RBI Grade B Study Notes++

From Kenya to Brazil: Global Lessons for India’s Phone-Lock Lending Future https://innovationinbanking.blogspot.com/2025/09/from-kenya-to-brazil-global-lessons-for.html

India's GIFT City Shows How Hard It Is to Build a Smart City From Scratch - Bloomberg https://www.bloomberg.com/news/articles/2025-09-12/building-a-smart-city-from-scratch-is-easier-said-than-done

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Beautiful explanation of *Core inflation* a measure of inflation that aims to show the underlying, long term trend of price changes in an economy, *excluding the impact of components with volatile prices*. Just excluding gold brings down the core inflation significantly. https://www.livemint.com/economy/gold-jewellery-prices-india-core-inflation-calculation-consumer-price-index-cpi-basket-food-fuel-rbi-11751259653552.html

Trajectory of microfinance

ISO 42001:- First ISO for Artificial Intelligence Management Systems. Framework for managing risks, responsibilities and ethical considerations of deployment of AI. Why does it matter to Banking and Financial Services- Since BFS is adopting AI in the areas of a) Credit Underwriting b) Fraud Detection c) Risk Mgmnt d) Customer facing support - Chatbots, Voice AI d) Regulatory (RegTech) where governance,trust and accountability are of paramount importance ISO 42001 directly addresses these areas. Governance of AI systems- formal oversight mechanisms for AI Ethical and Responsible API- compliance with global AI regulations ISO 42001 can differentiate institutions in terms of customer trust and transparency ISO 42001 brings structure,ethics and accountability to AI in BFSI https://www.iso.org/standard/42001

India Opens EV Car Scheme Portal: Rediff Moneynews https://money.rediff.com/news/market/india-opens-ev-car-scheme-portal/29007520250624

IndusInd Bank shares fall 6% on reports of second audit into microfinance interest discrepancy https://www.moneycontrol.com/news/business/markets/indusind-bank-shares-fall-6-on-reports-of-second-audit-into-microfinance-interest-discrepancy-13000479.html

IndusInd crisis an episode and not failure, banking system is secure, says RBI governor https://www.moneycontrol.com/banking/indusind-crisis-an-episode-and-not-failure-banking-system-is-secure-says-rbi-governor-article-12989636.html

ICICI Bank is beating the leader at its own game https://themorningcontext.com/business/icici-bank-is-beating-the-leader-at-its-own-game