@Mukesh Joshi
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9 511
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9 511
A young man bought a new Mahindra Thar. ₹19 lakh.
Had a serious accident months later. Survived — barely.
Filed an insurance claim confidently.
It was rejected.
Not because he was drunk. Not because the policy lapsed.
Because he had changed his tyres.
Aftermarket tyres. The kind lakhs of Thar owners install every week. The kind you see on every off-road Instagram reel.
His insurer said: "Undisclosed material modification. Policy void."
Under IRDAI rules, an insurer can legally reject your entire claim if you modified your vehicle — even if the modification had NOTHING to do with the accident.
No one told him this when he bought the policy.No one told him when the dealer fitted the tyres.No one told him at all.
If you own a modified car in India — bigger tyres, alloys, suspension lift, body kit, remap — and haven't informed your insurer in writing, you are uninsured right now.
You just don't know it yet.
Update & Upgrade your knowledge every day.
9 511
9 Leaders
9 Sessions
2 Hours every Saturday 7-9pm
Session starts from 1st Aug to 26th Sep. (Two Months training)
Take the special discount for first 200 Participants.
