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Quora Programming Challenge
Batch: 2025, 2024, 2023, 2022, 2021 or previous
https://www.quora.com/careers/challenge1 412
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Resume that made into FAANG:
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The Psychology of Money by Morgan Housel Part-4
Things To Remember
• Go out of your way to find humility when things are going right and forgiveness and compassion when things are going wrong.
• Less ego equals more wealth.
• Become okay with a lot of things going wrong.
• Use money to gain control over your time, because not having control of your time is a surefire way to be miserable.
• Be nicer and less flashy. Nobody is as impressed with your possessions as much as you are.
• You are more likely to gain respect and admiration through kindness and humility than horsepower and chrome.
Investment Related
• Have a six month emergency fund and save 10% of your salary.
• The ability to stick around for a long time, without wiping or being forced to give up is what makes the biggest difference.
• Your success as an investor will be determined by how you respond to punctuated moments of terror, not the years spent on cruise control.
• Savings can be created by spending less. You can spend less if you desire less. And you will desire less if you care less about what others think of you.
• Planning is important, but the most important part of every plan is to plan on the plan not going according to plan.
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The Psychology of Money by Morgan Housel Part-3
The Neglected Element In Investing Money: Surprises
Two dangerous things happen when you rely too heavily on investment history as a guide to what’s going to happen next.
• You will likely miss the outlier events that move the needle the most.
• History can be a misleading guide to the future of the economy and stock market because it doesn’t account for structural changes that are relevant to today’s world.
Surprises:
• The most common plot of economic history is the role of surprises.
• Realizing that the future might not look anything like the past is a special kind of skill.
Mistakes and Errors
• Good ideas taken too far are indistinguishable from bad ideas.
• People underestimate the need for room for error in almost everything they do that involves money.
• Room for error lets you endure a range of potential outcomes. Endurance lets you stick around long enough to let the odds of benefiting from a low probability outcome fall in your favour.
• The biggest gains occur infrequently, either because they don’t happen often or because they take time to compound.
The Uncertain Future
• The ability to do what you want, when you want, for as long as you want has an infinite ROI.
• You can’t prepare for what you can’t envision.
• Avoid single points of failure. If many things rely on one thing working, and that thing breaks, you are counting the days until catastrophe.
• The biggest single point of failure with money is a sole reliance on a paycheck to fund short-term spending needs.
• The most important part of every plan is planning on your plan not going according to plan.
Nothing Is Free
• Everything has a price and the key to a lot of things with money is figuring out what that price is and being willing to pay it.
• Most things are harder in practice than they are in theory. This is often because we are not good at identifying what the price of success is, which prevents us from being able to pay it.
• The price of successful investing is volatility, fear, doubt, uncertainty, and regret.
• The inability to recognize that investing has a price can tempt us to try to get something for nothing.
The Psychology Of People
• Short-term traders ignore the rules governing long-term investing, particularly around valuation. Because those rules are irrelevant to the game they are playing.
• Bubbles do their damage when long-term investors playing one game start taking their cues from short-term traders playing another game.
• It is hard to grasp that other investors have different goals than we do.
• An anchor of psychology is not realizing that rational people can see the world through a different lens than their own.
Gravitating Towards a Negative Outlook
• Optimism is the belief that the odds of a good outcome are in your favour over time, even when there will be setbacks along the way.
• Two topics will affect your life whether you are interested in them or not, money and health.
• An iron law in economics: extremely good and extremely bad circumstances rarely stay that way for long because supply and demand adapt in hard to predict ways.
• Progress happens too slowly to notice, but setbacks happen too quickly to ignore.
Believing In Narratives
• Stories are, by far, the most powerful force in the economy.
• The more you want something to be true, the more likely you are to believe a story that overestimates the odds of it being true.
• Everyone has an incomplete view of the world, but we form a complete narrative to fill in the gaps.
• Coming to terms with how much you don’t know means coming to terms with how much of what happens in the world is out of your control.
• The illusion of control is more persuasive than the reality of uncertainty.
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The Psychology of Money by Morgan Housel Part-2
True Wealth is Freedom
• The highest form of wealth is the ability to wake up and say “I can do whatever I want today.”
• The ability to do what you want, when you want, with who you want, for as long as you want, is priceless. It is the highest dividend money pays.
• Control over doing what you want, when you want to, with the people you want to, is the broadest lifestyle variable that makes people happy.
• Money’s greatest intrinsic value is its ability to give you control over your time.
Having Money In The Bank Gives You Independence
• A small amount of wealth means the ability to take a few days off work when you are sick without breaking the bank.
• To obtain bit by bit, a level of independence and autonomy that comes from unspent assets that give you greater control over what you can do and when you can do it.
• Having six months of emergency expenses means not being terrified of your boss, because you know that you won’t be ruined if you have to take some time off to find a new job.
• Using your money to buy time and options has a lifestyle benefit few luxury goods can compete with.
The Paradox Of Wealth
• The paradox of wealth is that people tend to want wealth to signal to others that they should be liked and admired.
• You might think you want an expensive car, a fancy watch, and a huge house. What you really want is respect and admiration from other people.
• You think having expensive stuff will bring it, but it almost never does, especially from the people you want to respect and admire you.
• People generally aspire to be respected and admired by others, and using money to buy fancy things may bring less of it than you imagine.
True Wealth Is What You Don’t See
• Someone driving a $100,000 car might be wealthy. Or he may just be poorer by $100,000.
• We tend to judge wealth by what we see because that is the information we have in front of us.
• Wealth is the nice cars not purchased, the diamonds not bought, the watches not worn, and the first-class upgrade declined.
• Wealth is financial assets that have not yet been converted into the stuff you see.
The only way to be wealthy is to not spend the money that you do have. It’s not just the only way to accumulate wealth, it is the very definition of wealth.
Richie Rich
• Rich is a current income. Someone driving a $100,000 car or living in a big house is almost certainly rich because you need a certain level of income to afford the monthly payment. It’s not hard to spot rich people. They often go out of their way to make themselves known.
• Wealth is hidden, it is income not spent. Wealth is an option not yet taken to buy something later. Its value lies in offering you options, flexibility, and growth to one day purchase more stuff than you could right now.
Facts about Saving Money
• Building wealth has little to do with your income or investment returns, and lots to do with your savings rate.
• If you view building wealth as something that will require more money or big investment returns, you may become too pessimistic.
• You can build wealth without a high income but have no chance of building wealth without a high savings rate.
• Learning to be happy with less money creates a gap between what you have and what you want.
• One of the most powerful ways to increase your savings isn’t to raise your income, it is to raise your humility.
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The Psychology of Money by Morgan Housel Part-1
Money: The Greatest Show On Earth
• Doing well with money has little to do with how smart you are, and a lot to do with how you behave.
• Financial success is not hard science, it’s a soft skill where how you behave is more important than what you know.
• To grasp why people bury themselves in debt, you need to study the history of greed, insecurity, and optimism.
• Not all success is due to hard work, and not all poverty is due to laziness. Keep this in mind when judging people, including yourself
Luck And Risk
• Luck and risk are siblings, they are both the reality that every outcome in life is guided by forces other than individual effort.
• The world is too complex to allow 100% of your actions to dictate 100% of your outcomes.
• When judging financial success, both your own and that of others, nothing is as good or as bad as it seems.
• Be careful who you praise and admire, and be careful who you look down upon.
• Be careful when assuming that 100% of outcomes can be attributed to effort and decisions.
• Focus less on studying specific individuals and more on studying broad patterns.
Nothing is Ever Enough
• There is no reason to risk what you have and need for what you don’t have and don’t need.
• The hardest financial skill is getting the goalpost to stop moving.
• If expectations rise with results there is no logic in striving for more because you’ll feel the same after putting in the extra effort.
• Life isn’t any fun without a sense of enough.
• Happiness equals results minus expectations.
• Social comparison is the problem.
• Accept that you might have enough, even if it is less than those around you.
• Enough is not too little.
The Compounding Of Money
• Lessons from one field can often teach us something important about unrelated fields.
• You do not need tremendous force to create tremendous results.
• If something compounds, a small starting base can lead to extraordinary results.
• Linear thinking is so much more intuitive than exponential thinking. You never get accustomed to how quickly things can grow with compounding.
• The counterintuitiveness of compounding may be responsible for the majority of disappointing trades, bad strategies, and successful investing attempts.
Maintaining Your Wealth
• There are a million ways to get wealthy. The only way to stay wealthy is some combination of frugality and paranoia.
• To summarize money success in a single word: survival.
• Getting money and keeping money are two different skills.
• Getting money requires taking risks, being optimistic, and putting yourself out there.
• Keeping money requires the opposite of taking risks, it requires humility and fear that what you’ve made can be taken away from you just as fast.
• The ability to stick around for a long time without wiping out, or being forced to give up, is what makes the biggest difference.
Survival Mindset
• Compounding doesn’t rely on earning big returns, merely good returns sustained uninterrupted for the longest period of time, will always win.
• Many bets fail not because they were wrong, but because they were mostly right in a situation that required things to be exactly right.
• Room for error often called the margin of safety is one of the most underappreciated forces in finance.
• A mindset that can be paranoid and optimistic at the same time is hard to maintain.
Heads And Tails
• It is not intuitive that an investor can be wrong half the time and still make a fortune.
• Anything that is huge, profitable, famous, or influential is the result of a tail event, an outlying one-in-thousands or millions event.
• Most of our attention goes to things that are huge, profitable, famous, or influential.
• When you accept that tails drive everything in business, investing, and finance, you realize that it’s normal for lots of things to go wrong, break, fail, and fall.
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Good code is bad code plus a day of revision.
A good project is a bad project plus a year of reiteration.
Perfection is just a process, do not wait for it, just start.
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How To Win Friends and Influence People by Dale Carnegie
Essential Techniques For Handling People
• Don’t criticize, condemn or complain.
• Give honest and sincere appreciation.
• Arouse in the other person an eager want.
Criticizing Others Doesn’t Yield Anything Positive
We aren’t able to make real changes by criticizing people, and we’re instead often met with resentment. It’s important to remember that when dealing with people, we’re dealing not with creatures of logic, but with creatures of emotion, who are motivated by pride and ego.
Criticism is futile and dangerous. It puts a person in a defensive mode. People learn faster and retain knowledge more effectively when rewarded for good behavior than punished for bad behavior
"The deepest principle in human nature is the craving to be appreciated." - William James
Arouse In The Other Person An Eager Want
The only way to influence other people is to talk about what they want and show them how to get it.
To convince someone to do something, we have to frame it in terms of what motivates them. And in order to do that, we have to be able to see things from their point of view as well as our own.
Learn To Be Genuinely Interested In People
We are interested in others when they are interested in us.
If you want to make friends, put yourself out to do things for other people – things that require time, energy, unselfishness, and thoughtfulness.
The Power Of Smiling
You must have a good time meeting people if you expect them to have a good time meeting you.
Actions speak louder than words, and a genuine smile says, “I like you, You make me happy". But an insincere grin doesn’t fool anybody. We know it is mechanical and we resent it.
Remember People's Names
Calling someone by their name is like paying them a very subtle compliment. Conversely, forgetting or misspelling someone's name can have the opposite effect and make it feel as though we are distant and disinterested in them.
From the waitress to the senior executive, the name will work magic as you deal with others.
Encourage Others To Talk About Themselves
To be a good conversationalist, be an attentive listener.
Most people would prefer a good listener to a good talker.
"The royal road to a person’s heart is to talk about the things he or she treasures most." - THEODORE ROOSEVELT
Make People Feel Important
People want the approval of those with whom they come in contact. They want recognition of their true worth. They want a feeling that they are essential to the world.
But they don’t want to listen to cheap, insincere flattery - they crave sincere appreciation.
It’s Impossible To Win An Argument
The only way to get the best of an argument is to avoid it.
If we lose the argument, we lose; if we win the argument, we have made the other person feel inferior, hurt his pride, and made him resent us. In other words, we still lose.
Emphasize The Points Of Agreeement
When talking with people, we should never begin with the points on which we disagree. We should start by emphasizing the things on which we agree, and be sure to convey that we’re both striving for the same result - our differences are in method, but not purpose.
The key is to keep our opponent from saying “no,” as this is a very difficult sentiment to overcome.
Don't Condemn, Try To Understand
One of the fundamental keys to successful human relations is understanding that other people may be totally wrong, but they don’t think they are.
Put yourself in their place. Success in dealing with people depends on a sympathetic grasp of the other person’s viewpoint.
Listen to your collocutor
Be a good listener. Encourage others to tell you about themselves.
Smile!
People love the smile on other people's faces. The more you smile, the more pleasant the interlocutor will have a dialogue with you.
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Atomic habits by James Clear
Habits are mental shortcuts
A habit is a routine or behavior that is carried out repeatedly and most of the time automatically.
When you are faced with a problem repeatedly, your brain starts to automate the process of solving it. Your habits are sets of automatic solutions that solve the problems you come across regularly.
Focus on systems, not on goals
Goals are good for establishing a direction, but systems are best for making progress.
Goals are about the results you hope to reach. Systems are about the mechanisms that lead to those results.
The layers of behavior change
• Changing your outcomes. This means changing your results: losing weight, publishing a book, etc.
• Changing your process. This means changing your habits and systems: for example, developing a meditation practice.
• Changing your identity. This means changing your beliefs: the way you see yourself and the ones around you.
True behavior change is identity change
You could choose and start a habit because of motivation, but you'll stick with it only if it becomes part of your identity.
To change your identity:
• Establish the kind of person you want to be.
• Prove it to yourself with small wins.
How habits work
The main components of habit formation:
• A Cue: It causes your brain to begin a behavior. It is a bit of information that predicts a reward.
• A Craving: It is the motivation behind every habit. Without a desire, we don't have a reason to act.
• A Response: This is the very habit you perform; it can take the form of a thought or an action.
• A Reward: The end goal of every habit.
How to create good habits
• Make them evident.
• Make them attractive.
• Make them effortless.
• Make them satisfying.
Self-control is a short-term strategy when forming habits
A better method is to cut bad habits off at the source.
You may be able to resist temptation once, but you will most likely not be able to have the willpower to control your desires each time they appear. Thus, your energy would be better spent optimizing your environment.
We imitate habits to fit it
We imitate the habits of three groups:
• The close. Proximity has a powerful and impressive effect on the way we behave.
• The many. We feel the pressure to comply with the rules of the groups we're part of. Being accepted is the greatest reward.
• The powerful. We are attracted to behaviors that we think will make people respect and admire us.
How to enjoy hard habits
Create a motivation ritual by doing something you really like right before a difficult habit.
Habits are attractive when we associate them with positive feelings and unattractive when we associate them with negative feelings.
The time it takes to form a habit
The amount of time you have been performing a habit is not as important as the number of times you have performed it.
You could do something three times in thirty days, or three hundred times. The frequency will always make the difference.
The Law of Least Effort
We will instinctively choose the path that requires the least amount of work.
Diminish the friction associated with positive actions. When friction is reduced, habits become easy. Increase the friction associated with negative behaviors. This way, habits become hard.
The Cardinal Rule of Behavior Change
What is instantly rewarded is done again. What is instantly punished is ditched.
To get a habit to stick you need to feel instantly successful, even if it’s in a small way.
The Goldilocks Rule for staying motivated
We experience peak motivation when we are performing actions that are right on the edge our current abilities.
Not too difficult, not too easy.
Planning vs taking action
Motion makes you feel like you're getting things done. But really, you're just preparing to get something done.
Most of the time we're so focused on figuring out the best approach that we never get around to taking action.
Planning and strategizing are all good things, but they don't produce results.
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Warm Wishes for the Republic Day,
Celebrate the day with joy and fun but don't forget to pay Tribute to our National Heroes...🤝🇮🇳
Once again Happy Republic Day.
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🎯 Hiring Update
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Top 40 array coding problems everyone should solve
📌1-5
🔸Reverse the array
🔸Sort the given array
🔸Peak Element
🔸Finding minimum and maximum element in an array
🔸Find the Kth largest and Kth smallest number in an array
📌6-10
🔸Find the occurrence of an integer in the array
🔸Subarray with given Sum
🔸Move all the negative elements to one side of the array
🔸Find the Union and Intersection of the two sorted array
🔸Find a triplet that sums to a given value
📌11-15
🔸Smallest positive missing number
🔸Find the row with the maximum number of 1's
🔸Find whether an array is a subset of another array
🔸Implement two Stacks in an array
🔸Majority Element
📌16-20
🔸Find if there is any subarray with sum equal to zero
🔸Find Largest sum contiguous Subarray
🔸Find the factorial of a large number
🔸Find Maximum Product Subarray
🔸Find longest consecutive subsequence
📌21-25
🔸Find the minimum element in a rotated and sorted array
🔸Max sum in the configuration
🔸Minimize the maximum difference between the heights
🔸Program to cyclically rotate an array by one
🔸Find the missing integer
📌26-30
🔸Sort an Array using Quicksort algorithm
🔸Count Pairs with given sum
🔸Find duplicates in an array
🔸Find common elements in three sorted arrays
🔸Find the first repeating element in an array of integers
📌31-35
🔸Find the first non-repeating element in a given array of integers
🔸Subarrays with equal 1s and Os
🔸Maximum Index
🔸Max sum path in two arrays
🔸Find Missing And Repeating
📌36-40
🔸Pair with given sum in a sorted array
🔸Longest Consecutive Subsequence
🔸Smallest Positive integer that can't be represented as a sum
🔸Rearrange the array in alternating positive and negative items
🔸Longest Alternating subsequence
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For HTML: @html_web_learn
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For businesses related content
: @businesssucesstutorship
For Programming courses @Programmingworld_dev
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For discussion: @devlopers_hub
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THE IMPORTANCE OF DEEP WORK & THE 30-HOUR METHOD FOR LEARNING A NEW SKILL
https://azeria-labs.com/the-importance-of-deep-work-the-30-hour-method-for-learning-a-new-skill/
