QSI Germany 🇩🇪

OpenWay's Way4 enables the first CBDC card transaction in Eurasia Rudy Gunawan, Managing Director of OpenWay Asia, and Lana Konakova, Global Product Marketing Manager at OpenWay Group, discuss the first CBDC cards in Eurasia and Way4’s role in the fast launch of Kazakhstan’s Digital Tenge infrastructure. (CBDCs) have largely existed in the virtual realm, with transactions initiated primarily through web and mobile interfaces. But Eurasia’s first CBDC cards, launched in Kazakhstan, have provided 20 million consumers with a new, tangible way to manage CBDC funds. The first CBDC card transaction in Eurasia was successfully made on 15 November 2023. It was a contactless payment on POS using a card issued by Eurasian Bank JSC on the Way4 digital payments software system. Today, just six months later, plastic cards in the Digital Tenge currency are used for both in-store and ecommerce purchases – and are accepted globally through the Mastercard and Visa networks. Trialled Digital Tenge use cases include: wholesale cross-border CBDC transactions with the Hong Kong Monetary Authority; CBDC vouchers for school meals; smart contracts designed to safeguard public funds allocated for road construction; Digital Tenge stablecoins on the Binance cryptocurrency exchange. Before launching the Digital Tenge, Kazakhstan’s National Payment Corporation had studied various CBDC architecture models advocated by the IMF, BIS, ECB, the Central Bank of Singapore, and other organisations. The regulator decided to issue and redeem Digital Tenge centrally and allow reputable market participants to facilitate CBDC workflows related to accounts, cards, and payments. Corda, a blockchain and tokenization platform developed by R3, became the cornerstone of the Digital Tenge infrastructure. Kazakhstan’s National Payment Corporation is adapting this platform and creating APIs for other participants. 🧚‍♀Kim is sooo sooo lazy😂 https://thepaypers.com/thought-leader-insights/openways-way4-enables-the-first-cbdc-card-transaction-in-eurasia--1268120

➡️➡️➡️HERE COME CRYPTO PAYMENTS IN TELEGRAM (woop-woop) 🎉 😁 🎉 Tether, TON Foundation, and Oobit Join Forces for Seamless Crypto-Payment Solution May 16, 2024 Tether Operations Limited, Oobit, and TON Foundation collaborate to revolutionize crypto payments, offering a seamless transaction experience. Since its launch, over $200 million worth of USD₮ has been issued on TON's blockchain. This enables users to send USD₮ as a direct message on Telegram and spend the same USD₮ for instant crypto Tap payments on Oobit. This development further emphasizes Tether's position as a leader in digital assets, committed to shaping the future of finance. TON, a decentralized alternative to the conventional internet through blockchain technology, plays a pivotal role in this collaboration. The TON blockchain works with Telegram, providing a simple, borderless experience for Telegram's user base for peer-to-peer (P2P) payments. This integration offers convenient access to decentralized services, enhancing the overall user experience. Driving Mass Adoption Globally With the overarching goal of expanding USD₮ accessibility globally and facilitating smooth value transfer within TON's ecosystem, alongside providing a seamless crypto Tap & Pay experience with Oobit, Tether continues to lead the charge in transforming the cryptocurrency landscape and disrupting the traditional financial system. Tether Gold (RXAU) ICO'd May 14, 2024 TON = Pavel Durov (Telegram) Source: blockchain. news/news/tether-ton-foundation-oobit-crypto-payment-solution

May 16 update: BACILLUSF ICO officially complete as of 12:30 PM CST Any qualified XLM that comes in over the next 48hr will be refunded (until May 18 ) We qualified for 2000% CASHBACK 🤩🍑🎉

OpenWay's Way4 enables the first CBDC card transaction in Eurasia Rudy Gunawan, Managing Director of OpenWay Asia, and Lana Konakova, Global Product Marketing Manager at OpenWay Group, discuss the first CBDC cards in Eurasia and Way4’s role in the fast launch of Kazakhstan’s Digital Tenge infrastructure. (CBDCs) have largely existed in the virtual realm, with transactions initiated primarily through web and mobile interfaces. But Eurasia’s first CBDC cards, launched in Kazakhstan, have provided 20 million consumers with a new, tangible way to manage CBDC funds. The first CBDC card transaction in Eurasia was successfully made on 15 November 2023. It was a contactless payment on POS using a card issued by Eurasian Bank JSC on the Way4 digital payments software system. Today, just six months later, plastic cards in the Digital Tenge currency are used for both in-store and ecommerce purchases – and are accepted globally through the Mastercard and Visa networks. Trialled Digital Tenge use cases include: wholesale cross-border CBDC transactions with the Hong Kong Monetary Authority; CBDC vouchers for school meals; smart contracts designed to safeguard public funds allocated for road construction; Digital Tenge stablecoins on the Binance cryptocurrency exchange. Before launching the Digital Tenge, Kazakhstan’s National Payment Corporation had studied various CBDC architecture models advocated by the IMF, BIS, ECB, the Central Bank of Singapore, and other organisations. The regulator decided to issue and redeem Digital Tenge centrally and allow reputable market participants to facilitate CBDC workflows related to accounts, cards, and payments. Corda, a blockchain and tokenization platform developed by R3, became the cornerstone of the Digital Tenge infrastructure. Kazakhstan’s National Payment Corporation is adapting this platform and creating APIs for other participants. 🧚‍♀Kim is sooo sooo lazy😂 https://thepaypers.com/thought-leader-insights/openways-way4-enables-the-first-cbdc-card-transaction-in-eurasia--1268120

Kimmey has been demoted to #4 LazyMan as of May 15, 2024 😂😂🤣🤣 WHH has been promoted to #2 🍑🏆🎉 https://t.me/QuantumStellarInitiative/38986

https://www.mayerbrown.com/en/insights/publications/2024/05/regulators-preparing-to-finalize-basel-iv REGULATORS PREPARING TO FINALIZE BASEL IV I. INTRODUCTION & BASEL IV BRIEFING The US federal banking regulators are preparing to finalize the Basel IV regulatory framework, the effects of which will impact US financial institutions and the domestic commercial lending market.1 Lenders and borrowers in the private investment fund finance sphere are no exception, and should expect that Basel IV will impact loan amounts, pricing, loan documentation, and available lending products. This Legal Update briefly discusses some key expected developments from the existing Basel III regime as applied to US fund finance, then considers certain issues in the context of committed versus uncommitted lines of credit. “Basel IV”, or “Basel Endgame,” is the Basel Committee on Banking Supervision’s latest regulatory capital standard for internationally active banks and builds on the Basel III framework that was published by the Committee in 2011 and implemented in the US in 2013. The aim of Basel IV is to take a more nuanced view of the risk exposure that a bank has via its different lending products, operations, and activities — with views to greater cross-border consistency and an overall more conservative approach to capital to stop bank failures. Despite the Basel IV framework’s publication in 2017, it has yet to be codified and implemented in the United States. The public comment period concluded in January 2024 for the proposed rules set forth by the US banking regulators, with comment periods on ancillary rules and documentation still ongoing.

Tokenized Treasuries Will Bring TradFi On-Chain: S&P Global May 15, 2024 According to S&P Global, Tokenized Treasuries are a first step towards financial markets on the blockchain. Highlights: * S&P Global Ratings bets on tokenized treasuries. * Cites Blackrock’s BUIDL fund as proof of the trend.  * Tokenized treasuries use public blockchains like Ethereum. On Tuesday, May 14, financial analytics firm S&P Global published a report on Tokenized Treasuries, focusing on their potential to transform financial markets. Tokenized Treasuries are digital tokens created on blockchains like Ethereum but also backed by U.S. government obligations.  Blackrock’s BUIDL fund currently stands at $381 million. It works on the Ethereum blockchain and allows investors to redeem their shares for USDC stablecoin without intermediaries. Similarly, Franklin Templeton’s FOBXX fund has enabled peer-to-peer transfers of tokens on Stellar and Polygon blockchains.  Benefits discussed: * greater liquidity * faster settlement and easier international funds transfers Challenges: * interoperability (yeah, don't fret -- that's not really an issue) 🤣 * regulatory issues (well, not for long-hopefully) ⏰ BUIDL (RWA) ICO'd May 3, 2024 Franklin Templeton ICO'd Apr 29, 2023 Source: dailycoin. com/tokenized-treasuries-will-bring-tradfi-on-chain-sp-global/

Visa unveils suite of new products for the digital age Visa has unveiled a suite of new digital-first products and services that it claims will revolutionise the card and address the future needs of businesses, merchants and consumers and the financial institutions that serve them Set for roll out over the coming, year, the new product roadmap was unveiled at the annual Visa Payments Forum in San Francisco. “The industry is at a pivotal point - new technologies like Gen AI are rapidly shifting how we shop and manage our finances,” says Jack Forestell, chief product and strategy officer, Visa. “We’re announcing the next generation of truly digital-native payment card experiences. Today we unveiled new card features and digital innovations that will bring consumers into a more customized, convenient and secure future.” The new products and services include Visa Flexible Credentials, which will allow a single card product to toggle between payment methods, enabling users to set parameters or choose whether they use debit, credit, 'pay-in-four' with buy now, pay late,r or pay using rewards points. To bolster security and protect user identities, the card scheme is introducing a Payment Passkey service to replacing the need for passwords by confirming a consumer’s identity and authoring online payments with a quick scan of their biometrics like a face or fingerprint. When shopping online, Visa passkeys replace the need for passwords or one-time codes, enabling more streamlined, secure transactions. Visa will begin the roll out of 'data tokens', which let consumers consent to sharing their data as they shop online, then see where it’s been shared and revoke access right from their banking app. https://www.finextra.com/newsarticle/44157/visa-unveils-suite-of-new-products-for-the-digital-age

🌩🌩🌩 (QSIGF-BRL*lobstr.co) Wallet must match: GCRLUZ…CPIS4K 🇧🇷 Epic World Championship Match 🇧🇷 The next CBDC to take center field and join the CBRIDGE team is the Brazilian Real (BRL) 🎉🎉 It is going to be an epic showdown between the world's top currencies to see who takes 1st place on QAZEmpire's CBRIDGE leaderboard after today: eRUB - 856,251 XLM YEN - 1,200,827 XLM GBP - 1,401,435 XLM CAD - 1,402,124 XLM YUAN - 1,431,555 XLM EURO - 1,548,368 XLM The journey to replace traditional fiat BRL has already begun, and the Real is poised to become fully digitized by the end of 2025 ICO ENDS: 17 MAY @ 12 PM CST / 8 PM MSC ICO Price: 0.05 XLM for 24 hr 🎁 Cashbacks in Tokens & Bonus Tiers for Qualified Participants (QP): - For every 100K XLM - 15,000% cashback + 12% residuals on the total annual turnover of BRL (estimated at ~8.6 trillion BRL in 2027, growing to 35 trillion after 2030.) @ 500K XLM - 75,000% cashback (capped) + 60% residuals (capped) + early access to 2025 beta test (open "Stellar bank accounts" during fiat-CBDC exchange, spend BRL in designated places) + Brazilian citizenship + all-expenses paid move to Brazil sponsored by QAZEmpire23 (optional) + lifetime of Feijoada, Pao de Queijo, and Churrasco Also @ 500k XLM - exclusive meet-and-greet with Brazil's most famous football champions, where QSI legends will get to samba and party 💃 with FIFA World Cup legends ⚽️, followed by insider meetings with government officials + exclusive tour to the Amazonian rainforest, Ipanema, and Rio de Janeiro ‼️ QP must qualify by Q4 of 2024 Please follow @QAZEmpire23 and @QuantumStellarInitiative for updates —————— Asset Matrix: 💰 = CBridge Domain : qazempire.org Link: https://lobstr.co/assets/BRL:GAJFYRRDLTCSRGAJXJEI2KOLXMBYXM7YYF3YK552CUWWBZBJ6CZZTJYW

🔠🔠🔠🔠🔠➖🌩🌩🌩 Asset Matrix: 💰 = CBridge ICO post: https://t.me/QuantumStellarInitiative/38977 ICO price: @ 0.05 XLM 🎁 Cashbacks in Tokens & Bonus Tiers for Qualified Participants (QP): - For every 100K XLM - 15,000% cashback + 12% residuals on the total annual turnover of BRL (estimated at ~8.6 trillion BRL in 2027, growing to 35 trillion after 2030.) @ 500K XLM - 75,000% cashback (capped) + 60% residuals (capped) + early access to 2025 beta test (open "Stellar bank accounts" during fiat-CBDC exchange, spend BRL in designated places) + Brazilian citizenship + all-expenses paid move to Brazil sponsored by QAZEmpire23 (optional) + lifetime of Feijoada, Pao de Queijo, and Churrasco Also @ 500k XLM - exclusive meet-and-greet with Brazil's most famous football champions, where QSI legends will get to samba and party 💃 with FIFA World Cup legends ⚽️, followed by insider meetings with government officials + exclusive tour to the Amazonian rainforest, Ipanema, and Rio de Janeiro 🚨 ICO ENDS MAY 17 @ 12 PM CST 🔤🔤🔤🔤🔤🔤🔤🔤🔤🔤🔤🔤 #️⃣1️⃣ ADD ASSET USING QR CODE #️⃣2️⃣ ONLY SEND XLM (minimum of 1️⃣0️⃣ XLM, use WHOLE NUMBERS, no decimals) to the GF wallet ✅ QSIGF-BRL*lobstr.co ✅ GF wallet GCRLUZ…CPIS4K #️⃣3️⃣ Use Transaction Memo: 🌩🌩🌩 ‼️no misspellings, spaces, missing memos allowed‼️ #️⃣4️⃣ Confirm transaction on Stellar.Expert or Stellarium Bot here https://t.me/+GJjL0FhGjJQ1OTRh ⚠️ Note: T&C are now included in Qualified Participants (QP) Domain: qazempire.org Issuer: GAJFYRRDLTCSRGAJXJEI2KOLXMBYXM7YYF3YK552CUWWBZBJ6CZZTJYW 🤴 QSI ➡️ Training required to join Chat