Financial & General Awarness Information💰📊📰
The objective of this group is to create Financially Knowledge and give some other General Public Information time to time.
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🚨Are the ill effects of smoking and drinking covered under health insurance?
Smoking and Drinking are injurious to health!
One can get a policy if you smoke less than 5 cigarettes a day
Occasional drinkers can also get a policy
But what happens if you get a policy and there is a claim due to drinking or smoking?
THE INSURER WILL NOT PAY THE CLAIM
Diseases associated with Smoking such as lung diseases asthma bronchitis etc if any of them arise and a claim is initiated the insurer will more likely reject the claim.
Similarly for all complications relating to drinking will not get a claim.
Recently,
One of my followers was admitted to the hospital due to pancreatitis due to excessive drinking.
The leading insurer rejected the claim stating that it is due to excessive drinking
Smoking and drinking are very very injurious to ur health insurance.
Be very very careful with the choices you make
*Is STT allowed as a deduction in capital gains?*
Expenses such as brokerage, stamp duty, sales commission, etc. can be claimed as an expense in your Income Tax Return. All these expenses are allowed as deductions only for the purpose of calculating the Capital Gains. However, Securities Transaction Tax (STT) is not allowed as a deduction.
Every teacher once was a student. Every winner once was a loser. Every expert once was a beginner. Small steps taken every day leads you to your success.
You can become a person of value in a matter of months.
Just keep climbing, even Mount Everest will be under your feet.
Dont be afraid to start small
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If you suddenly become rich one day, please remember these 10 things:
1. Do not tell anyone, including your parents.
2. Pay off all loans to friends, banks, and online lenders first.
3. Do not circulate this money for the first six months.
4. Don’t buy a house right away or rent in an upscale neighbourhood.
5. Don’t rush to quit your job immediately.
6. Do not buy a car or luxury goods.
7. Do not become business partners with friends, relatives, or classmates.
8. If you have children, do everything possible to prevent them from knowing you are rich.
9. Maintain the status quo and act as if nothing has changed.
10. Be careful with the large amount of information you have and refrain from indiscriminate sharing.
If you don't follow the above rules, you may never find true security or happiness.
Forward
Do not invest a single rupee for growth till you cover these basics:
1. Create an Emergency Fund
2. Get a Term Life Insurance Plan
3. Get your Health Insured
4: Define your goals
If BASICS are strong, you can won the World
Motilal Oswal
@MrMotilalOswal
99% of the harm is caused in your head by your thoughts ,
1% of the harm is caused by reality, what actually happens and the outcome.
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