Haryana Civil Services HCS

Protected Area http://haryanaforest.gov.in/en-us/Wild-Life/Protected-Area

Means of Transport and Communication in Haryana Issues and analysis @ abhipedia Powered by ABHIMANU IAS https://abhipedia.abhimanu.com/Article/State/NDkwMQEEQQVVEEQQVV/Means-of-Transport-and-Communication-in-Haryana-Haryana-State

National Highways achieved record construction speed in 2020-21 , India News News | wionews.com https://www.google.com/amp/s/www.wionews.com/india-news/national-highways-achieved-record-construction-speed-in-2020-21-370303/amp

Meanwhile attempt mocks of History- ancient, medieval, modern ( mainly ancient because last time questions were asked from ancient) Polity ( mainly part 1,2,3,4(Article 1-51A)of constitution of india (CoI) and state Legislature part 6 (article 152-237) and schedule 7 of CoI

Explained: Will ‘Samadhan-se-vikas’ help recover hundreds of crores builders owe? | Explained News,The Indian Express https://indianexpress.com/article/explained/haryana-samadhan-se-vikas-6495759/lite/

Article 112 contains provisions related to annual financial statement (Budget) Article 115 pertains to supplementary, additional or excess grants. Article 116 of the Constitution pertains to Votes on account, votes of credit and exceptional grants. -Additional Grant: It is granted when a need has arisen during the current financial year for additional expenditure upon some new service not contemplated in the budget for that year. -Excess Grant : It is granted when money has been spent on any service during a financial year in excess of the amount granted for that service in the budget for that year. It is voted by the Lok Sabha after the financial year. Before the demands for excess grants are submitted to the Lok Sabha for voting, they must be approved by the Public Accounts Committee of Parliament. -Vote of Credit: It is granted for meeting an unexpected demand upon the resources of India, when on account of the magnitude or the indefinite character of the service, the demand cannot be stated with the details ordinarily given in a budget. Hence, it is like a blank cheque given to the Executive by the Lok Sabha. -Exceptional Grant: It is granted for a special purpose and forms no part of the current service of any financial year. -Token Grant: It is granted when funds to meet the proposed expenditure on a new service can be made available by reappropriation. A demand for the grant of a token sum (of Re 1) is submitted to the vote of the Lok Sabha and if assented, funds are made available. -Reappropriation involves transfer of funds from one head to another. It does not involve any additional expenditure.

AT1 Bonds stand for additional tier-1 bonds. These are unsecured bonds which have perpetual tenure. In other words, the bonds have no maturity date. They have call option, which can be used by the banks to buy these bonds back from investors. These bonds are typically used by banks to bolster their core or tier-1 capital. AT1 bonds are subordinate to all other debt and only senior to common equity. Mutual funds (MFs) are among the largest investors in perpetual debt instruments, and hold over Rs 35,000 crore of the outstanding additional tier-I bond issuances of Rs 90,000 crore.