Minds Of Aspirants (Official)
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The prime aim of this channel is to share the collective intelligence and experience of aspirants via this platform. Link for our youtube channel - https://youtube.com/channel/UCZnY9iGy0G1zCwQFlqrFhlQ 7305605638 @moa_official
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📊 Banking Institutions in India – CRR, SLR & Priority Sector Lending (PSL)
Current benchmarks (approx):
• CRR: ~4% of Net Demand and Time Liabilities (NDTL)
• SLR: ~18% of NDTL
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1️⃣ Public Sector Banks
• Demand Deposits: Yes
• Lending: Yes
• CRR: Yes
• SLR: Yes
• PSL Target: 40% of ANBC
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2️⃣ Private Sector Banks
• Demand Deposits: Yes
• Lending: Yes
• CRR: Yes
• SLR: Yes
• PSL Target: 40% of ANBC
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3️⃣ Foreign Banks
• Demand Deposits: Yes
• Lending: Yes
• CRR: Yes
• SLR: Yes
• PSL Target:
– ≥20 branches → 40%
– <20 branches → 32%
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4️⃣ Regional Rural Banks (RRB)
• Demand Deposits: Yes
• Lending: Yes
• CRR: Yes
• SLR: Yes
• PSL Target: 75%
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5️⃣ Small Finance Banks (SFB)
• Demand Deposits: Yes
• Lending: Yes
• CRR: Yes
• SLR: Yes
• PSL Target: 60%
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6️⃣ Payments Banks
• Demand Deposits: Yes (limited)
• Lending: ❌ Not allowed
• CRR: Yes
• SLR: ❌ Not applicable
• PSL: Not applicable
• Must invest ~75% deposits in Government securities
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7️⃣ NBFC (Non-Banking Financial Company)
• Demand Deposits: Usually No
• Lending: Yes
• CRR: ❌ No
• SLR: ❌ No
• PSL: Not mandatory
Repost from Anthropology-Minds Of Aspirants
PVTG
vulnerable tribal group
animism
nature worship
shifting cultivation
traditional economy
sacred geography
cultural ecology
tribal rights
development vs displacement
identity preservation
resistance to external intervention
Intended Nationally Determined Contributions (INDC) are the climate action plans submitted by countries under the United Nations Framework Convention on Climate Change (UNFCCC) as part of the Paris Agreement to reduce global warming.
Major Glaciers in India
1. Karakoram Range (Largest concentration)
• Siachen Glacier – Longest glacier in India (~76 km)
• Baltoro Glacier
• Biafo Glacier
• Hispar Glacier
👉 Karakoram has largest glaciers outside polar regions
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2. Ladakh & Zanskar Range
• Drang-Drung Glacier
• Kolahoi Glacier
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3. Himachal Pradesh Himalaya
• Bara Shigri Glacier – largest in Himachal Pradesh
• Chandra Glacier
• Bhaga Glacier
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4. Uttarakhand Himalaya (Ganga basin importance)
• Gangotri Glacier – source of River Ganga
• Yamunotri Glacier – source of Yamuna
• Pindari Glacier
• Milam Glacier
• Khatling Glacier
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5. Sikkim Himalaya
• Zemu Glacier – largest in Eastern Himalaya
Gs3
What are the provisions of FAME scheme ?
Gs2
What is the role of interest group in India? Explain with examples
Political science
Interest groups
What is society of Indian automobile manufacturers?
Repost from Anthropology-Minds Of Aspirants
+1
Right to religion
Caste system
Gs 1
Gs 2
Anthropology paper 2- Topic Impact of religion on Indian society
Sociology
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