The Investing tribe
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Teaching millennials and Gen z how to invest. Investing tips Financial tips Money management Build wealth Make money through investment Make money Online
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پستهای کانال
Are you utilizing AI In your daily life?
AI is very important especially for people looking to earn extra income. If you’re a freelance copywriter AI can now help you with copywriting which means you save time and you’re able to take on multiple writing jobs.
Also if you’re a content creator you can use ChatGPT to plan and repurpose your content ahead.
Most importantly when it comes to achieving financial freedom you can ask it to tailor your financial plans to suit your needs.
Remember AI is here to make our lives easier but it doesn’t mean that we should be solely dependent on it. Its main purpose is to enhance our business processes.
SO UTILIZE IT.
Have you used any AI tool? Which is your favorite and how’s it going? Pls share with us.
| 2 | The crypto market is rallying 🆙 and now is the time to position yourself strategically. If you already have investments in crypto then now is the time to take profit. | 0 |
| 3 | Here are the top performing stocks in the stock market today.
NVIDIA (NVDA)
179.0%
Meta Platforms (META)
150.3%
Palo Alto Networks (PANW)
74.2%
Royal Caribbean Cruises (RCL)
71.4%
General Electric (GE)
66.2%
Arista Networks (ANET)
65.1%
Tesla (TSLA)
63.0%
PulteGroup (PHM)
61.6%
Amazon (AMZN)
58.4%
Adobe (ADBE)
58.1%
These stocks have delivered attractive gains year to date.
If you invested $900 dollars in Amazon 10 years ago you’d be sitting on $9,985.. which is an 842% gain. This money doesn’t include the dividends you would have earned over the course of 10 years.
Which of these stocks do you have?
What is stopping you from investing? | 0 |
| 4 | Hello everyone good morning.
So I just finished reading the book “Rich dad poor dad” for the second time and I learned one two new things.
But here’s the 7 lessons that stood out for me from the book:
1. The Rich Have Money Work For Them: The poor and middle class work to pay bills and buy luxuries, controlled by fear and greed. The rich focus on businesses, continuous learning, and don't let emotions dictate their lives.
2. It's Not How Much Money You Make, It's How Much You Keep.
Saving and investing your money is an important way to build wealth.
Money reflects your financial mindset.
Know accounting and the asset-liability difference. Invest in assets..Assets put money in your pocket (e.g., businesses, real estate, stocks).
Liabilities take money out (e.g., loans, cards).
3. Focus on your asset column not your income statement.
You need to have your own business which revolves around the asset column not your income column.
More money only brings more problems, learn cash management instead. Rich people buy luxuries last, only the poor buy luxuries to look rich.
Acquire assets that you love, if you don't love it, you won't take care of it.
4. The Rich Are Not Taxed
The rich use corporations to reduce tax risk.
A corporation is legal paperwork. It requires financial IQ in accounting, investing, markets, and laws.
5. It's Not The Smart Who Get
Ahead But The Broad
Self-doubt hinders you .
A trained mind can create wealth. Embrace risks and learn to manage them. Investor skills: spot opportunities, raise funds, assemble a smart team. Choose your advisors carefully.
6. Work To Learn, Don't Work For Money
Prioritize learning over earning in your job. Acquire skills relevant to your profession.
One skill can lead to wealth. Develop management, communication, sales, and marketing skills. We are in the digital era where making money has become so easy.. what skill do you have that you can monetize? Use it.
7. Choose Heroes
Heroes and mentors make things look easy. Learning by pretending like a child. Copying heroes is powerful. Emulate successful people like Warren Buffett.
I encourage everyone to read finance books and listen to financial podcasts. It’ll change your mindset and equip you with knowledge.
I’m always here to answer your questions.
Have a great day y’all. | 0 |
| 5 |  +3بدون متن... | 0 |
| 6 | +6 بدون متن... | 0 |
| 7 | Good morning everyone. Happy Sunday guys | 0 |
| 8 | Getting financially organised is not hard if you take one step at a time.
Here are 10 things to do in October to get your Money and Finances organised.
It will take less than 1hr of your time..
1. Open a HYSA Account
2. Review your September spending
3. Automate your investments
4. Review your financial goals
5. Put money into your HYSA
6. Check your account statements
7. Check your credit score
8. Automate your savings
9. Open an ISA portfolio
10. Open a brokerage acc
Which of these would you be doing?
Pls drop your questions if you have any and if you have done any of these in the past pls share your experience. | 0 |
| 9 | بدون متن... | 0 |
| 10 | Here are Finance tools that's helped keep me on track on my Finance journey and I think they would help you too.
1. Budgeting Software/Apps:
Utilize budgeting tools like Mint, Excel or Personal Capital to track income, expenses, and create budgets.
2. Savings Accounts: I always Set up separate savings accounts for different goals, such as emergency fund, vacation, or retirement. I will always advise that Your checking account should be different from your savings account.
3. Investment Accounts:
I use my brokerage accounts for long-term investing in stocks, bonds, or mutual funds.
4. Expense Tracking Tools:
Maintain records of all expenses, either through apps or spreadsheets, to identify spending patterns and understand where you need to cut back on spending.
5. Insurance: Having adequate insurance coverage, including health, auto, home, and life insurance would help protect your assets from loss.
6. Investment and Education Research Tools:
I always love to read about the Finance market as it enables me to have adequate information to make informed decisions.
I have access to finance sources like stock market news, research reports, and investment analysis tools.
7. Retirement Accounts/Planning tools: I Contribute to retirement accounts like 401(k) or IRA to secure my financial future. I use retirement planning tools to estimate how much I'll need for retirement and plan accordingly.
8. Credit Monitoring Services:
I use credit monitoring platforms to monitor my credit score and report regularly using services like Credit
Karma or Experian.
9. Financial Advisor/Planner:
Despite having an in-depth knowledge about finance and investment, I still Consult a certified financial planner for personalized advice and strategies.
Remember, the specific tools you need may vary based on your financial goals, but having a combination of these tools can help you navigate your personal finance journey effectively.
I hope these helps everyone else on their personal finance journey.
If you have debt then you'd probably need to prioritise debt management tools such as debt calculators to create a strategy to pay off your debt. | 0 |
| 11 | They create and curate content, engage with the audience, analyse data to improve strategies, and monitor trends. Success as a social media manager relies on a deep understanding of social media dynamics, creativity, and excellent communication skills. Many professionals in this field have developed their expertise through hands-on experience and self-learning, which makes it an accessible career path for those who are passionate about digital marketing and online engagement. The demand for skilled social media managers continues to grow as businesses recognise the significance of a robust online presence. Facebook has a course on social media marketing. You could also check other sites online that train people on this.
7. Video Editor/Graphic Designer: Video editors and graphic designers have carved out lucrative careers in the digital world, often without the need for a traditional degree. These creative professionals use their skills to shape visual content for various industries. Video editors transform raw footage into captivating films, commercials, and online content, enhancing storytelling through precise editing techniques. Graphic designers craft visually appealing designs for logos, marketing materials, websites, and more. With the rise of remote work and the increasing demand for digital content, talented individuals with a strong portfolio and technical proficiency can secure high-paying positions in these fields.
8. Virtual Assistant
This role requires you to have basic interpersonal skills such as effective communication. This role includes tasks such as scheduling meetings, sorting out emails, planning tasks and itineraries, responding to customer enquiries and emails. It’s also a high paying freelance role that pays by the hour. You can get VA jobs from sites like LinkedIn, Facebook, upwork and fiverr.
While a degree can be an asset, it's clear that practical skills, experience, and determination can open doors to financial success. The key is to identify your passions, invest in relevant skills, and pursue opportunities in fields where your talents can shine. | 0 |
| 12 | Good morning everyone. How is everyone doing today?
Here are 8 high paying jobs that you can do without a degree.
1. Web or Software Developer: Web developers and software developers don't necessarily require a traditional degree. In todays world, employers often prioritise skills, practical experience, and portfolios over formal education. Many successful developers are self-taught or have completed coding boot camps and certification programmes.
The demand for digital solutions is continuously rising, making digital roles essential. Their earnings can be massive If you are considering learning this skill, Decagon or Alt school might be worth considering for your training.
2. Videography/Photographer: has emerged as a high-paying career option that doesn't necessarily require a formal degree. In today's visual-driven world, skilled photographers and videographers are in great demand. They capture moments, tell stories, and create captivating visual content. Many successful photographers are slIf you have the talent, creativity, and dedication to hone the craft you might want to consider it. You can specialise in various niches, from wedding, product and portrait photography or even commercial photography. With the rise of social media, e-commerce, and digital marketing, photographers can find lucrative opportunities, making it a viable career path for those with a passion for imagery and an eye for detail. you can check for courses online.
3. Brand Influencer: Becoming a brand influencer has emerged as a high-paying career option without the need for a formal degree. These individuals leverage their personal brand, charisma, and expertise to collaborate with companies for promotional campaigns. With the power of social media and online platforms, brand influencers can reach vast audiences, making them attractive partners for businesses seeking to boost their products or services. Successful influencers earn substantial income through sponsored posts, affiliate marketing, and endorsements, often rivaling traditional professions.
You need a deep understanding of social media trends, content creation, and effective engagement strategies is crucial.
4. Freelance Writer/Editor: Freelance writing and editing are lucrative careers that don't require a traditional degree. Talented individuals with a knack for words can excel in these fields by showcasing their skills and building a strong portfolio. Freelance writers craft engaging content for websites, blogs, magazines, and more, while editors refine and polish written material. With the rise of online content, there's a high demand for quality writers and editors. Freelancers have the flexibility to choose their projects and clients, allowing for a work-life balance. Earning potential increases as expertise and reputation grow, making freelance writing and editing attractive high-paying options for self-starters. Some sites where you can offer your services as a freelance writer or editor include Upwork, Fiverr, Toptal, iWriter.
5. Sales Representative: Sales representatives are professionals who play a crucial role in driving revenue for companies by selling products or services. While a degree can be helpful, many sales representatives thrive based on their skills, communication abilities, and determination. With commissions and bonuses often tied to performance, successful sales reps can earn substantial incomes. Industries like real estate, pharmaceuticals, and technology frequently offer lucrative opportunities for those willing to invest in building strong client relationships and consistently meeting or exceeding sales targets, making it a viable career path for those without a degree. If you would like to up your skills, Coursera, LinkedIn Learning or Sales Boot Camp Nigeria could be platforms to check out for your upskilling.
6. Social Media Manager: In this role, individuals are responsible for managing a company's online presence across various social media platforms. | 0 |
| 13 | In today's digital era, there is a wealth of opportunities to earn a living comfortably from home.
One increasingly popular route that many Nigerians are embracing is freelancing. It's akin to offering your expertise to a global audience.
Whether your strengths lie in writing, graphic design, programming, or social media management, platforms like Upwork and Fiverr serve as virtual marketplaces where you can showcase your skills and receive payment for completing projects for clients worldwide.
Speaking of showcasing your abilities, have you ever contemplated venturing into content creation? Whether it involves writing about your passions, starting a YouTube channel, or hosting a podcast, content creation can prove to be financially rewarding. As your audience grows, you can generate income through advertisements, sponsorships, and merchandise related to your content.
Alternatively, if you prefer selling physical products, online marketplaces like Jumia and Konga provide a platform for just that. Whether your interests lie in crafts, fashion, or gadgets, you can establish a virtual store and connect with customers all across Nigeria.
A word of caution: the online realm presents a blend of opportunities and potential pitfalls. Always conduct thorough research before diving into any endeavor. Success typically doesn't occur overnight; it requires time to build a reputable presence and a stable income stream. Therefore, be patient and steadfast in your pursuits.
Continue to refine your digital skills. The more you delve into online marketing, social media, and other tech-related fields, the more avenues you'll discover to generate income online.
Stay curious and remain open to new possibilities and work hard towards increasing your Money/Income. | 0 |
| 14 | بدون متن... | 0 |
| 15 | What day is convenient a Saturday or Sunday? | 0 |
| 16 | I'm thinking of doing a live stream to answer all your questions about side hustles and investments. Is this a good idea? Are we all in? | 0 |
| 17 | Hello everyone good evening.
I’m Jenny or savvymoneygirl as you all know. I am an AI and SAP Consultant based in the UK. I’m also an avid investor and finance coach and I look forward to meeting everyone.
Please can we introduce ourselves | 0 |
| 18 | بدون متن... | 0 |
| 19 | I’m Jenny or savvymoneygirl as you all know. I am an AI and SAP Consultant based in the UK. I’m also an avid investor and finance coach and I look forward to meeting everyone | 0 |
| 20 | Hi everyone good afternoon please I’d like us to introduce ourselves so that we can get started on the group | 0 |
