LUCENT'S GENERAL ENGLISH

Important Banking ABBREVIATIONS starting with alphabet 'F': FATF - Financial Action Task Force FBIL - Financial Benchmark India Pvt. Ltd FCNR(B) - Foreign Currency Non-Resident Account FCVA - Foreign Exchange Forward Contracts Valuation Account FDI - Foreign Direct Investment FDIC - Federal Deposit Insurance Corporation FEMA - Foreign Exchange Management Act FETERS - Foreign Exchange Transactions Electronic Reporting System FI - Financial Institutions FIMMDA - The Fixed Income Money Market and Derivatives Association of India FinTech - Financial Technology FIRMS - Foreign Investment Reporting Management System FMCG - Fast Moving Consumer Goods FPI - Foreign Portfolio Investment FPO - Farmer Producer Organisation FRBM Act - Fiscal Responsibility and Budget Management Act FSDC - Financial Stability and Development Council FSR - Financial Stability Report

Important Banking ABBREVIATIONS starting with alphabet 'I': IFSCA - International Financial Services Centres Authority IFTAS - Indian Financial Technology & Allied Services IL&FS - Infrastructure Leasing & Financial Services IMF - International Monetary Fund IMFC - International Monetary and Financial Committee IMPS - Immediate Payment Service InvITS - Infrastructure Investment Trusts IRDAI - Insurance Regulatory and Development Authority of India

Important Banking ABBREVIATIONS starting with alphabet 'D': DBS - Development Bank of Singapore DCCBs - District Central Cooperative Banks DCGI - Drugs Controller General of India DD - Demand Drafts DEIO - Department of External Investments and Operations DEPR - Department of Economic Policy and Research DFI - Development Finance Institution DGBA - Department of Government and Bank Accounts DHFL - Dewan Housing Finance Ltd.

DICGC - Deposit Insurance and Credit Guarantee Corporation

DIF - Deposit Insurance Fund DIS - Deposit Insurance Systems DIT - Department of Information and Technology DoC - Department of Communication DoR - Department of Regulation DoS - Department of Supervision DoT - Department of Telecommunications

DPI - Digital Payments Index

DPSS - Department of Payment and Settlement Systems DSIM - Department of Statistics and Information Management

Important Banking ABBREVIATIONS starting with alphabet 'G & 'H;': GDP - Gross Domestic Product GNPA - Gross Non-Performing Asset G-sec - Government Securities GST - Goods and Services Taxes HFCs - Housing Finance Companies HTM - Held to Maturity