Sukhrob’s Blog

O’ylab qarasam, 7 oydan so’ng, Yaratguvchim nasib aylasa, Magistratura darajasini ham olib, shu podiumdan yana bir bor yurarkanman. Vaqt naqadar tez o’tayabdi, uni asrab kerakli narsalarga sarflashimiz lozim… If I really think about it, I’ll walk this stage again (In Sha Allah) in 7 months. Time flies by so fast. Preserving it and spending it wisely should be our top priority…

🇺🇸 By the way, if you are doing ACCA or any other qualification, it’s better to wait until you get an internship/job offer. Why? I started CPA right after my Deloitte Internship. Because for those who get full time offers, Deloitte reimburses and covers all CPA prep costs, such as the review package, exam fees, and registration fees. So $0 out of pocket. That’s roughly $6500 I’m saving ($4000 on the Becker Review Package they got for me, and $2500 on registration and exam fees). Also, if I pass all of my exams by the time I start next fall, I’ll get a $10,000 bonus, $5000 sign on bonus, and $2000 well being bonus. That’s $17000 they’ll give me right there the day I start if I pass all of my exams. I’m pretty sure Big 4 policies are the same everywhere. Even if it’s not Big 4, any company works qualified members, so they have an incentive to cover these costs for you. 🇺🇿 Aytgancha, agar siz ACCA yoki boshqa biror malaka sertifikatini olayotgan bo'lsangiz, stajirovka yoki ish taklifini olguningizcha kutib turganingiz ma'qul. Nega? Men CPA'ni Deloitte'dagi stajirovkamdan keyin darhol boshladim. Chunki to'liq stavkali ish taklifini olganlar uchun Deloitte barcha CPA tayyorgarlik xarajatlarini, jumladan tayyorgarlik paketi, imtihon to'lovlari va ro'yxatdan o'tish to'lovlarini qoplab beradi. Ya'ni o'z cho'ntagimdan $0 sarflayman. Bu taxminan $6500 tejash degani (ular men uchun olib bergan Becker Review paketi uchun $4000 va ro'yxatdan o'tish hamda imtihon to'lovlari uchun $2500). Bundan tashqari, agar kelasi kuzda ishni boshlagunimcha barcha imtihonlarimni topshirib bo'lsam, $10,000 bonus, $5000 ishga kirish bonusi va $2000 farovonlik (well-being) bonusi olaman. Bu ishni boshlagan kunimning o'zida beriladigan jami $17,000 degani. Menimcha, Big 4 kompaniyalarining siyosati hamma joyda bir xil. Hatto Big 4 bo'lmasa ham, har qanday kompaniya malakali mutaxassislarni xohlaydi, shuning uchun ular bu xarajatlarni siz uchun qoplab berishdan manfaatdor.

Me the moment I start the day🤧 Xammaga yaxshi kayfiyat 😅🙌

Bilasizmi, potensial va iste'dodni so’ndiruvchi eng katta omillar qayerda? Kreditga qimmatbaho mashina olib, farzandining repetitor bilan o'qishiga sarmoya kiritishdan bosh tortganlarda. Butun umr yiqqan-terganini to'yga sarflab, farzandining o'qishiga va rivojlanishiga uning xech bir ham qismini ajratmaganlarda. Mehmonxonaga qimmatbaho mebel qo'yib, farzandiga "chalg'iysan" deb bahona qilib, unga sharoit yaratib bermaganlarda. Farzandini boshqalar bilan tinimsiz taqqoslaydiganlarda. Onaga hurmat bo'lmagan yoki otaning o'rni yo'qqa chiqarilgan oilalarda. Farzand o'z qiziqishlarini butun dili bilan aytib berayotganda, "Baribir tushunmayman, o'zingga to'g'ri kelsa, qilaver" deydiganlarda. Gap pul yoki mol-dunyoda emas. Gap ota-onaning o'sib kelayotgan farzandiga bo'lgan mehrida, e'tiborida va ishonchida. Albatta, men ota-onalarga aql o'rgatadigan yoshda emasman. Lekin atrofimda o'zimdan ham iqtidorliroq bolalarning shu ahvolga tushganini ko'p ko'rib, xulosa chiqarib kelganman. Iltimos, farzandlaringizga befarq bo'lmang!

I can carry it all and forget; but when it’s Fairouz singing Wahdon, I just let it all flow in again…

Keyinroq javobini ham tashlab qo'yaman! I'll drop the answer in this chat later!

An easy but a trick question for my Accounting/Finance enthusiasts. Give it a shot! If you use Claude or GPT or Gemini, may your knowledge of bonds just disappear💀 Buxgalteriya/Moliya sohasida o'qiydigan obunachilar uchun! Qani, Suniy Intellektsiz yechib ko'rishga xarakat qiling! Oson lekin chalg'ituchi savol...

Kanalimizga ko'plab yangi obunachilar qo'shilgani sababli, o'zimni yana bir bor tanishtirib o'tmoqchiman. Mening ismim Suxrob Murodov. Asli Samarqandlikman. Bulung'ur tumanida yashaganman, keyinchalik Samarqand shahridagi 43-maktabda o'qiganman. Maktabni tamomlagach, AQShga kelib, Janubiy Florida universitetiga (University of South Florida) o'qidim va shu yili Buxgalteriya hisobi (Accountancy) yo'nalishi bo'yicha bakalavr darajasini oldim. 2023-yilda O'zbekistondagi eng yosh IELTS 9.0 sohibi bo'ldim. Ko'pchiligingiz meni aynan shu bilan taniysiz. Hozirda Janubiy Florida universitetida Buxgalteriya hisobi va tahlil (Accountancy and Analytics) yo'nalishi bo'yicha magistraturada o'qiyapman. To'liq moliyalashtirilgan grantim doirasida universitetda ACG2021 fanidan dars berib professorimga assistentlik qilaman, shuningdek, moliyaviy hisobot va investitsiyalar mavzusida ilmiy tadqiqot olib boryapman. Bundan tashqari, CPA imtihonlariga tayyorlanyapman. Bu dunyodagi, ayniqsa AQShdagi eng nufuzli buxgalterlik litsenziyasi hisoblanadi. Yozda Deloitte kompaniyasiga ishga qo'shildim. Deloitte xodimlar soni, mijozlar bazasi va daromadi bo'yicha moliyaviy xizmatlar sohasida dunyodagi yetakchi kompaniya. U yerda Deloitte mijozlari bo'lgan milliard dollarlik ikki yirik kompaniyaning audit jamoasida ishladim. Yaxshi natijalar ko'rsatib, 2027-yil kuzidan boshlab Deloitte'ning AQShdagi eng raqobatbardosh ofislaridan biriga doimiy ishga qaytish taklifini oldim. Maqsadim ochiq muloqotda bo'lish hamda bilim, tajriba va kuzatuvlarimni ulashish orqali yurtimizning kelajak strateglari, mutaxassislari va ziyolilarini tarbiyalashga o'z hissamni qo'shishdir. Bu shunchaki qarsak va olqishlarni chaqirish uchun yozilgan post emas - menga olqishlarning keragi yo'q. Bu samimiy tilak; Menga bu imkoniyatlar berildi, va boshqalar bilan bilim va tajribamni ulashish men uchun burch. Umid qilamanki, siz meni bu yo'lda qo'llab quvvatlab turasiz. Menga bor yo'g'i shu kerak xolos!

3 hours left until I stop intaking participants for the webinar! 3 soatdan so'ng qatnashuvchilarni qabul qilishni to'xtataman

Ko'pchiligingiz Dilafruzni taniysiz — Harvardga munosib ravishda qabul qilingan talaba. Hozir Dilafruzxon o'sha yerda, ilm-fan va innovatsiyalar markazida o'qiyapti. So'nggi paytlarda Harvard hayoti haqida ko'p yozyapti, blogini qiziqish bilan katta qiziqish bilan kuzatib boraman. Garchi avval talabam va hozir singlimdek bo’lsada, shaxsan men uchun u katta ilhom manbai. Harvardda O'zbekistonni faxr bilan namoyon etayotgan yurtdoshimiz! Hali kanaliga qo'shilmagan bo'lsangiz, albatta obuna bo'ling.

Sukhrob aka has been my mentor and brother for very long. Absolute source of inspiration, advice, knowledge. I’m sure there’s still a lot I can learn from him. All of you have a chance to learn about his experience too. Don’t miss it!

Postlarimni xam ingliz tilida, xam o’zbek tilida yozaman! O’zbek tili Ona tilim, va uni mukammal darajada bilib borishim kerak. Tilni yo’qotish bu o’zlikni yo’qotish bilan tengdir!

🇺🇸 Here are some ratios you MUST know if you are in the financial services. Banks use these to underwrite business loans, and put them into the covenants when drafting a contract with the borrower. From basic to more advanced: Leverage ratios: Debt-to-equity: total liabilities/shareholders’ equity. Easy equation, both numbers readily available on the balance sheet. The lower the value, the better. A common covenant cap is 2x - 3x, which sets the borrower at a distant risk of bankruptcy or technical default on the loans. Total debt/EBITDA (Earnings before Income Taxes, depreciation and amortization). Look at your total debt, go to income statement, and add back depreciation, amortization, and income taxes to your net income. Do the basic math - division. Caps here fall between 2.5 and 4x. This ratio shows how many years, roughly, it would take the borrower to pay off debts using its operating cash flows. Again, the lower, the better. Cash flow indicators: Free Cash Flow: Cash Flows from operating activities - Capital Expenditures (CAPEX). Banks care about this, because this ratio shows how much cash is left to the business as a set aside after all activities to keep itself running. This is much more reliable than the net income figure, which can be manipulated through choice of accounting policies such as depreciation method, one time items, and revenue recognition timing. 🇺🇿 Jami qarz / EBITDA (foyda solig'i, eskirish va amortizatsiyagacha bo'lgan foyda): Avval jami qarzingizni aniqlang. So'ngra foyda va zararlar to'g'risidagi hisobotga o'ting va sof foydaga eskirish, amortizatsiya va foyda solig'ini qo'shing. Keyin oddiy hisob-kitob, ya'ni bo'lish. Bu ko'rsatkich bo'yicha chegaralar 2,5x dan 4x gacha. Koeffitsiyent qarz oluvchi o'z operatsion pul oqimlari hisobidan qarzlarini taxminan necha yilda to'lab bo'lishini ko'rsatadi. Bu yerda ham qanchalik past bo'lsa, shunchalik yaxshi. Pul oqimi ko'rsatkichlari: Erkin pul oqimi (Free Cash Flow): Operatsion faoliyatdan pul oqimlari – Kapital xarajatlar (CAPEX). Banklar bunga katta e'tibor beradi. Bu ko'rsatkich biznes o'z faoliyatini davom ettirish uchun barcha xarajatlarni qilgandan so'ng zaxira sifatida qancha pul qolishini ko'rsatadi. U sof foyda ko'rsatkichiga qaraganda ancha ishonchli. Sof foydani esa hisob siyosatini tanlash orqali o'zgartirish (manipulyatsiya qilish) mumkin: masalan, eskirish usuli, bir martalik moddalar va tushumni tan olish vaqti orqali.

Deadline to complete the requirements and join the group is tomorrow 11.59PM! Thank you all for attention

How to end up securing a full time opportunity with top companies straight out of university? I did it, so can you. In this webinar series, we will cover the following: 1) A-Z to a successful internship 2) Networking strategies books will not teach you 3) How to be noticed and remembered? 4) What resumes stand out? 5) What types of projects recruiters love seeing on resumes? 6) Master’s Degree - how to secure the most competitive Research/Teaching Assistantships and study for free It will be a 2-hour, comprehensive webinar. I promise you will leave with tons of new insights! To participate, you will need to send a link/post from my channel to 5 individuals, and 5 groups/public channels. You will need to send proof (screenshots and message links) to @webinarwithsukhrob_bot. If you meet all requirements, the bot will send you an invite link to the group where the webinar will be held. Time: 21.00 - 23.00 Tashkent Time Venue: Online Zoom Meeting

About the final decision on webinar!

Hey guys, do you want a comprehensive, 2 hour webinar on how to successfully secure highly competitive internships, jobs, and involvement opportunities? Step by step guide: where to start and what to prioritize in each step? I kind of want to share 4 years of knowledge and experience in applications to my audience in 2 hours. But, it won't be exchange free. I do not want your money, but I want an exchange for this transaction for sure. It will NOT be money - I do not need your money in this! Before I make a decision, I want to see how many people would be interested. Drop a "🔥" if that is something you would like.

They still remember me guys 😭

Olmaliqda 11-sinf o‘quvchisi IELTS imtihonidan 9 ball oldi Samarqandda 2023-yilning dekabrida 19 yoshli Suxrob Murodov IELTS imtihonidan 9,0 ballni kiritgan eng yosh o‘zbekistonlikka aylangan edi. Batafsil — https://daryo.uz/p/714685/ 👉 Obuna bo‘ling — @daryo