MaxSwap - Convenient crypto wallet in Telegram

🌍 The Most Expensive Cities in the World in 2026 In these cities, almost everything comes with a high price tag — from renting an apartment to buying a simple cup of coffee on your way to work ❓ But how is the world's most expensive city actually determined? Analysts evaluate the main everyday living expenses, including:

• Housing rent and real estate prices • Groceries and everyday shopping • Restaurants and cafés • Public transportation and taxis • Utilities and internet • Healthcare and insurance • Entertainment and service costs • National currency strength and purchasing power

1. 🇨🇭 Zurich — the global leader thanks to high salaries, a strong Swiss franc, and some of the world's highest prices for goods and services. 2. 🇨🇭 Geneva — an international financial and diplomatic hub with expensive housing and a high overall cost of living. 3. 🇺🇸 New York — one of the world's most expensive cities due to high rent, real estate prices, and consumer spending. 4. 🇸🇬 Singapore — limited land, expensive housing, imported goods, and the high cost of owning a car make it one of the most expensive places to live. 5. 🇬🇧 London — high housing costs, transportation expenses, and the overall price of services keep the British capital among the world's most expensive cities. If you're planning a trip to one of these cities, the last thing you want to worry about is whether your payment will go through at the checkout MaxSwap lets you pay for restaurants, hotels, transportation, and shopping around the world! 👉 Open the card ─────────── ↗️ Support @maxswap_support

⚡️ It may seem like nothing has changed over the past 10 years, but the numbers tell a different story What do you think has become the most expensive over the last 10 years? 👉 Open the card ─────────── ↗️ Support @maxswap_support

💳 How Can Your Card Get Blocked? You make a payment and receive a decline. Don't panic — it doesn't always mean there's a problem with your card.

The reason could be: • the website or service • merchant restrictions • a temporary issue • limits on the seller's side

The most common mistake trying the same payment over and over again If a card receives several declines in a row, Visa's security system may treat this as suspicious activity as a result, the bank may automatically block the card What should you do instead? ✅ Don't repeat the same failed transaction multiple times. ✅ Contact our support team: @maxswap_support We'll check the reason for the decline and help you complete the payment safely 👉 Open the card ─────────── ↗️ Support @maxswap_support

❓ How can you avoid getting your card blocked? One of the most common reasons for card restrictions is forgotten subscriptions After getting a card, many users link it to various services: streaming platforms, VPNs, AI tools, and other services. Over time, these subscriptions are simply forgotten When there are not enough funds on the card, these services continue trying to charge the subscription fee automatically. Each failed attempt is recorded as a declined transaction ❗️ The payment system may interpret this as risky activity and place restrictions on the card. To avoid situations like this:

• keep track of your active subscriptions • remove your card from services you no longer use • maintain a sufficient balance for recurring payments • regularly check where your card is linked

Take care of your cards and keep an eye on your active subscriptions Thank you for choosing MaxSwap 🩵 👉 Open the card ─────────── ↗️ Support @maxswap_support

#MaxSwap_ExpertView 💬 Warsh’s Debut as Fed Chair As expected, the Fed kept rates unchanged in the 3.50–3.75% range. If you only look at the projections, the picture appears outright hawkish. Inflation forecasts were revised sharply higher: headline PCE is now expected at 3.6%, core PCE at 3.3%, while projected GDP growth for 2026 was cut to 2.2%. The median rate projection moved up to 3.8% by year-end, leaving almost no room for cuts: eight officials see no changes, nine allow for hikes of 25–75 bps, and only one favors easing. On paper, it’s a hawk in full form. But the most important development was the format itself. The FOMC statement was reduced to just a couple of paragraphs the shortest release in its history and, for the first time, forward guidance was removed entirely. This is what the beginning of reform under Kevin Warsh looks like. He deliberately distanced himself from the Fed’s own projections, launched five working groups (communications, balance sheet, data, productivity and employment, and inflation frameworks), and promised initial conclusions by the fall. In essence, the dot plot the chart where each policymaker marks their preferred interest-rate level has been relegated to a relic of the old system rather than a guide for future action. This changes both the framework and the future direction of policy. CPI inflation remains at 4.2% while rates stand at 3.5–3.75%, meaning real rates have already turned negative and policy is effectively looser than the headlines suggest. As a result, even holding rates steady can be interpreted as a dovish move, and Trump’s rhetoric seems to confirm it: instead of his usual attacks, the pause has suddenly become an acceptable and even desirable outcome. The dot plot itself also looks more hawkish than the mood in the room. According to Warsh, none of the 19 participants wanted to raise rates immediately, while opinions on the path ahead were split evenly. The broader backdrop remains solid as well: the economy continues to grow at a healthy pace, investment and productivity are improving, and job creation is roughly keeping up with labor force growth, helping unemployment remain stable. 👉 Open the card ─────────── ↗️ Support @maxswap_support

❗️Planning to make a deposit, withdrawal, or place a trade? On June 17, from 20:00 to 23:00 CET, MaxSwap will undergo scheduled maintenance to improve platform stability and reliability.

During this time, the following services will be temporarily unavailable: • Deposits • Withdrawals • Order placement • Order cancellation

Once the maintenance is complete, all services will resume normal operation. Thank you for your understanding and continued trust in MaxSwap ─────────── ↗️ Support @maxswap_support

✨ Friends, every day we receive dozens of support requests Most of them are not related to bugs or issues, but to how the cards work and features that new users may not be aware of We’ve collected the most common situations so you can stay one step ahead 👇 1. “I topped up my wallet, but there’s no money on my card.”

It’s important to understand that your wallet and card have separate balances When you top up your spot wallet, the funds are credited there first. They are not transferred to your card automatically To start using those funds with your card, open the card section and click "Top Up Card" After the transfer, the funds will become available for spending

2. “I topped up my card, but it only shows $3.”

This usually happens when you fund the card for the first time After the funds are received, the bank needs some time to process and display the transaction So if you topped up your card with $50, $100, or any other amount and the balance appears incorrect, don’t worry In most cases, the funds will appear on your balance within 5–10 minutes

3. “Why can’t I register a second account?”

Each account requires a unique email address If an email is already registered in the system, you won’t be able to create another account using the same email address If you need access to an existing account or have trouble logging in, please contact support

😊 Most questions can be resolved in just a few minutes when you know these details in advance If you still have questions message us, we’ll be happy to help @maxswap_support 👉 Open the card

⬇️ How to Top Up Your MaxSwap Card? To start paying with your MaxSwap card, you first need to fund your wallet and then transfer funds to your card. The entire process takes just a few minutes. Step 1. Fund Your Wallet

Go to the Wallet section and tap Top Up Choose the cryptocurrency you want to use for the deposit. For example, USDT TRC-20 is one of the most popular and convenient options After selecting the network, you will see your wallet address. Copy the address and send funds from your crypto wallet or exchange account ⚠️ Important: Always make sure that the sending network matches the selected deposit network. For example, if you choose USDT TRC-20, the transfer must also be sent via the TRC-20 network

Once the blockchain transaction is confirmed, the funds will be automatically credited to your MaxSwap wallet. Step 2. Transfer Funds to Your Card

Once the funds appear in your wallet balance, open the My Card section Tap Open Card, then select Top Up Enter the amount you want to transfer from your wallet to your card and confirm the transaction

If you still have questions message us, we’ll be happy to help @maxswap_support 👉 Open the card

🥲 What should you know about Visa cards? Sometimes payments may get decline, the reasons can be different: website, bank, limits or merchant-specific issues. Important: if the card gets 3 declines in a row, the bank may automatically block the card. The good news we will still be able to withdraw the funds from the card, but the card itself will need to be purchased again. How to avoid this?

✅ Don’t repeat the same transaction multiple times in a row If the payment didn’t go through it’s better to contact support: @maxswap_support

✅ Alternating successful transactions resets this “counter” This means normal card usage helps avoid blocking

If you still have questions message us, we’ll be happy to help @maxswap_support 👉 Open the card

Both MaxSwap cards are designed for different use cases 🥲 Visa Card Perfect for everyday payments with Apple Pay & Google Pay.

Best for: • offline purchases • tap-to-pay payments • daily spending • fast mobile payments

Card conditions:

• Card issuance fee — $50 • First deposit — from $25 • Top-up fee — 4.5% + $1 per transaction

😀 MasterCard Online / Google Pay card for subscriptions and worldwide payments

Best for:

• online shopping • subscriptions & streaming • digital services • internet payments worldwide • Offline Google Pay

Card conditions:

• Card issuance fee — $50 • First deposit — from $25 • Top-up fee — 4.5% + $1 per transaction

If you still have questions message us, we’ll be happy to help @maxswap_support 👉 Open the card

🔍 New Fed Chair, ETF records, and Trump’s visit to Beijing Strategy acquired another 535 BTC for $43 million, bringing its total holdings to 818,869 coins at an average price of $75,540, with a 9.4% return since the start of 2026. Morgan Stanley’s Bitcoin ETF (MSBT) attracted $193.6 million in its first month of trading without a single full day of net outflows, marking the most successful ETF debut in the bank’s history. CME is set to launch Bitcoin volatility futures on June 1, giving institutions a way to trade volatility without direct price exposure. Bitmine continues aggressively accumulating ETH, now holding 5.2 million coins — about 4.31% of Ethereum’s total supply, worth approximately $13.4 billion. Amid rising volumes, Binance reported that its AI security systems have blocked $10.53 billion in suspicious transactions since the beginning of 2025, protecting over 5.4 million users. Meanwhile, Coinbase is expanding crypto lending: total loans issued have exceeded $2.3 billion, and Solana is now accepted as collateral alongside BTC and ETH. ✨ The macro backdrop remains mixed. Core inflation in the US has accelerated to 3.8% annually, a seven-month high exceeding forecasts. The Senate has officially nominated Kevin Warsh as the next Fed Chair. Warsh has expressed support for digital assets, calling Bitcoin “the new gold for people under 40.” A crypto-friendly regulator in such a key position becomes another strong signal of trust and a potential catalyst for new institutional inflows. ⚡️ Against this backdrop, a major geopolitical event is unfolding — Trump is flying to Beijing today to meet Xi. This is the first visit by a US president to China in nearly 10 years, accompanied by an unprecedented delegation. During negotiations on trade deals, market access, international agreements, and chip exports, Trump stated his intention to set a global record for signed agreements. If the visit ends positively, easing trade tensions between the world’s two largest economies could become another powerful driver for risk assets, including cryptocurrencies. 👉 Open the card ─────────── ↗️ Support @maxswap_support

🥲 😀 Introducing the new MaxSwap cards Visa and MasterCard built for real everyday use

• Pay anywhere in the world • Use crypto as easily as fiat • Stay in full control of your funds • Make fast and seamless transactions

👉 Open the card ─────────── ↗️ Support @maxswap_support

#MaxSwap_ExpertView ⚡ Top institutions are buying crypto DTCC, together with BlackRock, JPMorgan, and Goldman Sachs, is preparing to launch pilot trading of tokenized stocks, ETFs, and Treasury bonds as early as July 2026. Morgan Stanley officially recommends allocating 2–4% of a portfolio to Bitcoin, while Canada’s sovereign fund AIMCo ($142B AUM) has entered crypto for the first time via a $219M position in MicroStrategy shares. Digital asset investment products have recorded a fourth consecutive week of net inflows, totaling $1.2B, bringing total AUM to $155B. On May 4 alone, U.S. Bitcoin ETFs saw $532M in inflows in a single day. Ethereum has attracted over $190M for the third straight week. Strategy has increased its holdings to 818,334 BTC worth over $61B, while Bitmine Immersion holds 5.18M ETH, with over 4.3M already staked, generating around $264M annually. Payment infrastructure is also shifting toward crypto. Visa has expanded stablecoin settlements to 9 blockchains, now processing around $7B annually up 50% quarter-over-quarter. PayPal has spun off crypto and PYUSD into a separate business unit. There are now over 130 card programs linked to stablecoins across more than 50 countries. Stablecoins are quietly becoming a global payment rail. Hyperliquid is testing HIP-4, bringing prediction markets directly on-chain and competing with Kalshi and Polymarket. As early as May 5, the first U.S. ETFs based on prediction markets could launch, with Roundhill filing an amendment with the SEC for that date. April also set a record for hacks ($651M in losses), but major players interpret this differently: infrastructure remains strong, and most incidents stem from team negligence rather than systemic vulnerabilities. 👀 TON is also worth watching. Pavel Durov announced a restructuring: Telegram is replacing the TON Foundation as the main driver of the network and becoming its largest validator. Based on current signals faster transactions and a sixfold reduction in fees the direction likely points toward agent-based payments and AI infrastructure within the messenger. The next 2–3 weeks should bring more clarity 👉 Open the card ─────────── ↗️ Support @maxswap_support

🇺🇸 U.S. Secretary of Defense Pete Hegseth stated:

Bitcoin is an instrument of influence

According to him, countries such as Iran, North Korea, and China are already активно using BTC to bypass sanctions, conduct cyber operations, and accumulate reserves The Pentagon is already working on strategies on how to use or contain BTC 👉 Open the card ─────────── ↗️ Support @maxswap_support

⚡ Final stage of the bear market Over the past 30 days, large players have accumulated 270K BTC the biggest wave since 2013. Exchange reserves have dropped to their lowest level since December 2017, while coins are активно being withdrawn from centralized exchanges: liquid supply on the market is shrinking (see chart). Tether has entered the top 5 largest Bitcoin holders with 97,141 BTC. Strategy continues aggressive accumulation: its portfolio has exceeded 815,000 BTC worth over $61B, with the latest purchase being 34,164 BTC for $2.54B. Tom Lee’s Bitmine added another 101,627 ETH in just one week, bringing total holdings close to 5M ETH about 4.12% of the total network supply. Meanwhile, miners are capitulating: Marathon, Riot, and Core Scientific have collectively reduced balances by tens of thousands of coins, but institutional capital is steadily absorbing this supply. Digital asset investment products posted their best weekly inflow since January: $1.1B, driven by softer inflation data. BlackRock’s IBIT attracted $292M in a single day, while Ethereum ETFs added $67.85M. Goldman Sachs has filed for a BTC ETF with premium yield something hard to imagine from one of the world’s most conservative banks just a couple of years ago. At the same time, Ethereum set a new all-time high in daily transactions, surpassing 3.6M, while stablecoin volume on the network reached a record. The regulatory backdrop has noticeably softened: the SEC clarified that non-custodial interfaces like Uniswap UI and MetaMask Swap can operate without a broker-dealer license under basic conditions, with guidance valid for five years. Galaxy interprets this as a signal that the SEC is capable of shaping crypto regulation without direct involvement from Congress. Against this backdrop, the DeFi segment is under acute stress. The KelpDAO rsETH exploit via LayerZero triggered a chain reaction: Aave faced bad debt issues, liquidity fled the protocol in panic, and ETH utilization hit 100%. The collateral damage spread to Solana, where Kamino reported complete liquidity exhaustion in key USDC pools. Notably, such waves of exploits have historically aligned with the final phase of bear cycles when liquidity is at its lowest and vulnerabilities are fully exposed. The key question now is how the industry will handle tracking and freezing compromised tokens. A real challenge for the entire ecosystem. 👉 Open the card ─────────── ↗️ Support @maxswap_support

Pay easier with a MaxSwap card anywhere in the world — without bank restrictions and hidden fees. 👉 Open the card ─────────── ↗️ Support @maxswap_support

#MaxSwap_ExpertView Spring Surge in Crypto ⚡️ February 2026 marked a symbolic turning point: monthly stablecoin volume exceeded the U.S. ACH system for the first time $7.2T vs $6.8T. At the same time, the Treasury Department, together with FinCEN and OFAC, is preparing unified rules for issuers under the GENIUS Act, including mandatory transaction monitoring, blocking suspicious activity, and supporting investigations. Notably, regulatory pressure is rising alongside institutional demand: the listing of a Bitcoin ETF by Morgan Stanley and $2.7B in BTC purchases on Binance within two hours after the U.S. Iran ceasefire clearly show how geopolitics directly translates into market activity. Meanwhile, large capital isn’t waiting for final regulations and continues to accumulate positions. Strategy acquired an additional 4,871 BTC for $329.9M, bringing its total holdings to 766,970 BTC worth $58B. Japan’s Metaplanet added 5,075 BTC in a week, surpassing MARA to take third place among corporate holders. Bitcoin funds attracted $22.3M over the week. According to Fidelity, institutional investors initially rotated from Bitcoin into gold at the start of the period, but are now shifting back toward BTC. This comes amid BlackRock’s filing for the IQQ ETF, a direct competitor to Invesco’s flagship QQQ with $376B in assets. Traditional and crypto markets continue to structurally converge. At the infrastructure level, several important shifts are happening simultaneously. ERC-8211 will enable bundling chains of DeFi operations into a single transaction with dynamic outcome calculation, fundamentally changing the capabilities of AI agents, which will no longer need to split complex financial scenarios into multiple steps with failure points. The Ethereum Foundation staked 70K ETH ($143M), replacing its usual token sales to cover operational costs with a passive income model generating $3.9M–$5.4M annually. BitMine increased its ETH position to 4.8M ETH, around 4% of total supply, while Circle issued a record $3.25B in USDC on Solana in just one week. On Hyperliquid, daily volume for WTIOIL-USDC reached $2.4B, becoming the second-largest after BTC a signal that on-chain commodity markets are no longer a niche experiment. It’s also worth mentioning the New York Times investigation into Adam Back, which is based on indirect evidence: the Hashcash citation in the Bitcoin whitepaper, early digital cash research from 1997–1999, linguistic similarities, and his silence during 2008–2011. Stylometric analysis produced inconclusive results, there is no direct proof, and Back himself denies involvement while refusing to disclose metadata of key emails. What matters is the scale: 18 months of NYT investigative work signals that the question of Satoshi’s identity has evolved from internet speculation into a полноценный journalistic and forensic case one that could carry real legal and market implications if compelling evidence emerges. 👉 Open the card ─────────── ↗️ Support @maxswap_support

#MaxSwap_ExpertView 🕯 The market is unstable The world is generally unstable right now, and in such periods liquidity usually does not flow into risk assets: cryptocurrencies, Bitcoin, Ethereum, and especially altcoins. The paradox is that at the same time, large players and funds are actively accumulating BTC and ETH, spending billions of dollars on purchases. But there is no contradiction here: high demand does not necessarily mean high prices. Large players who have already decided to enter the asset actually welcome lower price levels. On the other side are those willing to sell right now — and they are the ones pushing prices down. 📉 Cryptocurrency markets have been declining for a long time, and Ethereum is already trading below its realized price. Historically, this suggests that the asset is close to its bottom. Short squeezes are still possible, but overall we are already trading at low levels. At the same time, even fundamentally strong altcoins have dropped significantly, many of which have strong chances to survive this cycle and enter the next one. That’s why it’s crucial to enter the right assets now: the crypto market still remains a place where returns can significantly exceed those of traditional markets. There are several types of assets in the market right now. The first: Bitcoin and Ethereum — assets favored by mid- and large-sized players, with billions flowing in through ETFs. The second: tokens whose value is directly tied to a product. For example, Hype by HyperLiquid uses generated fees to buy back tokens and is holding up noticeably better than the market. The third type: tokens that share revenue with holders. Here, the logic is not price appreciation, but yield. There are projects where one dollar invested can generate a comparable return over a year simply by holding, making speculation less important. The fourth: strong crypto businesses that do not allocate funds to support their token — they simply sell it. And finally, the largest category: tokens with loud narratives but no real business, as well as meme tokens that attract buyers through strong marketing. Investing is more разумно focused on the first three categories. ✨ Many altcoins are now dropping by 90% because teams are running out of money and need to sell tokens to pay salaries. After that, they launch a new token, push marketing, and repeat the cycle with another “promising” project. Understanding whether a project has a real business model behind it is already half of the investment decision. At the moment, the most resilient bet remains BTC and ETH. Bitcoin is still trading above the average on-chain purchase price, which means the market has not yet entered a truly cheap zone. 👉 Open the card ─────────── ↗️ Support @maxswap_support

#MaxSwap_ExpertView The crypto industry is moving toward a new cycle ⚡ Despite the weakness in charts of major cryptocurrencies in recent months, major corporations continue developing infrastructure for accumulating digital assets. Strategy has increased its Bitcoin holdings to 762,099 BTC (~$57B), financing purchases through new capital-raising programs. Bitmine is following a similar path with Ethereum: 4.66M ETH in its portfolio, with a goal to accumulate 5% of total ETH supply. In addition, the company launched its own validator platform MAVAN on U.S. infrastructure, where 3.14M ETH is already staked, generating around $184M annually. 💰 At the same time, the line between crypto and traditional finance is fading. Coinbase has launched perpetual futures on stocks like Apple, Nvidia, Tesla, as well as ETFs SPY and QQQ, for users outside the U.S., with up to 20x leverage, settlements in USDC, and no brokerage account required. BlackRock has introduced an ETH ETF with staking, allowing institutional investors to earn yield from Ethereum directly through an exchange-traded fund. In simple terms, this could become a bond-like yield source in the future. ✏️ Morgan Stanley has filed a second amendment to its spot Bitcoin ETF application with the SEC — a clear signal of serious intent from a trillion-dollar asset manager. Meanwhile, the SEC and CFTC have classified crypto assets into five categories, where the key criteria are now economic function and investor expectations. BTC, ETH, SOL, and XRP are cited as examples of commodity assets, although the final status of any project depends on its issuance structure, marketing, and level of decentralization. Overall, this brings us closer to clear and structured regulation. 👉 Open the card ─────────── ↗️ Support @maxswap_support

Which card should you choose? There are 3 options and each one has its own purpose 👇 🔵 Apple Pay / Google Pay Card Perfect for everyday spending

— can be linked to Apple Pay / Google Pay — pay in stores, subscriptions, cafés → convenient for daily use — cannot be used for AI services — not suitable for gaming

🔵 AI Card (for tools & work)

— pay for AI services — works with online platforms — cannot be added to Apple Pay / Google Pay

🔵 Gaming Card

— Steam, Epic Games, in-game purchases — everything related to gaming — no Apple Pay / Google Pay — not for everyday spending

❓ Not sure which card is right for you? 💬 Message our support we’ll help you choose the best option for your needs 👉 Open the card ─────────── ↗️ Support @maxswap_support