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(7c)
(i)Insured: The person or entity that requires insurance coverage for their insurable interests.
(ii)Insurer: The company that provides the insurance coverage to the insured party.
(iii)Beneficiary: The individual or entity that will receive the insurance benefits in case of an insured event, such as death, accident, or loss of property.
(iv)Policyholder: The individual or entity that purchases the insurance policy on behalf of the insured party.
(v)Underwriter: The person or team responsible for assessing the risks associated with insuring the insurable interests and determining the premium charges for the policy.
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(1a)
Risk transfer in insurance refers to the process of shifting the risk of loss from one party to another through the purchase of an insurance policy. This means that the insurer assumes the financial responsibility of paying for any potential losses or damages that may occur to the insured. The insured pays a premium in exchange for this transfer of risk. By transferring the risk, the insured can protect themselves from the financial impact of a loss, while the insurer assumes the risk and spread it among a larger pool of insureds.
(1b)
(i)Pure Risks: Pure risks are risks that involve only the possibility of loss or no loss, there is no chance of any gain occurring from pure risks. Such risks include situations such as accidents, natural disasters, and sudden illnesses. Pure risks are generally insurable.
(ii)Speculative Risks: Speculative risks are those risks associated with investment choices that have both the potential for profit or gain and the potential for loss. Speculative risks are not generally insurable because the outcome may be either beneficial or detrimental.
(iii)Particular Risks: Particular risks are risks that are unique to a specific individual or organization, and they are not faced by the general public. These risks are not insurable in the traditional sense, but they can be managed through specialized risk management techniques such as self-insurance, risk retention or hedging. Examples of particular risks include reputation risks, credit risks, and political risks.
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*2023 NECO BIOLOGY PRACTICAL SOLUTION*
=========================================
(1a)
Specimen A: Land snail
Specimen B: Toad
Specimen C: Spider
Specimen D: Crayfish
(1aii)
(i) Shells are used as source of calcium for animal feeds.
(ii) Its also serve as a source of animal protein for man.
(1aiii)
TABULATE
=SPECIMEN A=
(i)They have a soft, slimy body with a coiled shell on their back.
(ii) They move by using a muscular foot that glides over a layer of slime they produce.
=SPECIMEN B=
(i)They do not have a shell, but their skin is thick and covered in warts or bumps.
(ii)They have muscular hind legs designed for hopping
(1aiv)
(i) It allows researchers and ecologists to understand its role in the ecosystem
(ii) It aids in conservation efforts and wildlife management.
(1av)
(i) Webbed Feet
(ii) Large Muscular Thighs
(1bi)
(i) Specimen B (Toad): Amphibia
(ii) Specimen C (Spider): Arachnida
(iii) Specimen D (Crayfish): Malacostraca
(1bii)
(i) Eight legs
(ii) Multiple eyes
(1biii)
[img]https://i.imgur.com/BVmrFnQ.jpeg[/img]
(1biv)
(i) Camouflaged exoskeleton
(ii) Paddle-like appendages
(iii) Sensory adaptations
========================================
*2023 NECO BIOLOGY PRACTICAL*
(2ai)
E: Spirogyra filaments.
F: Mucor/Rhizopus.
G: Groundnut seedling (A week old).
H: Maize seedling (A week old).
I: Microscope.
J: Slide (plain).
(2aii)
E habitat: Freshwater.
F habitat: Damp and decaying organic matter.
(2aiii)
E mode of nutrition: Autotrophic (photosynthesis).
F mode of nutrition: Saprophytic (absorbing nutrients from dead organic matter).
(2iv) One reason for classifying E in (2aii) is its habitat in freshwater.
(2b) Mount E and F separately on J and use I to observe the setup.
(2bi)
Observable features of E:
1. Green coloration.
2. Long, filamentous structure.
3. Presence of chloroplasts.
Observable features of F:
1. Fuzzy, cotton-like appearance.
2. Rapid growth and spreading.
3. Formation of sporangia.
The observed color of E is green, and its role in life is photosynthesis.
Colour: Green
Role: Photosynthesis
(2ci)
Class of G: Angiospermae (Dicotyledonae).
Class of H: Angiospermae (Monocotyledonae).
2cii) Germination in G: Hypogeal germination
Germination in H: Epigeal germination
2ciii) Venation in G: Parallel venation
Venation in H: Parallel venation
3ai) Specimen K: Pigeon
Specimen L: Agama Lizard
Specimen M: Rat
Specimen N: Tilapia
(3aii)
1: Scales
2: Tongue
3: Eyes
4: Ears
(3bi)
1: Wings
2: Hollow bones
3: Keen eyesight
4: Strong flight muscles
5: Beak adapted for capturing prey
3ci)
1: Wings
2: Keen eyesight
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So none of you guys can do Airtime
You want me to be wasting my data in giving out free runz
This is bad
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1a(i)
A - Land snail
B - Toad
C - Spider
D - Crayfish
1a(ii) Economic important of specimen A
1. Specimen A is sources of protein and low amounts of fat
2. Specimen A are also good sources of iron, calcium, Vitamin A, and a number of other minerals.
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Answer are available
We reach 80 and I drop the full answer
You know I promise you people yesterday that if we reach 50 I will drop the questions and I fulfilled my promise
The answers is here,share the group link and have it
