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| التاريخ | نمو المشتركين | الإشارات | القنوات | |
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منشورات القناة
Dear Aspirants
Please join our exclusive telegram
Channel for APPSC groups telegram channel for prelims exam oriented content and MCQs based on PYQs trend .
https://t.me/educators_appsc_groups
| 2 | 🔆 UPI Framework: Most Transactions Continue to Remain Free
📍 Why in News?
🟢 A new UPI framework has clarified that all Person-to-Person (P2P) transactions will remain completely free, irrespective of the amount transferred.
📍 What Will Remain Free?
🟢 All P2P transactions: No transaction/platform fee or other charge on individuals.
🟢 P2P transactions account for 70% of total transaction value.
🟢 P2M payments up to ₹2,000: Zero MDR.
🟢 Small merchants receiving up to ₹1 lakh/month through UPI QR under P2PM category continue to enjoy zero MDR.
📍 Where Will MDR Apply?
🟢 Merchant transactions above ₹2,000: MDR of 0.4%.
🟢 Transactions of ₹75,000 and above: MDR capped at ₹300.
🟢 Essential sectors above ₹2,000: flat ₹5 MDR.
🟢 Capital-market transactions: 0.02% MDR, capped at ₹300.
📍 Key Safeguards
🟢 Customers will not pay MDR; merchants should not pass it on to customers.
🟢 UPI apps cannot impose platform fees or hidden charges.
🟢 No monthly quotas or tiered caps on free UPI usage.
📍 Impact
🟢 MDR applies to only about 4% of merchant transactions, leaving approximately 96% unaffected.
🟢 5% of total MDR collections will go to a dedicated fund for UPI adoption among small merchants.
🟢 Revenue from larger merchant transactions will support payment infrastructure, including in rural and semi-urban areas.
📌 UPSC Mains Question
Discuss how UPI’s evolving revenue framework can balance digital-payment affordability with the long-term sustainability of India’s digital payment ecosystem.
(10 Marks | 150 Words) | 43 |
| 3 | BRICS
https://pib.gov.in/FeaturesDeatils.aspx?NoteId=159946&ModuleId%20=%202 | 42 |
| 4 |  لا يوجد نص... | 59 |
| 5 | https://t.me/educators_appsc_groups | 85 |
| 6 | Eravikulam National Park has emerged as a thriving habitat for the endangered Resplendent Shrub Frog - The Hindu https://share.google/86PwsIxhQguWXzyBO | 97 |
| 7 | India strategic sectors private enterprise opening could transform economy over decades - India Today https://share.google/d0dd7W0NhDUZnJdQV | 77 |
| 8 | India’s opportunity to put BRICS back together - The Hindu
https://www.thehindu.com/opinion/lead/indias-opportunity-to-put-brics-back-together/article71439875.ece/amp/ | 74 |
| 9 | https://t.me/educators_appsc_groups | 63 |
| 10 | The political cost of unconditional cash transfers https://www.thehindu.com/opinion/op-ed/the-political-cost-of-unconditional-cash-transfers/article71436292.ece | 82 |
| 11 | "Quote of the Day by Tim Cook: "I'm not worried about AI giving computers the ability to think like humans. I'm more concerned about people thinking like computers without values or compassion, without concern for consequences." | Creative Bloq" https://www.creativebloq.com/tech/quote-of-the-day-by-tim-cook-im-not-worried-about-ai-giving-computers-the-ability-to-think-like-humans-im-more-concerned-about-people-thinking-like-computers-without-values-or-compassion-without-concern-for-consequences | 68 |
| 12 | "‘UN Convention on the Law of the Sea is still the constitution of oceans’ - The Hindu" https://www.thehindu.com/news/international/un-convention-on-the-law-of-the-sea-is-still-the-constitution-of-oceans/article71424675.ece | 68 |
| 13 | "Quote of the day by Dr Sarvepalli Radhakrishnan: ‘The aim of education is not the acquisition of information…’ | Hindustan Times" https://www.hindustantimes.com/lifestyle/art-culture/quote-of-the-day-by-dr-sarvepalli-radhakrishnan-the-aim-of-education-is-not-the-acquisition-of-information-101788539354812-amp.html | 56 |
| 14 | Human follies worsen natural calamities
https://www.newindianexpress.com/opinion/2026/Sep/01/human-follies-worsen-natural-calamities | 68 |
| 15 | https://www.theweek.in/news/defence/2026/09/01/opinion-the-8-point-joint-statement-strategic-implications-for-india-china-relations.html | 64 |
| 16 | Bihar government to replace ‘fail’ with ‘eligible for skills’ in Class 10, 12 marksheets - The Hindu
https://www.thehindu.com/news/national/bihar/bihar-government-to-replace-fail-with-eligible-for-skills-in-class-10-12-marksheets/article71400456.ece | 62 |
| 17 | https://t.me/educators_appsc_groups | 53 |
| 18 |  لا يوجد نص... | 79 |
| 19 | PM Modi Kyrgyzstan Visit highlights: PM lands in Kyrgyzstan, will take part in SCO Summit in Bishkek | India News
https://www.google.com/amp/s/www.hindustantimes.com/india-news/pm-modi-uzbekistan-visit-live-updates-tashkent-shavkat-mirziyoyev-sco-summit-trade-defence-energy-agenda-latest-updates-101788056460800-amp.html | 80 |
| 20 |  لا يوجد نص... | 49 |
