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💳 What Is Carding ? 💳 E-commerce is booming. But the convenience of online shopping isn’t just good news for shoppers — it’s also a boon for a special type of fraud called carding.   Carding is when criminals steal your credit card and use it to buy prepaid gift cards. It’s a somewhat simple scam with serious consequences.  According to the Federal Trade Commission (FTC), consumers lost $627 million to fraud in the last few years. And online shopping was the third most reported type of fraud.  As we spend more time and money online, the threat of carding only increases. So how does carding actually work? How do criminals get your credit card details? And how can you protect yourself from this type of identity theft?  How Does Carding Work? Carding is a type of credit card scam in which a criminal steals or fraudulently uses credit card details to buy prepaid gift cards.  After they get your details, criminals test the validity of your card by attempting small purchases across the web. If those work, the scammer uses your details to buy gift cards from places like Amazon or Walmart.  The whole process can take just minutes, which means a scammer can take off with stolen funds before you even realize what’s happened. Unlike other forms of credit card fraud, gift and prepaid cards can’t be traced. So once the scammer has completed the purchase, they’re free to use the gift cards to buy items or sell for cash. Out of 2.1 million FTC fraud reports in 2020, credit cards were the most common payment method used. But while in-store purchases require signatures or PINs, scammers can use credit card details for online shopping.  🔰@CivilHacking ✅

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