UNCULTURED TRADER

2.5% UP , Silver 👀

All About Fixed Deposits Fixed deposit (FD) is a tenured deposit account provided by banks or non-bank financial institutions which provides investors a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account. Applicable:- TDS is applicable only if FD Interest Income is above 50k Per Year For non senior citizens , For Senior citizen Above 1L per annum. IF F.D AMOUNT MORE THAN 10L THEN BANKS CAN SEND YOUR DETAILS TO ITD(Income Tax Department) Tax Rate:- Tds - 10%(If pan card attach) Tds - 20%( If pan card not) Tax Limit:- There is No Tds(Tax Deducted at source) If Interest Amount below 50k for non snr citizen For Ex - F.d amount is 7,14,290 Interest rate - 7% interest - 50,000 Taxable Amount= 0 If F.d Amount is 7,20,000 Interest Rate = 7% Interest= 50,200 Taxable Amount= 50,200 × 10% = 5,020₹ If You are in 3L or 6L Tax slab Then You can save that amount by filling 15G Form Q/A How to fill 15G/15H Form :- Go to Bank and take 15G/15H form to fill When to fill 15G/15H Form? :- Beginning of Financial year(April) Why to fill? :- To save TDS(10% Of interest amount) Form 15G = Non senior citizens Form 15H = Senior citizens

Whenever the market sustains after multiple Trendline rejections, an alt season begins...Currently, the same is happening in most alt coins 👀

https://x.com/AkshayS1N/status/1900614227335016799?t=12EdTuq_zmBNzyjNk6dKnQ&s=19 Top Assets Multiplication

https://x.com/AkshayS1N/status/1900601093958357497?t=LWoR34Gm6WzlsGbuNnWYYQ&s=19 Watchlist stocks

📝Points to be kept in mind while Tax Loss Harvesting📝 -> Long-Term capital Loss can be set-off against Long -Term Capital Gain not short-Term. Capital Gain 📆 -> However Short Term capital Loss can be set off against both short Term or Long Term Capital Gain 📈 "First ₹1,25,000 LTCG is Tax Free" -> FIFO method is followed in Tax Loss Harvesting it means if you have the same stock giving LTCG and Short Term Loss, you need to sell the entire holding to book Losses

⚙️ Tax Loss Harvesting ⚙️

It is a practise of selling a security that has incurred loss to help investors to reduce/offset taxes on any Capital Gain income subject

1️⃣Eg → Mr A has sold shares on which he has incurred STCG of ₹60,000. Tax on STCG = ₹ 12000 (Assuming shares sold after Budget 24) => He is also holding shares with unrealised Short Term Loss of ₹50,000 ⇒ He can sell these shares to minimize the Capital Gain Tax Reduced Tax = (₹60,000 - ₹50000) ×20% = ₹2000 2️⃣ Mr A's Portfolio has STCG 50,000 and LTCG 1,50,000 he is holding shares with unrealised Short Term Loss of ₹25000 [Assuming shares sold after Budget 24)

Tax (Without Tax Loss Harvesting) [₹50,000×20%] + [(1,50,000-₹125000)×12.5%] = ₹13,125

Tax (with Tax Loss Harvesting) [(₹50,000-₹25000)×20%) + 150,000-125000)×12.5%= ₹8125

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https://x.com/AkshayS1N/status/1899882942891237481?t=KpIG9pkz58IZgB6MHJaGhw&s=19 Affordable Housing Finance Sector

https://app.binance.com/uni-qr/cpos/21498627764849?r=56571358&l=en-IN&uco=Mmfv-jv3IqWYDWb11p0ydQ&uc=app_square_share_link&us=copylink BTC Long & Short Set-up

🆎 Market Hedging 💰

1️⃣Goldbees 2️⃣Silver bees

Average return 10-12% Per Annum ✔️ 🆎 Indian Top Companies Index 💰

1️⃣Niftybees 2️⃣Bankbees 3️⃣ITBees

Average Return 12-15% ✔️ 🆎 International ETF 🌍

1️⃣Mon100

Average return 17-20% Per Annum ✔️

Mon100 ( Nasdaq100) ETF Top 100 IT Companies OF USA CAGR - 17%++

Average Return OF Niftybees = 12-14% Per Annum Total invested amount in 1st case = 32.76 Lacs Returns = 4.67Cr+ Total Value= 5Cr+

Buy and Hold for few weeks ✅ SilverBees