Official JPU Waitlist 🚀

You all remember Greg right? He’s new to our team working in marketing but loves property. I’m teaching him step by step. So far he’s learned strategies, planning permission & licensing (not to be confused with each other), social housing, and the renters rights act. We’ve got a long way to go, but he’s making great progress! It’s 7pm here in Samui 🇹🇭 Have a great Thursday! James x

I wonder how many will get both questions right… 👀

QUIZ TIME! ⁉️ Stamp Duty Edition You’re buying a property for £140,000

The worst mistake I did as a landlord. A light-hearted video with a serious message behind it. I once self-managed. You might think that’s okay to do for 1-2 properties. But as your portfolio scales, self-managing is not an option. It’s a full-time job. On top of that, tenants think they’re your friend after a few messages back and forth. And then comes the “I can’t pay my rent today, are we okay to move it to next week?” You very quickly lose that professional barrier. That’s why it should be: Tenant ➡️ Agent ➡️ You. It’s so powerful. I’ll teach you the way of running my own property business inside the JPU on 27th June. Get ready for our launch, 13 days to go! Have a great Sunday, James x

Your mortgage offer has expired That was this week’s topic on your Buy-to-Letter. Find out what happened when a lender wanted us to undertake damp works before completion, with the mortgage offer expiring. If you haven’t yet subscribed, you can do so here Have a great Friday, I’ll catchup with you later on! James x P.S. we had a JPU bbq last night with our team in Thailand. Here we all are in deep thoughts 👇

If I were prime minister, here’s what I’d do. Entrepreneurs, business owners, and future property investors in this group, what do you think? ❤️ = agree

HMO vs Social Housing HMO. Did you already know this? I only some of you already did. But just to clarify from a question I answered earlier today. The power of the social housing strategy we teach at JPU.

Good morning everyone and to all new members joining over the weekend ☀️ I’m queuing up to get my coffee from the local cafe close to JPHQ! It’s Monday, my favourite day (used to be my least favourite). Hope you have a good week ahead. Do something different this week than you would usually do. Start the gym, go for a walk, call a friend you haven’t spoken to in a while. Do something different, you’d be surprised what can happen. I’ll catch-up in here a little later. Have a good day! James

Meet Greg! He’s new to our team. Every team member goes through training. And Greg wants to learn so he can have his own portfolio one day. So, we’re filming a series of “Teaching Greg”. Starting with the basics, the first lesson we cover is strategies. One thing to know about Greg. He’s the first into the office and the last out. He’s keen on learning and not afraid to ask questions. He’s also a good character to have around that doesn’t mean to be funny, but he is! So we’re going to have lots of fun. We have a motto at JPU within the team and in PropChat (our student community): There’s no such thing as a silly question! Enjoy the first episode! Have a great weekend, James x

Good morning ☀️ Issue 003 of your Buy-to-Letter should be with you soon 📧. Have a coffee and a read of the lessons I learned from a British billionaire - the owner of Together Money. I met him at his offices in Manchester and I took what he told me on board and applied it to my own business. I know we have many entrepreneurs and property investors in here so you’ll find it useful. P.S. this is Kombucha, my go-to drink at the minute. I know Starbucks have some in the UK. Kush also makes it herself! Subscribe to the next issue of the Buy-to-Letter here, if you missed this one!

Hi everyone! This question stops a lot of people from starting. Don’t let that be you. I’ve broken down how and why it’s easier to get a mortgage inside a Ltd company when comparing to something like your own home.

Good morning to everyone and to our new members joining ☀️ I’ve just finished writing the the ‘behind the business’ section of our weekly newsletter (the Buy-to-Letter). It will be released tomorrow. You can subscribe here 📧 Plus we’ve had a couple of resources dropping recently. Appreciate this can get lost in the chat so I’ll attach all the links below for easy access 👇 🔨 Trade Labour Day Rate Guide 👀 Viewing Checklist I’ll be in touch a little later today! James x

And two quick reminders! First - if you need finance for your next deal, don’t forget we have James Property Mortgages. Whether it’s a mortgage or bridging finance, the team can help. 🧡 jamesproperty.io/mortgages Second - if you’re not already subscribed to the Buy-to-Letter, our Issue 003 is released on Friday. It’s probably the most useful 5 minute read you’ll have all week. Real deals, property lessons, student wins, and what’s going on behind the scenes at James Property. 📧 jamesproperty.io/newsletter Thanks, James x

👇👇👇 Hi all! If you’re buying property through a limited company and you’ve loaned your own money into it as a deposit, that money sits in what’s called a Director’s Loan Account - your DLA. Here’s the bit most people miss. Because that money was yours to begin with, you can draw it back out at any time completely tax free. No dividend tax. No income tax. Just your own money coming back to you. So instead of pulling profits out as dividends and paying tax on them, you simply recall your director’s loan. You defer the tax. Legally. This is one of the reasons why investing through a limited company makes so much sense for property investors who are serious about building a portfolio long term. And this is just one strategy. Inside JPU we go deep on tax efficiency, Ltd company structuring, and exactly how to set yourself up so you keep more of what your portfolio makes. We launch on 27th June. 24 days to go! James x P.S. to get moving before we launch and to setup your Ltd company for free, click here to fill out the form and we’ll do the rest. Plus you’ll get 3 months of accounting on the house! 🏠

A little review from one of our students inside JPU PropChat who has progressed onto their 3rd property since joining. Not only am I impressed with them personally, they also try and help others on their own journey, becoming a Top Contributor at JPU 🙏🤝

Good morning ☀️ I wanted to give an update from this message I sent last Friday. The refinance funds came in today. £100,950.00 To give some context: This was a property I purchased for £66,000 Refurb + costs ~£50,000 All in for approx ~£116,000 The end value came in at £135,000. I refinanced at 75% of this value = £101,250 Minus some refinance costs, I’m left with £100,950.00. The next step is to buy another property as soon as possible. Don’t leave money sitting in the bank whatever you do. It’s losing its value. That’s the BRR strategy in a nutshell 🥜 Use this as motivation to get started. I’d love to help you! James x