Affluent Announcements

Our co-founder Justin will be joining a panel discussion at Telegram Builders Day, sharing insights on Scaling DeFi by leveraging Telegram’s massive audience. 📢 A perfect warm-up before our own "DeFi-nitely: Institutional Adoption on TON DeFi" side event in the evening. See you there! 👉 https://t.me/epicweb3/825 🔷 App | X | Docs | Blog 🔷

Heading to @consensusbycoindesk? 🇭🇰 Join @FactorialFinance, @Kiln_finance, and @tradoor_io on Feb 17 for “DEFI-NITELY: Institutional Adoption on TON DeFi”—an exclusive evening of networking & DeFi discussions. 🌟 Speaker lineup featuring @toncoin & more—coming soon! ⏰ Monday, Feb 17, 6pm 📌 Duddell's ,Hong Kong 💎 RSVP 👉 https://lu.ma/k5fcue4v 🔷 App | X | Docs | Blog 🔷

SingularV__ (formerly alphanonce) Joins Factorial as Vault Manager! As a Vault Manager, SingularV carefully curates and optimizes vault strategies, maximizing capital efficiency for users. Stay tuned for more updates on how Factorial and SingularV are contributing to the growth of the TON DeFi ecosystem! 🔷 App | X | Docs | Blog 🔷

SingularV (formerly alphanonce) Joins Factorial as Vault Manager! As a Vault Manager, SingularV carefully curates and optimizes vault strategies, maximizing capital efficiency for users. Stay tuned for more updates on how Factorial and SingularV are contributing to the growth of the TON DeFi ecosystem! 🔷 App | X | Docs | Blog 🔷

We talked about Vault a few days ago, and today we're picking up where we left off— Vault Manager. Vault Manager plays a key role by offering professional oversight in: ✅ Risk Management: Guiding users through shifting market risks with tailored strategies. ✅ Portfolio Optimization: Finding the best yield opportunities while ensuring full transparency. By managing risks and maximizing returns, they allow users to simply deposit their funds and let Vault take care of the rest—no need for constant market tracking or manual tweaks. You can check out all things Vault in our blog 👉 https://blog.factorial.finance/introducing-vault-vault-manager-45d01ba4cf16 🔷 App | X | Docs | Blog 🔷

When @toncoin recognizes Factorial as one of the top DeFi protocols. 💎 👉 https://x.com/ton_blockchain/status/1887880490671026438 🔷 App | X | Docs | Blog 🔷

@redstonefinance just announced its partnership in powering @toncoin projects—and we’re part of it! Spot us in the lineup 👀 👉 https://x.com/redstone_defi/status/1887880999851462753 🔷 App | X | Docs | Blog 🔷

Steve, Founder of @tvmventures, spoke with CNBC about TVM's $100M fund for @toncoin. When asked what kind of projects TVM Ventures is interested in, Steve’s immediate answer was—Factorial 🚀 Steve mentions Factorial at 1:00 – key points: 🔹 A scalable lending protocol leveraging TON’s asynchronous architecture 🔹 Built for mass adoption without relying on sidechains or off-chain solutions 🔹 Automated asset management powered by institutional market makers What else was discussed? 👀 🔹 SocialFi & copy-trading on Telegram 🔹 TON’s exclusive partnership with Telegram 🔹 The US turning pro-crypto & TON’s expansion Watch the full interview: cnbc.com/video/2025/02/05/tvm-ventures-launches-100-million-fund-to-scale-ton-network.html 🎥 🔷 App | X | Docs | Blog 🔷

With Vault, you can simply deposit and forget. Wondering how? Vault is an advanced lending protocol built on Factorial Finance. By combining the strengths of isolated and multi-asset pools, Vault delivers an efficient, streamlined lending experience. Why Isolated Pools? 🔸 No cross-collateralization surprises 🔸 No hidden correlation risks 🔸 No market contagion But what's the problem with traditional DeFi lending? ⚠️ Constantly monitoring where to allocate capital for the best risk-adjusted returns. ⚠️ Fragmented markets that limit liquidity and efficiency. Vault solves this by: ✅ Simplifying yield generation with vault strategies managed by institutional curators like SingularV ✅ Dynamically adjusting liquidity when lending activity spikes in specific markets ✅ Tailoring lending strategies to fit different risk appetites Deposit your USDT, and let the experts handle the rest. 🛠 Learn more 👉 blog.factorial.finance/introducing-vault-vault-manager-45d01ba4cf16 🔷 App | X | Docs | Blog 🔷

Factorial is now live on @defillama_tg! 🚀 We’ve hit over $11M TVL—and we’re just getting started 👀 👉 defillama.com/protocol/factorial 🔷 App | X | Docs | Blog 🔷

Factorial is thrilled to join the @TVMVENTURES portfolio and help drive DeFi innovation on @TONCOIN! 🚀 Catch the full story on @THE_BLOCK_CRYPTO as we take this exciting step forward! 👉 theblock.co/post/338477/ton-foundation-steve-yun-tvm-ventures 🔷 App | X | Docs | Blog 🔷

Happy Lunar New Year from Factorial Finance! 🐍 As we slither into the Year of the Snake, we’re building something Pro! 🏗️ Factorial Pro is in the works—offering granular asset control, leveraged yield farming, and pro-level DeFi tools. Stay tuned! 🔷 App | X | Docs | Blog 🔷

New to Factorial? 🚀 Get started with our easy-to-follow tutorial today. 👉 docs.factorial.finance/tutorials/market-supplying 🔷 App | X | Docs | Blog 🔷

Factorial Finance has been successfully audited by TonTech 🔒💎 TonTech is the premier TON auditors in the ecosystem having successfully audited top projects such as STON.fi, Wallet, and Getgems. More audits are underway. Can you guess who? 👀

Factorial Finance is designed to be a gateway for simplified yield services. We provide accessible and flexible lending & borrowing solutions, making DeFi easier and more efficient than ever. Why we built Factorial? 🧵 Current lending protocols fall short in several critical areas: 1️⃣ Weak Distribution Channels – The complexities of on-chain activities, including wallet management and gas fees, create barriers for retail users and hinder widespread adoption. 2️⃣ UX Challenges – Users without specialized knowledge struggle to navigate and fully utilize DeFi services. 3️⃣ Limited Customization – Existing platforms enforce a one-size-fits-all risk-return profile, leaving little room for tailored solutions. How does Factorial solve these challenges? Factorial offers key features that redefine DeFi lending: 🔹 Isolated Pool – Each lending pool operates independently, containing risks within its boundaries. 🔹 Pool Factory – Enables permissionless creation of highly customizable and credible liquidity pools. 🔹 Vault – Simplifies the user experience by abstracting the complexities of isolated pools. 🔹 Power Account – A personalized yield-generation tool supporting advanced strategies like flash loans. Factorial empowers users by blending simplicity with professional-grade DeFi solutions. Want to learn more? 👇 blog.factorial.finance/factorial-architecture-d2caf8e3664a

Factorial is now LIVE! 🚀 Start supplying and borrowing today. ➡️ factorial.finance Want to know more about how Factorial is redefining DeFi? Learn about: 🔹 Why we built Factorial 🔹 Our unique architecture 🔹 What’s next for Factorial 👉 Read the full story here: blog.factorial.finance/factorial-architecture-d2caf8e3664a

DeFi tools are scattered. Factorial is the aggregator that brings simplicity.

Let us abstract away complex DeFi user experience.

Building on TON Blockchain presents a possibility to unlock 1 billion Telegram users.

New year, new way of managing assets in TON Blockchain. Simplified DeFi, mass adoption ready, enriched utilities.