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What I came to realise is Kenyans love throwing their money at every trend in the financial markets then when the returns are down they start complaining. When MMF was a thing everyone was busy saying invest in MMF. Even campus students were taking their HELB into MMFs to get returns, but when the returns reduced people started feeling like they are loosing money. Remotasks and Outlier came and everyone wanted to have an account without having any skills to operate and run the accounts and somehow the accounts were suspended for the majority and they claimed they were being scammed by freelancers. Same thing happened when the writting wave was on , everyone wanted to own a writting account and didnt know how to bid the gigs and their investments were gone. Right now Safaricom has partnered with Ziidi to offer NSE shares via their Mpesa app and everyone is buying shares because every influence and financial guru is talking about it. What people dont understand is that you cant just invest before doing your own proper intelligent research. You will end up buying those shares at the top and when the stock market falls you’ll say you have been scammed. Protect your liquidity dont just throw your money on everything that looks lucrative if you dont have the skills and knowledge in the field or else you want to be used as exit liquidity.

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