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As per the 20/4/10 Rule, If a car costs 18 Lacs, How much downpayment you should make?
Flexi FDs
𝙏𝙝𝙚𝙨𝙚 𝙁𝘿𝙨 𝙤𝙛𝙛𝙚𝙧 𝙮𝙤𝙪 𝙩𝙝𝙚 𝙘𝙤𝙣𝙫𝙚𝙣𝙞𝙚𝙣𝙘𝙚 𝙖𝙣𝙙 𝙛𝙡𝙚𝙭𝙞𝙗𝙞𝙡𝙞𝙩𝙮 𝙤𝙛 𝙖𝙣 𝙁𝘿 𝙖𝙣𝙙 𝙖 𝙨𝙖𝙫𝙞𝙣𝙜𝙨 𝙖𝙘𝙘𝙤𝙪𝙣𝙩. 𝙏𝙝𝙚𝙮 𝙢𝙚𝙧𝙜𝙚 𝙩𝙝𝙚 𝙛𝙚𝙖𝙩𝙪𝙧𝙚𝙨 𝙖𝙣𝙙 𝙗𝙚𝙣𝙚𝙛𝙞𝙩𝙨 𝙤𝙛 𝙁𝘿𝙨 𝙖𝙣𝙙 𝙨𝙖𝙫𝙞𝙣𝙜𝙨 𝙖𝙘𝙘𝙤𝙪𝙣𝙩𝙨, 𝙨𝙤 𝙮𝙤𝙪 𝙜𝙚𝙩 𝙩𝙝𝙚 𝙝𝙞𝙜𝙝𝙚𝙧 𝙞𝙣𝙩𝙚𝙧𝙚𝙨𝙩 𝙧𝙖𝙩𝙚𝙨 𝙤𝙛 𝙁𝘿𝙨 𝙥𝙡𝙪𝙨 𝙩𝙝𝙚 𝙡𝙞𝙦𝙪𝙞𝙙𝙞𝙩𝙮 𝙤𝙛 𝙨𝙖𝙫𝙞𝙣𝙜𝙨 𝙖𝙘𝙘𝙤𝙪𝙣𝙩𝙨
Tax-Saving Fds
𝙏𝙝𝙚𝙨𝙚 𝙁𝘿𝙨 𝙝𝙖𝙫𝙚 𝙖 𝙢𝙖𝙣𝙙𝙖𝙩𝙤𝙧𝙮 𝙡𝙤𝙘𝙠-𝙞𝙣 𝙥𝙚𝙧𝙞𝙤𝙙 𝙤𝙛 𝙛𝙞𝙫𝙚 𝙮𝙚𝙖𝙧𝙨, 𝙨𝙤 𝙮𝙤𝙪 𝙘𝙖𝙣𝙣𝙤𝙩 𝙬𝙞𝙩𝙝𝙙𝙧𝙖𝙬 𝙮𝙤𝙪𝙧 𝙢𝙤𝙣𝙚𝙮 𝙥𝙧𝙚𝙢𝙖𝙩𝙪𝙧𝙚𝙡𝙮. 𝙈𝙤𝙧𝙚𝙤𝙫𝙚𝙧, 𝙡𝙤𝙖𝙣 𝙖𝙣𝙙 𝙤𝙫𝙚𝙧𝙙𝙧𝙖𝙛𝙩 𝙛𝙖𝙘𝙞𝙡𝙞𝙩𝙞𝙚𝙨 𝙖𝙧𝙚 𝙣𝙤𝙩 𝙖𝙫𝙖𝙞𝙡𝙖𝙗𝙡𝙚 𝙖𝙜𝙖𝙞𝙣𝙨𝙩 𝙩𝙖𝙭-𝙨𝙖𝙫𝙞𝙣𝙜 𝙁𝘿𝙨. 𝘽𝙪𝙩 𝙮𝙤𝙪 𝙘𝙖𝙣 𝙘𝙡𝙖𝙞𝙢 𝙩𝙖𝙭 𝙚𝙭𝙚𝙢𝙥𝙩𝙞𝙤𝙣𝙨 𝙤𝙛 𝙪𝙥 𝙩𝙤 𝙍𝙨 1.5 𝙡𝙖𝙠𝙝 𝙪𝙣𝙙𝙚𝙧 𝙨𝙚𝙘𝙩𝙞𝙤𝙣 80𝘾 𝙤𝙛 𝙩𝙝𝙚 𝙄𝙣𝙘𝙤𝙢𝙚 𝙏𝙖𝙭 𝘼𝙘𝙩
Tax-saving FDs
𝚃𝚑𝚎𝚜𝚎 𝙵𝙳𝚜 𝚑𝚊𝚟𝚎 𝚊 𝚖𝚊𝚗𝚍𝚊𝚝𝚘𝚛𝚢 𝚕𝚘𝚌𝚔-𝚒𝚗 𝚙𝚎𝚛𝚒𝚘𝚍 𝚘𝚏 𝚏𝚒𝚟𝚎 𝚢𝚎𝚊𝚛𝚜, 𝚜𝚘 𝚢𝚘𝚞 𝚌𝚊𝚗𝚗𝚘𝚝 𝚠𝚒𝚝𝚑𝚍𝚛𝚊𝚠 𝚢𝚘𝚞𝚛 𝚖𝚘𝚗𝚎𝚢 𝚙𝚛𝚎𝚖𝚊𝚝𝚞𝚛𝚎𝚕𝚢. 𝙼𝚘𝚛𝚎𝚘𝚟𝚎𝚛, 𝚕𝚘𝚊𝚗 𝚊𝚗𝚍 𝚘𝚟𝚎𝚛𝚍𝚛𝚊𝚏𝚝 𝚏𝚊𝚌𝚒𝚕𝚒𝚝𝚒𝚎𝚜 𝚊𝚛𝚎 𝚗𝚘𝚝 𝚊𝚟𝚊𝚒𝚕𝚊𝚋𝚕𝚎 𝚊𝚐𝚊𝚒𝚗𝚜𝚝 𝚝𝚊𝚡-𝚜𝚊𝚟𝚒𝚗𝚐 𝙵𝙳𝚜. 𝙱𝚞𝚝 𝚢𝚘𝚞 𝚌𝚊𝚗 𝚌𝚕𝚊𝚒𝚖 𝚝𝚊𝚡 𝚎𝚡𝚎𝚖𝚙𝚝𝚒𝚘𝚗𝚜 𝚘𝚏 𝚞𝚙 𝚝𝚘 𝚁𝚜 𝟷.𝟻 𝚕𝚊𝚔𝚑 𝚞𝚗𝚍𝚎𝚛 𝚜𝚎𝚌𝚝𝚒𝚘𝚗 𝟾𝟶𝙲 𝚘𝚏 𝚝𝚑𝚎 𝙸𝚗𝚌𝚘𝚖𝚎 𝚃𝚊𝚡 𝙰𝚌𝚝
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