现已上线！2025 年 Telegram 研究 — 年度关键洞察 
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11 YEARS OF PM MUDRA YOJANA
- Funding the unfunded
-Easy credit access with four distinct loan categories: Shishu, Kishor, Tarun and TarunPlus.
- Collateral-free loans up to ₹20 lakh for activities covering manufacturing, trading, services & allied agricultural activities.
-Uttar Pradesh recorded the highest loan disbursement followed by Bihar while Maharashtra ranked third.
- Women borrowers accounted for 59.81% of the total number of loan accounts, with total share of 37.45% in disbursed amount.
- New entrepreneurs constituted 21% of total loan accounts and accounted for a 30.09% share of the total disbursed amount.
- The cumulative share of SC, ST, and OBC categories stood at 45.52% in terms of loan accounts and 31.77% in terms of the total disbursed amount.
#prelims
#GS3 ECONOMY
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- The National Chambal Gharial Sanctuary in central India protects a lotic ecosystem across an area straddling three States.
-Its existence is crucial for the critically endangered gharial, the red-crowned roofed turtle and the endangered Ganges river dolphin.
-All three species depend on sand to survive, especially the riv-er's sandbars and sandbanks.
-Organised crime = sand mining
