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Have we been deceived by the bank all this time? Let's find out what this economic expert and investigator has to say. What does the law say? Davis vs. Elmira Savings - banks are instrumentalities of Congress Steven CHESS v. Wade BURT, 2100838, Decided: December 02, 2011 Dean Witter Reynolds, Inc. v. Byrd, 470 U.S. 213 (1985) See Court Cases about having a Bank account puts ALL under Jurisdiction of US Treasury ! In the Supreme Court case, Davis vs. Elmira Savings 161 U.S. 275, the Court declared that banks are instrumentalities of Congress. The bank signature card is evidentiary Commercial contract and acceptance of Federal Commercial benefits (consideration) which bind you to Title 26 U.S.C. By your signature, you agree to abide by all Rules of the Bank, which are administrative rulings of the U.S. Secretary of the Treasury. Bank's Don't Loan Money. 1. 12 USC 1431 - Bank's can't Not Lend Money because they are the borrowers. 2. 42 USC 408 - Bank's Cannot Ask for your social security number on any credit transaction. 3. 15 USC 1602g - We the consumer's are the creditors. 4. UCC 3 - 104 Explains to use Negotiable Instruments. 5. UCC 8 - 102 Entitlement Holder. 6. 31 USC 5118 - You can discharge all debts. 7. File A UCC 1 Form - Full Access to the Discharge -Public Law 12 USC 411 - Public Law 112.