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Dimes to Dollars DO NOT CONFUSE RESEARCH WITH FINANCIAL ADVISE. I AM NOT A FINANCIAL ADVISOR.
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For fun.. lets flip the script and think about things a little different.
What if..
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MoneyGram transitioned from its partnership with Ripple to collaborating with Stellar in 2021, largely due to regulatory challenges faced by Ripple. By adopting Stellar’s blockchain technology, MoneyGram aims to enhance its services for customers.
As part of this shift, MoneyGram has introduced a new non-custodial crypto wallet that allows users to easily convert between traditional currency and USDC, a digital stablecoin. Additionally, the company now supports 18 different wallets, broadening access for users around the world. This strategic pivot underscores MoneyGram’s commitment to facilitating financial transactions that bridge the gap between fiat and cryptocurrency.
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Quoted from the USDL website,
Since the emergence of BRICS, Donald Trump has discussed USDL to anticipate the future state of the dollar.
USDL goes beyond stability, providing compound yield rewards backed by the US Treasury, directly in users' wallets.
USDL liquidity increases faster.
the combination of transparency and profitability of investing goes beyond basic stability and liquidity.
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Repost from Build on Stellar
+1
TL;DR: Which Stablecoin Fits Your Needs?
1. Savings and Income
• USDT: Trusted, battle-tested, and stable, but earning yield requires external DeFi platforms.
• USDL: More than just stability—USDL delivers built-in, compounding yield backed by U.S. Treasuries. Yield accrues daily, directly in users’ wallets. Upcoming DeFi integrations could make USDL a game-changer for passive income.
2. DeFi Opportunities
• USDL: Coinshift’s upcoming developments hint at new DeFi integration options, expanding USDL’s utility with vaults featuring @MorphoLabs, @SteakhouseFi, and more. Details remain under wraps, but this move signals growing DeFi potential.
• USDT: Deep liquidity makes USDT a DeFi mainstay with extensive options for growth through staking, lending, and more. While yield generation relies on third-party platforms, USDL is catching up fast—and with a stronger base yield advantage.
3. Liquidity and Market Reach
• USDT: As the largest stablecoin by market cap, USDT’s $120B+ liquidity profile makes it the go-to for high-volume, low-slippage trades across exchanges.
• USDL: Rapidly building liquidity, USDL reached a $50 million market cap just months after launching in June 2024. Its blend of transparency and built-in yield is attracting users looking for more than just stability and basic liquidity.
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