Insurance Updates
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This is only Channel for True Advise and information for Insurance
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Obunachilar
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Postlar arxiv
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Monsoon Eye Infection: Conjunctivitis prevention
Tips to Prevent Eye Infections:
1. Wash hands or sanitize regularly (every 2 hours).
2. Avoid touching your eyes.
3. If experiencing conjunctivitis, self-isolate until watering and discharge stop.
4. Avoid sharing towels, handkerchiefs, or bedding with someone with conjunctivitis.
5. Refrain from self-medication.
6. Avoid crowded places, particularly water parks and public swimming pools.
By following these preventive measures and maintaining good hand hygiene, you can protect yourself and others from eye infections.
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Myntra Review Deal
Flat 50% cashback
Instant refund after Review
Order now
www.myntra.com/oceanista
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Needed a Female influencer For the Indian Clothing Brand Oceanista
Barter Collaboration.
Required Criteria as per (Brand)
1.She must be from India atleast
2.Have a good engagement rate
3. Clearly into Influencer for Clothing brands
4. Interested ones please msg at www.instagram.com/myoceanista
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Hi friends
We are women wear manufacturers from Delhi
Please join our Group for Women Wear Collection
And get daily updates
We provide single piece at wholesale rates and ship to India and International
https://chat.whatsapp.com/CUwjqlaWqtVHTO04fY7D5y
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A super-top up policy over your basic health insurance is highly recommended. That said, you should know the difference between going for a single large cover vs going for a super top-up.
1) Your base policy and your super top-up policy are 2 separate, independent policies. You will have to file 2 separate claims to avail both. This becomes even more complicated if your policies are from 2 different companies. In short, your claim process becomes a little complicated. It will get even more complicated if the network hospitals of both companies are different.
2) Super top-up policies do not have NCBs. The Sum Insured won't increase no matter how many years you don't take a claim.
3) Most base policies today recharge your Sum Insured to the full value even after you claim it once. I.e., you will be able to claim the entire amount multiple times in case of multiple hospitalizations, or single hospitalizations of multiple people in the policy.
This is not true in case of super top-up policies. The amount can be claimed only once a year.
4) Make sure that the tenures of both policies are same
In short, treat both policies like two different policies, and enquire about each key aspect of both. For example, ask about the waiting period, room rent cap etc.
PS: If the policy says, for example, "single private room", you will be entitled to the cheapest single private room of the hospital.
JagoInvestor
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Old Vs New Income Tax Regime Which Tax Regime is better?
https://taxguru.in/income-tax/income-tax-regime-tax-regime-better.html
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*LASSI*
Since lassi is churned out of yogurt or dahi, it is said to be quite beneficial for our digestive system. It is light on the stomach and contains lactobacilli, healthy bacteria that lubricate the intestines and aid in smooth digestion. Lassi is a healthy and natural remedy for stomach bloating.
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*=========================*
*Makki roti is a good source of Vitamin A, C, K,* beta-carotene and selenium. All these nutrients can improve functioning of the thyroid gland and help in maintaining immunity.
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*Let's Refresh Let's Learn*
Terms in Traditional Plans - Life Insurance
*Riders*
Rider is an add-on feature to the basic policy.
It is an optional coverage at a nominal cost.
There are definitions and exclusion for different types of riders.
Rider premiums cannot exceed 30% of basic plan premium.
Rider premium for health rider can be 100% of the basic plan premium with a term plan.
Rider sum assured cannot exceed 100% of the basic sum assured.
Rider claims are paid only at the occurrence of the insured event and expire at the end of the policy term.
*Sum Assured*
Sum Assured is the coverage amount an individual is insured for and is guaranteed to the policyholder at the occurrence of the predefined events like death, maturity and survival (with some conditions).
*Surplus*
Surplus is attributed to the loading premium that is paid by the policyholder for the par plans.
It arises as a result of the life insurer’s actual experience being better than what it had assumed on mortality rate, investment interest and expenses.
It also is the outcome due to the management’s expertise of running the business and managing the funds.
Hence, the surplus gets distributed between the two stakeholders; namely, the policyholders of par plans (under the name of bonus) and the shareholders of the company (under the name of dividends).
*Good day 📚*
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Besides having a Health Insurance, it is wise to have either a TOP UP policy or a Health Contigency Fund for about Rs.25 Lakhs for an individual and Rs.40 Lakhs for a family of 4.
