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Nifty & Banknifty Important levels with 4 Intraday stocks for tomorrow
Key differences between UPS & NPS
(NPS) National Pension System
1⃣ In NPS Contribution is Defined 2⃣ There is No Pension Guarantee 3⃣ Contribution - Govt - 14% Employee - 10% 4⃣ Investment option are diversified like equity/Debt/ Govt Securities 5⃣Risk is Market Linked(UPS)Unified Pension Scheme
1⃣ In UPS Benefit is Defined 2⃣ Pension Guarantee is there 3⃣ Contribution - Govt - 18.5% Employee - 10% 4⃣ Investment mainly in Govt Securities 5⃣Low Risk
Unified Pension Scheme (UPS)
1⃣Introduced for Government Employees
2⃣Effective from 01/04/2025
Guaranteed Pensions
Services of 25 years or more
业
50% of Avg basic pay of Last 12 months
Services of 10-25 years
业
Pension Proportionate to their tenure
1⃣Minimum guaranteed Pension of ₹10,000 p.m. 2⃣In case of Death of employee their spouse will recieve 60% of Pension employee was recieving⇒ Adjusted for Inflation, Dearness Relief to be provided as per All India Consumer Price Index for Industrial Workers. (AICP1-1W) Employee has option to choose between NPS & UPS
