Descriptive Prep: Brajesh Mohan

Data/Facts for Air Pollution in India. India has ranked eighth in the list of countries with the worst air quality index and 12 of the 15 most polluted cities in Central and South Asia are in India, according to the Annual World Air Quality Report released by Swiss air quality technology company, IQAir. The 5th Annual World Air Quality Report released by IQAir, states that roughly 60% of cities in India included in the report recorded annual PM2.5 levels at least seven times higher than the WHO guidelines. The report stated that the average PM2.5 level in 2022 was 53.3 pg/m3, only slightly lower than 58.1 pg/m3 in 2021. Bhiwadi in Rajasthan was the most polluted city in the country with PM levels of 92.7, and Delhi the most polluted metropolitan city with PM levels of 92.6.

Many of you were asking about the parameters on which essays and answers are checked. These informations are not available publicly, but in my descriptive writing program, I check essays on these parameters. In exams conducted by IBPS, you should focus on completing the word limit, making fewer grammar and spelling mistakes, and writing relevant keywords related to topics. You should also include examples and programs if required. By doing these things, you can get good marks.

All those who are asking for Essay and letter Topics, please follow as this, I will share the new list for NABARD, after result comes out

✅Informal Letter Format - NABARD Grade A 2023

✅ formal Letter Format - NABARD Grade A 2023

✅ Write a letter to your district collector to establish coaching or training institutes for rural people to prepare for competitive exams. Sender's Address Date - 31st October, 2023 Receivers' Address Subject: Request to establish coaching for rural people. Respected Sir/Madam, I am writing on behalf of the rural people of [District Name] to request you to establish coaching or training institutes for competitive exams. As you know, competitive exams are the gateway to many government jobs and other lucrative opportunities. However, rural people often face a number of challenges in preparing for these exams. One of the biggest challenges is the lack of access to quality coaching and training facilities. There are a few coaching institutes in urban areas, but they are too expensive for most rural people. Additionally, many rural people cannot afford to travel to urban areas for coaching. As a result, rural people are at a significant disadvantage when it comes to competing for competitive exams. This is not only unfair to them, but it is also a loss to the country. I request you to kindly consider my request and take steps to establish coaching or training institutes for competitive exams in rural areas. This would be a great service to the rural people of our district and would help to level the playing field for them. Thank you for your time and consideration. Sincerely, Brajesh Mohan 🙎‍♂️🙍‍♀️Follow @descriptive_bankexam for Banking and Regulatory Exams and Get Regular Posts related to Descriptive Writing.

✅ Essay: One Nation One Election- Need, Benefit, Challenge. (380-400 Words) One Nation, One Election (ONOE), also known as simultaneous elections, is a proposal to hold simultaneous elections to the Lok Sabha and all state assemblies across India. The idea of ONE is not new, but it has gained renewed momentum in recent years. There are several reasons why ONOE is needed, and the most significant one is that it would reduce the frequency of elections in India. Currently, there are elections held somewhere in the country every year or two. A 2023 study by the World Bank found that ONOE could increase India's GDP growth by up to 1.5%. The need for the One Nation One Election could be gauged from the fact that currently elections in 3–4 states are held annually, which can be disruptive to governance and economic activity. According to a 2020 study by the Association for Democratic Reforms, India has held over 165 elections at various levels in the past 20 years, at an average cost of over ₹50,000 crore per year. When elections are held frequently, governments are less likely to take long-term decisions. This is because they are constantly worried about the next election. ONOE would give governments more time to focus on long-term planning and execution. Moreover, there are several potential benefits of the One Nation, One Election (ONOE), which would lead to better economic growth due to long-term planning and execution. Frequent elections can create uncertainty and instability in the economy. ONOE would create a more stable environment for businesses to operate in. It would lead to a more mature democracy because, when voters have more time to consider their choices, they are more likely to make informed decisions. It could also help reduce the role of caste and religion in elections. However, there are also some challenges that would need to be addressed if ONOE is to be implemented successfully. First, it would require a constitutional amendment. Second, it would require the cooperation of all political parties. Third, it would require changes to the electoral system. It would also require a massive awareness campaign to educate voters about the new system. In conclusion, One Nation, One Election is a complex proposal with both potential benefits and challenges. However, the benefits of ONOE outweigh the challenges. The government should take steps to implement ONOE in a phased manner after addressing all of the challenges. India needs a mature democracy and long-term planning to become a developed nation by the 100th year of its independence. 🙎‍♂️🙍‍♀️Follow @descriptive_bankexam for Banking and Regulatory Exams and Get Regular Posts related to Descriptive Writing.

Q. What are the major impacts of climate change on India? Discuss the mitigation and adaptation strategy employed by the country to tackle it. - Remember Climate Change, Green Finance and Impact of Climate change on Agriculture, Human Life, Economy, Financial Sectors are very important and you can expect 50 marks out of 200 marks in NABARD Mains directly from this topic

Simply put, green finance is a loan or investment that promotes environmentally-positive activities, such as the purchase of ecologically-friendly goods and services or the construction of green infrastructure. Other Reference Article:- What is green finance and why is it important? https://www.weforum.org/agenda/2020/11/what-is-green-finance/ How green finance can bolster India's transition to net-zero https://www.weforum.org/agenda/2022/01/green-finance-bolster-india-transition-net-zero/ Green Finance in India: Progress and Challenges - RBI Paper https://rbidocs.rbi.org.in/rdocs/Bulletin/PDFs/04AR_2101202185D9B6905ADD465CB7DD280B88266F77.PDF