 14. Balance your earnings with your savings first, then on spending and loans. Never take unnecessary loans 15. Always have a plan for future events on your career, life, spending and finance 16. Always have a reserve on your savings for contingency and urgent situations 17. Investment like, have a regular health check & do healthy workout every day 18. Do buy adequate Term Insurance Policy, if you have dependents 19. Prepare a Will Regards, 🎓 @Divyesh_Vaghela