MAINS DECODER

✅ UPSC CSE 2024 Marksheets https://upsconline.gov.in/marksheet/exam/marksheet_system/

UN designated 2025 to be the international year of Quantum Science and Technology Initiative for Quantum Technology in India ✅ National Quantum Mission. ✅National Mission on Quantum Technologies and Application ✅ QuEST ( Quantum enabled Science and Technology Initiative . ✅ QSim ( Quantum Simulator Toolkit ) ✅ Quantum Frontier Mission of PM - STIAC ✅ Setting up dedicated lab and centre at military engineering institute at Mhow (MP)

PRI In UP

Liquidity Coverage Ratio (LCR)' 🔆LCR is calculated by dividing an institution (Banks/NBFCs) high-quality liquid assets (for example cash, govt. securities, securities issued or guaranteed by foreign governments etc.) by its total net cash flows, over a 30-day period. 🔆Suppose a bank's expected cash outflow/spending for the next 30 days is Rs. 150 and cash inflow is expected to be Rs. 50, that means net cash outflow for next 30-day period is Rs. 100. In such a case if bank is holding cash and govt. securities (which are called High Quality Liquid Assets) of Rs. 60 only, then LCR = (High Quality Liquid Asset)/ (Banks Net cash outflow for 30-day period) = Rs. 60/ Rs. 100 = 60%. And in this case banks may face cash/liquidity problem if depositors withdraw money. So, RBI requires that Banks (and NBFCs also) maintain 100% LCR 🔆But retail deposits which are enabled with internet and mobile banking can withdraw funds more quickly, so there was an additional requirement of 5% 'run-off factor' for stable deposits and a run off factor of 10% for less stable deposits on top of 100% LCR. Now this has been further increased by 2.5% for banks from 1st April 2026 onwards. So, for Banks, the LCR framework (as proposed under BASEL III) will be as follows from 1st April 2026. *In general for all deposits = 100% *Stable retail and small business deposits (with mobile and internet banking) = 100% + 5% + 2.5% =107.5% *Less stable retail and small business deposits (with mobile and internet banking) = 100% + 10% + 2.5% = 112.5%

One of Our community member got AIR 180... Congratulations

For those who couldnt make it this year ... Believe me you are no less than others ... Sometimes it's just luck ... If you have reached yourself there you are born to do something big .. Your Time will Come

Congratulations to all who made this year... Finally your journey of being a civil service aspirants ended ... New era begins 👏👏 Your Hard Work has finally paid .

Happy Civil Services Day to all of us..

One District One Medical College bhi kar lena

First time in the history of legislature bills passed by state legislature became an act without the assent of either President or Governor. The President does not have an absolute veto or pocket veto and has to take action on bills referred to by a Governor within three months, the Supreme Court has ruled in a landmark judgment. Relevance for us GS paper 2 Separation of power Legislative power of President and Governor. Judicial accountability Legislative accountability .. Ab ye dono padhoge toh executive accountability ko b padh Lena … https://t.me/Mainsdecoder/1053

Uttar Pradesh Skill Development Mission

Objectives : 🔶 Enhance Employability of the youth in UP. 🔶 Promote entrepreneurship by providing training and support in starting their own business. 🔶 Address Skill Gap 🔶 Youth empowerment