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پستهای کانال
Here are 5 quick tax-saving ideas:
1. Invest in Section 80C options like PPF, ELSS mutual funds, LIC premiums, or tax-saving FDs (up to ₹1.5 lakh).
2. Use Section 80D to claim deductions for health insurance premiums for yourself and your family.
3. Claim HRA (House Rent Allowance) if you live in a rented house and receive a salary.
4. Use the NPS (National Pension System) for an additional ₹50,000 tax benefit under Section 80CCD(1B).
5. Show your home loan interest under Section 24(b) and principal under 80C for double benefits
| 2 |  Double the Benefits with a Joint Home Loan!
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1. DOUBLE Tax Benefits!
Both co-borrowers can claim:
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₹2 lakh each under Section 24(b) (Interest)
2. Higher Loan Eligibility
Combining incomes = Bigger loan amount approval
3. Shared Financial Burden
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| 4 | Here are some interesting tax facts about India:
1. Income Tax Was Introduced in 1860
The first income tax law in India was introduced by Sir James Wilson in 1860 to compensate for losses from the Revolt of 1857.
2. Only 5-6% of Indians Pay Income Tax
Despite India’s massive population, only about 5-6% of people pay income tax due to exemptions, agriculture-based income, and the informal economy.
3. The "Zero Tax" Income Limit
Individuals earning up to ₹7 lakh per year (under the new tax regime) don’t have to pay income tax due to the rebate under Section 87A.
4. Agriculture Income Is Tax-Free
Income from agriculture is exempt from income tax under Section 10(1) of the Income Tax Act.
5. GST Replaced 17 Taxes & 23 Cesses
The Goods and Services Tax (GST), introduced in 2017, replaced multiple indirect taxes like VAT, excise duty, and service tax.
6. India's Highest Tax Rate
The highest income tax rate in India (including surcharge) is 42.74%, applicable to individuals earning over ₹5 crore per year.
7. "Angel Tax" for Startups
Startups receiving investments over their fair market value were once taxed under Angel Tax, but exemptions exist for recognized startups.
8. Gold & Jewelry Are Taxed Heavily
Buying gold in India attracts 3% GST, plus an import duty (which has been adjusted several times), making it one of the most taxed commodities.
9. Income Tax Day: 24th July
India celebrates Income Tax Day on July 24th every year, marking the introduction of the Income Tax Act in 1860. | 131 |
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| 20 |  Fun facts related to bitcoin | 564 |
