#andraexplains ✨

Hey besties, I know I’ve not been as active as I would like to in this group but I promise, exciting things are coming up soon! (Especially cause I’ve been working doubly hard to save for the downpayment that’s coming up soon) Wearing my FinTech hat for the time being I will be chatting with #workbestie, Crystal Lim-Lange at the Singapore FinTech Festival this year at the Talent Stage. View the deets in my LinkedIn post! Have any questions for Crystal? Drop those questions in the comment section! https://www.linkedin.com/posts/andralynntan_workbestie-activity-7127134215757852672-7onl?utm_source=share&utm_medium=member_ios

🏡❗Application rate summary as of 8 Oct 2023, 2 pm Reminder: Submit your application by 10 October 2023, 2359 Legend 🟢 Low --> less than 2 applicant per flat 🟠 Mid --> 2 - 3 applicants per flat 🔴 High -->More than 3 applicants per flat 2 room flat • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟢 Low • Tengah (Plantation Edge I / Plantation Edge II) --🟢 Low • Kallang Whampoa (Rajah Residences / Verandah@Kallang) --🟢 Low 3 room flat • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟢 Low • Tengah (Plantation Edge I / Plantation Edge II) --🟢 Low • Kallang Whampoa (Rajah Residences / Verandah@Kallang) --🟢 Low • Queenstown (Tanglin Halt Cascadia)--🟢 Low 4 room flat • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟢 Low • Tengah (Plantation Edge I / Plantation Edge II) --🟢 Low • Kallang Whampoa (Rajah Residences / Tenteram Vantage / Verandah@Kallang) --🟢 Low • Queenstown (Tanglin Halt Cascadia) --🟢 Low 5 room/ 3Gen • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟠 Mid • Tengah (Plantation Edge I / Plantation Edge II) --🟠 Mid Notes - Most applicants will be able to select a flat if the application rate of the project is below 1.7 - HDB shortlist beyond 100% and potentially up to 300% of the total flat supply, taking into account the respective quota.

Competition is not stiff for first timers, even for the 5 room flats! Second timers may find themselves in a much probable position to get a queue number :)

🏡❗Application rate summary as of 8 Oct 2023, 2 pm Reminder: Submit your application by 10 October 2023, 2359 Legend 🟢 Low --> less than 2 applicant per flat 🟠 Mid --> 2 - 3 applicants per flat 🔴 High -->More than 3 applicants per flat 2 room flat • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟢 Low • Tengah (Plantation Edge I / Plantation Edge II) --🟢 Low • Kallang Whampoa (Rajah Residences / Verandah@Kallang) --🟢 Low 3 room flat • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟢 Low • Tengah (Plantation Edge I / Plantation Edge II) --🟢 Low • Kallang Whampoa (Rajah Residences / Verandah@Kallang) --🟢 Low • Queenstown (Tanglin Halt Cascadia)--🟢 Low 4 room flat • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟢 Low • Tengah (Plantation Edge I / Plantation Edge II) --🟢 Low • Kallang Whampoa (Rajah Residences / Tenteram Vantage / Verandah@Kallang) --🟢 Low • Queenstown (Tanglin Halt Cascadia) --🟢 Low 5 room/ 3Gen • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟢 Low • Tengah (Plantation Edge I / Plantation Edge II) --🟢 Low Notes - Most applicants will be able to select a flat if the application rate of the project is below 1.7 - HDB shortlist beyond 100% and potentially up to 300% of the total flat supply, taking into account the respective quota.

🏡❗Application rate summary as of 6 Oct 2023, 6 pm Reminder: Submit your application by 10 October 2023, 2359 Video update: https://vt.tiktok.com/ZSNNYmdtJ/ Legend 🟢 Low --> less than 2 applicant per flat 🟠 Mid --> 2 - 3 applicants per flat 🔴 High -->More than 3 applicants per flat 2 room flat • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟢 Low • Tengah (Plantation Edge I / Plantation Edge II) --🟢 Low • Kallang Whampoa (Rajah Residences / Verandah@Kallang) --🟢 Low 3 room flat • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟢 Low • Tengah (Plantation Edge I / Plantation Edge II) --🟢 Low • Kallang Whampoa (Rajah Residences / Verandah@Kallang) --🟢 Low • Queenstown (Tanglin Halt Cascadia)--🟢 Low 4 room flat • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟢 Low • Tengah (Plantation Edge I / Plantation Edge II) --🟢 Low • Kallang Whampoa (Rajah Residences / Tenteram Vantage / Verandah@Kallang) --🟢 Low • Queenstown (Tanglin Halt Cascadia) --🟢 Low 5 room/ 3Gen • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟢 Low • Tengah (Plantation Edge I / Plantation Edge II) --🟢 Low Notes - Most applicants will be able to select a flat if the application rate of the project is below 1.7 - HDB shortlist beyond 100% and potentially up to 300% of the total flat supply, taking into account the respective quota.

✨Tips before applying this BTO season 1 - Ensure you have your HFE Letter ready! If you have not received approval from HDB, drop them a message here OR drop them a call at 1800-225-5432 (1800-CALL-HDB). They will probably be flooded with calls, do look at their FAQ's first 2 - Pick a flat size that suits your needs! • Do we intend to have kids? Will our parents stay with us? • What do we intend to utilise the space for? Other than living? (This can perhaps give you a better idea between 4 and 5 room flat) 3 - Decide on the location! Some considerations: • Applying with MCPS? Pick a flat within 4 km radium of either parents home • What sector of work are we doing in the future? Where are there’s offices/ workplaces clustered at? (Eg. Finance couples might want to consider houses around kallang/ whampoa as it is closer to CBD) • Do the amenities around the flat fit our needs? (Eg. You might be sporty and would like to have a CC near you) 4 - Calculate your projected salaries • Future proof yourself by considering your monthly expenditure + loan repayment • Also keep in mind that your 1st downpayment will be paid within 1 year of application, do you have the fund set aside? If not, it might be better to either, (1) save and skip this sales launch or (2) consider a property within your budget

https://www.straitstimes.com/singapore/housing/hdb-launches-6800-bto-flats-with-tighter-rules-for-applicants-who-reject-offer-to-book-units#:~:text=For%20instance%2C%20first%2Dtimer%20applicants,BTO%20flats%20to%20choose%20from.

🏡❗Application rate summary as of 5 Oct 2023, 6 pm Reminder: Submit your application by 10 October 2023, 2359 Legend 🟢 Low --> less than 2 applicant per flat 🟠 Mid --> 2 - 3 applicants per flat 🔴 High -->More than 3 applicants per flat 2 room flat • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟢 Low • Tengah (Plantation Edge I / Plantation Edge II) --🟢 Low • Kallang Whampoa (Rajah Residences / Verandah@Kallang) --🟢 Low 3 room flat • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟢 Low • Tengah (Plantation Edge I / Plantation Edge II) --🟢 Low • Kallang Whampoa (Rajah Residences / Verandah@Kallang) --🟢 Low • Queenstown (Tanglin Halt Cascadia)--🟢 Low 4 room flat • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟢 Low • Tengah (Plantation Edge I / Plantation Edge II) --🟢 Low • Kallang Whampoa (Rajah Residences / Tenteram Vantage / Verandah@Kallang) --🟢 Low • Queenstown (Tanglin Halt Cascadia) --🟢 Low 5 room/ 3Gen • Choa Chu Kang (Rail Green I @ CCK / Rail Green II @ CCK) --🟢 Low • Tengah (Plantation Edge I / Plantation Edge II) --🟢 Low Notes - Most applicants will be able to select a flat if the application rate of the project is below 1.7 - HDB shortlist beyond 100% and potentially up to 300% of the total flat supply, taking into account the respective quota.