Descriptive Prep: Brajesh Mohan
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Descriptive Section either in English or In Subject Matters (RBI, NABARD) becoming very Important. Our mission is to make this segment easy for those who don't feel confident in it. Ask Your Query 👉 @askbrajesh 🔗 Visit - courses.edugrade.in
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Channel Descriptive Prep: Brajesh Mohan (@descriptiveprepbm) in the English language segment is an active participant. Currently, the community unites 11 231 subscribers, ranking 17 958 in the Education category and 34 390 in the India region.
📊 Audience metrics and dynamics
Since its creation on невідомо, the project has demonstrated rapid growth, gathering an audience of 11 231 subscribers.
According to the latest data from 16 October, 2026, the channel demonstrates stable activity. Although there has been a change in the number of participants by 63 over the last 30 days and by 2 over the last 24 hours, overall reach remains high.
- Verification status: Not verified
- Engagement rate (ER): The average audience engagement rate is 11.22%. Within the first 24 hours after publication, content typically collects 5.90% reactions from the total number of subscribers.
- Post reach: On average, each post receives 1 260 views. Within the first day, a publication typically gains 662 views.
- Reactions and interaction: The audience actively supports content: the average number of reactions per post is 2.
- Thematic interests: Content is focused on key topics such as sebi, investor, grade, crore, index.
📝 Description and content policy
The author describes the resource as a platform for expressing subjective opinions:
“Descriptive Section either in English or In Subject Matters (RBI, NABARD) becoming very Important. Our mission is to make this segment easy for those who don't feel confident in it.
Ask Your Query 👉 @askbrajesh
🔗 Visit - courses.edugrade.in”
Thanks to the high frequency of updates (latest data received on 17 October, 2026), the channel maintains relevance and a high level of publication reach. Analytics show that the audience actively interacts with content, making it an important point of influence in the Education category.
11 231
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Posts Archive
Monthly Editorial Mains Q&A Compilation_January 2026.pdf.pdf3.36 MB
India’s biggest school board is preparing for a digital shift that could change how Class 12 results are evaluated.
From the 2026 board exams, CBSE will move to on-screen marking, where scanned answer sheets will be evaluated digitally instead of physically.
The goal is simple: faster results, fewer calculation errors, and more transparent assessment.
Teachers will be able to check answer scripts from their own schools using a secure portal, while marks will be recorded automatically to avoid totalling mistakes.
Buy PIB 360 (Programs and RBI Circulars) Magazine - January 2026
https://www.affairstap.com/2026/02/buy-pib-360-programs-and-rbi-circulars.html
What is bond and bond yield curve and it's relation with monetary policy transmission?
Bond yield = how much income your bond investment gives you each year.
Suppose the Government of India issues a bond:
Face value: ₹1,000
Coupon rate: 7%
Annual interest (coupon): ₹70
If you buy this bond at ₹1,000:
You invest ₹1,000
You get ₹70 every year
Yield = 7%
Government bonds are traded in the market. Their price keeps changing.
Case 1: Bond price falls
You buy the same bond at ₹900:
Annual interest as promised by govt = ₹70
Investment = ₹900
Yield = 70 / 900 ≈ 7.8%
Price ↓ → Yield ↑
Case 2: Bond price rises
You buy the bond at ₹1,100:
Annual interest = ₹70 (Fixed)
Investment = ₹1,100
Yield = 70 / 1,100 ≈ 6.36%
Price ↑ → Yield ↓
Bond prices and bond yields move in opposite directions.
A bond yield curve shows: Interest rates (yields) for bonds of different maturities at one point in time.
Let's suppose
1 year G-Sec = 6.5%
5 year G-Sec = 6.8%
10 year G-Sec = 7.1%
30 year G-Sec = 7.4%
When plotted this line is called the yield curve
There are different shapes of Yield Curve
Normal Yield Curve (Upward sloping)
Flat Yield Curve
Inverted Yield Curve
Policy rate change leads to Bond yields move
The Article discusses the paradox of rising government borrowing costs in India despite the Reserve Bank of India (RBI) cutting the benchmark repo rate.
The RBI has cut the repo rate by 125 basis points (1.25%) over the last year (from 6.5% to 5.25%).
Contrary to the rate cut, the borrowing costs (yields) for both Central and State government securities have increased.
Key Driver:
1.Debt-to-GDP Ratios: * Centre: Peaked at 60.7% (2020-21); currently around 55.2%, States: Consolidated debt is at approximately 29.2%.
2.FRBM Act Targets: The 2018 amendment to the Fiscal Responsibility and Budget Management (FRBM) Act set targets of 40% for the Centre and 20% for States. Current levels remain significantly higher than these mandates.
Key drivers behind this:
1.Crowding Out: High government borrowing in a tight liquidity environment "crowds out" the private sector, forcing interest rates up.
2.Foreign Portfolio Investors (FPIs): Significant outflows (selling of Indian stocks/bonds) have drained dollars from the market.
3.RBI Intervention: To prevent the Rupee from depreciating due to FPI outflows, the RBI sells dollars.
This action simultaneously sucks Rupee liquidity out of the banking system, further tightening the market.
Article link 🔗
https://indianexpress.com/article/explained/explained-economics/why-borrowings-have-now-begun-biting-govts-10521523/
The Article discusses the paradox of rising government borrowing costs in India despite the Reserve Bank of India (RBI) cutting the benchmark repo rate.
The RBI has cut the repo rate by 125 basis points (1.25%) over the last year (from 6.5% to 5.25%).
Contrary to the rate cut, the borrowing costs (yields) for both Central and State government securities have increased.
Key Driver:
1.Debt-to-GDP Ratios: * Centre: Peaked at 60.7% (2020-21); currently around 55.2%, States: Consolidated debt is at approximately 29.2%.
2.FRBM Act Targets: The 2018 amendment to the Fiscal Responsibility and Budget Management (FRBM) Act set targets of 40% for the Centre and 20% for States. Current levels remain significantly higher than these mandates.
Key drivers behind this:
1.Crowding Out: High government borrowing in a tight liquidity environment "crowds out" the private sector, forcing interest rates up.
2.Foreign Portfolio Investors (FPIs): Significant outflows (selling of Indian stocks/bonds) have drained dollars from the market.
3.RBI Intervention: To prevent the Rupee from depreciating due to FPI outflows, the RBI sells dollars.
This action simultaneously sucks Rupee liquidity out of the banking system, further tightening the market.
Article link 🔗
https://indianexpress.com/article/explained/explained-economics/why-borrowings-have-now-begun-biting-govts-10521523/
Indian Express UPSC-CSE-IAS Essentials Magazine - December 2025
📍 Alwar sets a national benchmark
Alwar district has become India’s first district to achieve 100% insurance coverage, marking a major milestone under the Government of India’s ‘Insurance for All by 2047’ vision.
🔹 This achievement strengthens financial inclusion
🔹 Supports universal social security coverage
🔹 Acts as a model district for nationwide replication
