Activities for KIDS-HOME SCHOOLING

Teaching beginning sounds to kids to help learn to read.

The better strategy to calm hypersensitive kids is.. Moving colourful WIND CHIMES with No Music.

Rocking snai🐌

Q-tip alphabet tracing

Q-tip paint tracing #learn shapes

How to Teach Teenagers About Money It’s never too early to start teaching teens about money—how to earn it, save it and spend it wisely. Here are few tips to help you teach them how to budget and save. For Kindergarten and preschool : Use piggy bank Clear jars to save coins notes Let them know its growing and ask kids about their wishes when it comes to spending wisely. Show them the toy cost and help them grab few dollars from their piggy bank or jar to take it and go to store and help kids to pay on counter to buy that toy. This makes them to think and realize the value of savings. Elementary Students and Middle Schoolers Pay them commission instead of allowances whenever children help parents to household chores. This concept help to calculate how much money they need to earn to fulfill if they wanted to buy something. If they need pair of shoes and also video games then they need enough money to buy both. Even help someone who are in need more than us. Giving charity to people. Let the children see the smile on helping others. Teenagers Simple bank account and its responsibility. Managing is much heftier, contribute for college studies, let them know how we are going to pay for college. Let them earn through summer jobs, college savings account. If children never understand money importance then start from scratch- piggy bank and then household chores commission and then summer jobs and open bank account to understand banking benefits atm card and danger of credit cards, online banking, etc. Hopefully prepare them for managing huge money when they get older, teach them the contentment when the kids see comparison between friends and family. The value of hard earned commission helps kids to make money decisions what to buy and when to buy as the kids learn to pay for the things they want. These ideas will make kids understand that MONEY IS EARNED but it is NOT JUST GIVEN TO Them.

9. Give them the responsibility of a bank account. By the time your kid’s a teenager, you should be able to set them up with a simple bank account if you’ve been doing some of the above along the way. This takes money management to the next level, and will (hopefully) prepare them for managing a much heftier account when they get older. 10. Get them saving for college. There’s no time like the present to have your teen start saving for college. Do they plan on working a summer job? Perfect! Take a portion of that (or more) and toss it in a college savings account. Your teen will feel like they have skin in the game as they contribute toward their education.

How to Teach Teenagers About Money 8. Teach them contentment. Your teen probably spends a good chunk of their time staring at a screen as they scroll through social media. And every second they’re online, they’re seeing the highlight reel of their friends, family and even total strangers! It’s the quickest way to bring on the comparison trap. You may hear things like: “Dad, Mark’s parents bought him a brand-new car! How come I have to drive this 1993 Subaru?” “Mom, this girl at school got to spend $10,000 on her Sweet 16 party. I want to do that too!” Contentment starts in the heart. Let your teen know that their Subaru (although not the newest car on the block) is still running well enough to get them from point A to point B. And you can still throw a memorable, milestone birthday party without spending a chunk of your retirement savings funding it!

7. Stress the importance of giving. Once they start making a little money, be sure you teach them about giving. They can pick a church, charity or even someone they know who needs a little help. Eventually, they’ll see how giving doesn’t just affect the people they give to, but the giver as well.

6. Avoid impulse buys. “Mom, I just found this cute dress. It’s perfect and I love it! Can we buy it please?” Does this sound familiar? This age group really knows how to capitalize on the impulse buy—especially when it uses someone else’s money. Instead of giving in, let your child know they can use their hard-earned commission to pay for it. But encourage your child to wait at least a day before they purchase anything over $15. It will likely still be there tomorrow, and they’ll be able to make that money decision with a level head the next day.

How to Teach Elementary Students and Middle Schoolers About Money 4. Show opportunity cost. That’s just another way of saying, “If you buy this video game, then you won’t have the money to buy that pair of shoes.” At this age, your kids should be able to weigh decisions and understand the possible outcomes. 5. Give commissions, not allowances. Don’t just give your kids money for breathing. Pay them commissions based on chores they do around the house like taking out the trash, cleaning their room, or mowing the grass. Dave and his daughter Rachel Cruze talk a lot about this system in their book, Smart Money Smart Kids. 

2. Set an example. Little eyes are watching you. If you’re slapping down plastic every time you go out to dinner or the grocery store, they’ll eventually notice. Or if you and your spouse are arguing about money, they’ll notice that too. 3. Show them that stuff costs money. You’ve got to do more than just say, “That pack of toy cars costs $5, son.” Help them grab a few dollars out of their jar, take it with them to the store, and physically hand the money to the cashier. This simple action will have more impact than a five-minute lecture.