Descriptive Prep: Brajesh Mohan
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Descriptive Section either in English or In Subject Matters (RBI, NABARD) becoming very Important. Our mission is to make this segment easy for those who don't feel confident in it. Ask Your Query 👉 @askbrajesh 🔗 Visit - courses.edugrade.in
Show more📈 Analytical overview of Telegram channel Descriptive Prep: Brajesh Mohan
Channel Descriptive Prep: Brajesh Mohan (@descriptiveprepbm) in the English language segment is an active participant. Currently, the community unites 11 298 subscribers, ranking 17 859 in the Education category and 34 059 in the India region.
📊 Audience metrics and dynamics
Since its creation on невідомо, the project has demonstrated rapid growth, gathering an audience of 11 298 subscribers.
According to the latest data from 24 October, 2026, the channel demonstrates stable activity. Although there has been a change in the number of participants by 90 over the last 30 days and by 12 over the last 24 hours, overall reach remains high.
- Verification status: Not verified
- Engagement rate (ER): The average audience engagement rate is 11.59%. Within the first 24 hours after publication, content typically collects 6.69% reactions from the total number of subscribers.
- Post reach: On average, each post receives 1 309 views. Within the first day, a publication typically gains 756 views.
- Reactions and interaction: The audience actively supports content: the average number of reactions per post is 3.
- Thematic interests: Content is focused on key topics such as sebi, investor, grade, crore, index.
📝 Description and content policy
The author describes the resource as a platform for expressing subjective opinions:
“Descriptive Section either in English or In Subject Matters (RBI, NABARD) becoming very Important. Our mission is to make this segment easy for those who don't feel confident in it.
Ask Your Query 👉 @askbrajesh
🔗 Visit - courses.edugrade.in”
Thanks to the high frequency of updates (latest data received on 25 October, 2026), the channel maintains relevance and a high level of publication reach. Analytics show that the audience actively interacts with content, making it an important point of influence in the Education category.
11 298
Subscribers
+1224 hours
+677 days
+9030 days
Posts Archive
Religious conversion without actual belief to gain employment is against reservation policy and a fraud on Constitution: SC verdict
https://www.thehindu.com/news/national/religious-conversion-without-actual-belief-to-gain-employment-is-against-reservation-policy-and-a-fraud-on-constitution-sc-verdict/article68917590.ece
Supreme Court flags 'worrying trend': When love turns sour, FIRs follow.
The Supreme Court highlighted a 'worrying trend' of criminalising long-term consensual relationships when they turn sour, calling for careful scrutiny to prevent misuse of criminal laws
https://www.business-standard.com/india-news/supreme-court-flags-worrying-trend-when-love-turns-sour-firs-follow-124112700403_1.html
Mental Health at the workplace or Growing Mental health issue among youth as a Topic in general
AI in Banking Sector - Pros and Cons (Very Important)
Climate Change and It's impact. Also CoP 29 is going and there is major discussion on Climate Finance.
Rural Women Empowerment - As govt of India is doing Lakhpati Didi and recent elections proved the success of various states giving cash benefits to women as Ladli Bahin etc.
Digital Fraud, it's impact and Solutions to curb - Digital Arrest has been mentioned by PM Modi 2-3 times recently and this issue is gaining prominence. Or Emerging Cyber security threats in financial sector and solutions.
Role of Social Media in Financial Decision making or Role of Influencers in marketing.
Financial Inclusion, Financial Literacy, Digital Financial literacy.
One Nation, One Election - Discuss the arguments around holding simultaneous elections in India? Also analyse the challenges in its implementation.
Inequality - Gender related or Inequality - Economic related.
Letters:-
Mostly they as ask Letter to Editor, Bank Manager, Municipal Corporation, Secretary of housing society, Police Commissioner.
Formal Letter to Editor regarding Global Warming
Formal Letter to Bank Manager ATM Machine Change
Informal Letter to your sister regarding Govt. Job Preparation and Leave your Private Job
Formal Letter to Editor regarding Global Warming
Formal Letter to Bank Manager ATM Machine Change
Informal Letter to your sister regarding Govt. Job Preparation and Leave your Private Job
Letter to Editor: Raise concerns about the tampering of currency notes by people punching pins into them.
Letter to Editor: Raise concerns about the tampering of currency notes by people punching pins into them.
Why developing nations like India are unhappy about the $300 billion COP29 deal
https://www.indiatoday.in/environment/story/why-developing-nations-like-india-are-unhappy-about-the-300-billion-cop29-deal-2639727-2024-11-25
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Understanding India’s transitioning food patterns, processed foods, and how they impact health
https://www.thehindu.com/sci-tech/health/understanding-indias-transitioning-food-patterns-processed-foods-and-how-they-impact-health/article68871830.ece
Empowering rural women
https://www.thehindu.com/opinion/open-page/empowering-rural-women/article68860562.ece
RBI study explores how Indian banks leverage AI
https://www.medianama.com/2024/10/223-private-banks-lead-in-ai-adoption-but-public-sector-catching-up-says-rbi-study/
At the COP29 climate conference held in Baku, countries approved a long-awaited agreement to finalize a global carbon market.
This system, rooted in the Paris Agreement's Article 6, will enable nations to trade carbon credits—certified reductions in emissions. The prices of these credits are influenced by emission caps set by individual countries.
What Is a Carbon Market?
— Article 6.2: Facilitates bilateral carbon trade between countries.
— Article 6.4: Focuses on establishing a global carbon market regulated by a UN body.
— The operational framework for the market has been under discussion since 2022, with delays caused by the need for transparency and credibility in carbon credit generation.
COP29 President Mukhtar Babayev hailed the breakthrough as a "game-changing tool" to funnel resources to developing nations.
Article 243-I of the Constitution:
— Requires states to constitute an SFC within one year of the commencement of the 73rd Amendment (1992) and thereafter every five years.
— SFCs are tasked with reviewing the financial position of panchayats and recommending principles for the distribution of state revenues between the state and panchayats.
Retail inflation rate surged to a 14-month high of 6.21 per cent in October with a sharp rise in prices of food items, especially fruits, vegetables, meat and fish, and oils and fats, data released by the National Statistical Office.
Core Contributors to Inflation
Food and Beverages:
— Accounts for 45.86% of the Consumer Price Index (CPI) weight.
— Inflation rose to 9.69% in October from 8.36% in September.
Vegetables:
— Inflation jumped to 42.18% in October, up from 35.99% in September.
— Unseasonal rains and extended monsoons were key contributors.
The October CPI print breaches the RBI’s medium-term inflation target band of 4% ± 2% for the second consecutive month. RBI Governor Shaktikanta Das has emphasized a cautious approach, reiterating that the neutral stance adopted in October does not imply an imminent rate cut.
The Reserve Bank of India (RBI) has issued new directives for foreign portfolio investors (FPIs) to ensure compliance when their equity holdings exceed prescribed limits and are reclassified as foreign direct investment (FDI).
FEM (NDI) Rules, 2019:
- FPIs’ investments should remain below 10% of the total paid-up equity capital (on a fully diluted basis).
- Exceeding this limit requires FPIs to either:
— Divest the excess holdings within five trading days, or
— Reclassify the holdings as FDI.
State Bank of India, HDFC Bank and ICICI Bank continue to be identified as Domestic Systemically Important Banks (D-SIBs) in the 2024 list of this category.
What are the capital requirements for D-SIBs?
— Based on the bucket in which a D-SIB is placed, an additional common equity requirement has to be applied to it. The additional capital requirement ranges from 0.20 per cent to 0.80 per cent of risk weighted assets, depending upon the bucket D-SIBs are plotted into.
— On Wednesday, the RBI said, the additional common equity tier 1 (CET1) requirement as a percentage of Risk Weighted Assets (RWAs) for SBI is 0.80 per cent. The additional fund requirement for HDFC Bank is 0.40 per cent, and that for ICICI Bank is 0.20 per cent.
4.5 lakh ‘mule’ accounts frozen, many in public sector banks
https://indianexpress.com/article/india/cyber-crimes-4-5-lakh-mule-accounts-frozen-many-in-public-sector-banks-9665085/
Banking Sector Shortcomings:
- Fraudsters are leveraging KYC documents of unsuspecting individuals to create mule accounts.
- Gaps in monitoring and verification have been identified, with potential involvement of bank officials.
These fraudsters are using Payment Banks Account, CSP centers of PSBs specially SBI to create such mule account and many a times these accounts are based out of Far reaching areas of North East, LWE districts etc.
Note: In short, if you have lost your money to Fraud, then don't expect it to be returned (Chances of return is 0.001% so make sure you don't get defrauded.)
