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🌍 Stablecoins just went mainstream — Mastercard and Western Union bet big on them, while Cloudflare and OpenAI are quietly rewiring how AI agents pay and advertise. ⏩ 1. Mastercard closes $1.8B acquisition of BVNK, Ripple's stablecoin partner Mastercard completed its acquisition of BVNK, a London-based stablecoin infrastructure provider, strengthening its stablecoin payments, payouts, and settlement strategy for banks and fintechs. ⏩ 2. Western Union launches Stablecard with Visa and Rain Western Union and Rain launched Stablecard, a stablecoin-based remittance product integrated directly with the Visa network, working across 37 countries. ⏩ 3. Cloudflare unveils programmable wallets for AI agents Cloudflare introduced Cloudflare Wallets, letting AI agents autonomously pay for APIs and online content using stablecoins — a step toward "agentic commerce." ⏩ 4. OpenAI and Yelp strike official partnership, launch new agentic ad format OpenAI and Yelp signed a deal bringing Yelp's reviews, ratings, and business data into ChatGPT's local search. Separately, OpenAI began testing "Agent" ad campaigns, where clicks open a live conversation with an advertiser's AI agent instead of a website. #digest

Everything you need to know about payments, condensed into 8 slides. Use this knowledge responsibly 💎 Enough wisdom for today. Explore payment solutions with Capitalist 🗣️

The Capitalist team is flying to Jakarta — we'll be at Indonesia Blockchain Week 2026 on August 12–13 at the Jakarta International Convention Center (JICC), Southeast Asia's largest Web3 summit. 📣 If you're around, come say hi! We're happy to talk about payments, card infrastructure, White Label and API solutions, fintech and Web3 trends — or anything else on your mind. Let's swap contacts and find ways to work together. 📍 Jakarta International Convention Center 📆 August 12–13, 2026 If you want to arrange a meeting, please contact @anna_capitalist. See you in Jakarta! 🟢

A three-legged frog, 12 grapes at midnight or a pig trying to enter your home — depending on where you are, any of these could mean that money is on its way 💵 We’ve collected some of the most curious wealth symbols and traditions from around the world. Take a look and tell us: do you have a money ritual of your own? For the more practical side of money, explore Capitalist.net

We’re starting ❗️❗️❗️ Leave your questions for Jon in the comments under the AMA post above. He’ll be answering them during the session. ➡️

What would you ask Capitalist’s Regional Growth Director? 🔥 Today at 3:00 pm (GMT+3), Jon Acoca will join us for an AMA session. Payments, business growth, partnerships, fintech, or the challenges your team is facing — prepare your questions and join the conversation. We’ll open the discussion under this post when the session begins. See you soon! 🚀

What would you ask Capitalist’s Regional Growth Director? 🔥 Today at 3:00 pm (GMT+3), Jon Acoca will join us for an AMA session. Payments, business growth, partnerships, fintech, or the challenges your team is facing — prepare your questions and join the conversation. We’ll open the discussion under this post when the session begins. See you soon! 🚀

🌎 No revolutions in digital finance this week — and honestly, the calmer, the better, right? Still, there were a few updates worth keeping on your radar. ⏩ 1. Mastercard completes its acquisition of BVNK On August 3, Mastercard completed its acquisition of BVNK, a provider of infrastructure connecting traditional and digital currencies. BVNK supports cross-border business payments, remittances, payouts, settlement and treasury operations. Mastercard plans to combine this technology with its global network to help financial institutions and businesses scale stablecoin-powered services. ⏩ 2. South Africa proposes rules for cross-border crypto transfers South Africa’s National Treasury and Reserve Bank published a draft manual for cross-border crypto transactions. Under the proposed rules, transfers from a domestic authorized crypto provider to an offshore provider or non-custodial wallet would need to be reported to the central bank. Initially, only individuals would be allowed to send crypto abroad through authorized providers and within existing foreign currency allowances. ⏩ 3. Visa plans a $2.4 billion fraud-prevention acquisition Visa has agreed to acquire BioCatch, a behavioral fraud-prevention company, for $2.4 billion in cash. BioCatch analyzes signals such as keystrokes, touch gestures and device handling to identify scams and account takeovers before they reach the payment stage. Its technology currently serves more than 350 financial institutions and 760 million users. ⏩ 4. Stablecoin remittances are not automatically cheaper A new Bank of Italy study tested transfers of $200 in the dollar-pegged USDC stablecoin across ten international corridors. Total costs ranged from 0.3% to almost 9%, showing no consistent advantage over traditional remittance services. The main costs and delays appeared when converting money into or out of stablecoins, while the speed depended largely on the local banking infrastructure. #digest 🔠🔠🔠🔠🔠🔠 👉 capitalist.net 😀 IG 😀 IN ⛔️ YT  🌐 FB  🔠🔠🔠🔠🔠🔠

Payment delays during peak periods don’t always mean something’s wrong ⏳ In these cards, we break down what to expect from card payouts, bank wires, and crypto transfers — and how to plan ahead when processing times get longer. Swipe through for a quick checklist to keep in mind during high-traffic periods ⬆️ 🔠🔠🔠🔠🔠🔠 👉capitalist.net 😀 IG 😀 IN  ⛔️ YT 🌐 FB  🔠🔠🔠🔠🔠🔠

🌍 Cross-border payments are emerging as stablecoins’ clearest real-world use case The UK Financial Conduct Authority has published the findings of its Stablecoin Sprint. Participants from banking, fintech and crypto identified international transfers as the strongest near-term opportunity, especially in emerging markets with limited access to US dollars. Cross-border payments can still involve multiple intermediaries, limited processing hours and unclear fees. Stablecoins add another settlement route that operates around the clock. However, their benefits may be less significant in established corridors where existing banking infrastructure already works efficiently. At Capitalist, we see this as a sign of a more mature, utility-driven market. Stablecoins are gaining traction where they solve specific payment challenges for individuals and businesses. Manage international transfers and payouts to bank accounts, cards, e-wallets and crypto wallets with Capitalist. 🔠🔠🔠🔠🔠🔠 👉capitalist.net 😀 IG 😀 IN  ⛔️ YT 🌐 FB  🔠🔠🔠🔠🔠🔠

CapCard US/UK payment update 📣 The issuing bank has updated MCC coverage for CapCard cards with US and UK BINs that do not support Apple Pay or Google Pay. Some payments for software subscriptions, AI services, developer tools, and games may now be declined. Payments for advertising platforms and educational content remain available as before. If you need to pay for AI tools or entertainment, alternative CapCard BINs remain available. Please note that restrictions are based on the transaction MCC, not the service name. Payment availability may therefore vary depending on how the merchant processes the transaction. Read the full update and MCC breakdown ➡️ on our website. 🔠🔠🔠🔠🔠🔠 👉capitalist.net 😀 IG 😀 IN  ⛔️ YT 🌐 FB  🔠🔠🔠🔠🔠🔠

CapCard — an easy way to treat yourself to what you really want 💚 🔠🔠🔠🔠🔠🔠 👉capitalist.net 😀 IG 😀 IN  ⛔️ YT 🌐 FB  🔠🔠🔠🔠🔠🔠

Your payment setup is part of your tech stack 💵 Multiple cards and BINs, crypto funding, instant team transfers, and bulk payouts help keep performance teams running without unnecessary downtime. Jon Acoca, Regional Growth Director at Capitalist, explains why stronger payment rails mean a stronger operation ➡️ 🔠🔠🔠🔠🔠🔠 👉capitalist.net 😀 IG 😀 IN  ⛔️ YT 🌐 FB  🔠🔠🔠🔠🔠🔠

Here's what mattered last week in fintech, stablecoins, and ad tech. 😀1. London Stock Exchange goes almost 24/7 The new "LSE 24" system will let investors trade nearly around the clock, Monday to Friday, making it easier to react to news and manage risk across time zones. 😀2. Up to 20 banks and tech giants lining up to launch their own stablecoins Anchorage Digital confirmed it's working with nearly 20 financial institutions and large tech companies preparing to issue stablecoins through its platform — a clear sign institutional interest in the space is accelerating fast. 😀3. Fintech funding jumps 23% in H1 2026, even as deal count drops Fintech startups raised $28.6 billion globally in the first half of 2026 — up 23% year-over-year — but the number of deals fell 17%, meaning investors are putting bigger checks into fewer, larger rounds. 😀4. ChatGPT Ads adds custom audiences and new formats OpenAI keeps turning its chatbot into a full-fledged advertising platform, rolling out more flexible targeting tools and new ad formats for advertisers. 😀5. Google posts its biggest quarter ever — publishers brace for a Search-less future While Google just had a record-breaking quarter, major publishers are starting to seriously prepare their business models for a future where Google Search traffic disappears entirely. From stablecoins going mainstream to ad platforms getting smarter, one thing is clear: the pace of change in fintech and payments isn't slowing down. At Capitalist, we build the infrastructure to help you keep up — no matter how fast the industry moves. 🟢 #digest 🔠🔠🔠🔠🔠🔠 👉capitalist.net 😀 IG 😀 IN  ⛔️ YT 🌐 FB  🔠🔠🔠🔠🔠🔠

Good news: payments to USDT and USDC wallets via the BEP-20 network are available again 📣 You can now send USDT and USDC through BEP-20 in Capitalist as usual. Before confirming a payment, please check the wallet address and make sure the recipient supports the selected network. 🔠🔠🔠🔠🔠🔠 👉capitalist.net 😀 IG 😀 IN  ⛔️ YT 🌐 FB  🔠🔠🔠🔠🔠🔠

We’re at Malaysia Blockchain Week 2026! 🇲🇾 Our Capitalist team is now in Kuala Lumpur for MYBW 2026, taking place July 29–30 at the World Trade Centre. We’re here to connect with founders, builders, and fintech leaders shaping the future of payments and Web3. Whether you’d like to discuss industry trends, explore collaboration opportunities, or talk about the latest deals and terms — come find us! 📍 World Trade Centre Kuala Lumpur 📅 July 29–30, 2026 To arrange a meeting, please contact @anna_capitalist. See you at MYBW! 💚 🔠🔠🔠🔠🔠🔠 👉capitalist.net 😀 IG 😀 IN  ⛔️ YT 🌐 FB  🔠🔠🔠🔠🔠🔠

🔍 Check the AML risk of any crypto address or transaction Capitalist has introduced a new feature powered by BitOK. You can now check an address or transaction even if it was processed outside the platform. The check helps assess the origin of funds and identify potential links to mixers, sanctions lists, fraudulent schemes, scams, and other high-risk sources. A downloadable PDF report is generated with the overall risk level and detailed analysis. Each check costs 1 USD. The feature is available in your account under Transfers → BitOK AML Check ✅ 🔠🔠🔠🔠🔠🔠 👉 capitalist.net 😀 IG 😀 IN  ⛔️ YT  🌐 FB  🔠🔠🔠🔠🔠🔠

Proof of address doesn’t always mean a utility bill 📗 A bank statement, rental agreement, official letter or insurance document may work too — as long as it clearly shows your full name and current address. Swipe through the cards to see which document fits your situation best 😀 🔠🔠🔠🔠🔠🔠 👉capitalist.net 😀 IG 😀 IN  ⛔️ YT 🌐 FB  🔠🔠🔠🔠🔠🔠

Payment frictions: what it really costs 💵 Affiliate teams still talk first about commissions, but recent data shows that growth is increasingly limited by how money is paid out, not just how much. Shorter payout cycles, tougher traffic quality checks and more complex attribution now define how much cash a team can actually put back into campaigns each month. 2026 reports highlight three key shifts: ⏩1. more programs moving to faster, more frequent payouts; ⏩2. the rise of recurring and hybrid models where income depends on long‑term customer value; ⏩3. and tighter advertiser controls that lead to more reversals and disputes. Practically, this changes how teams should evaluate offers and partners. It’s no longer enough to compare CPA or rev‑share: payout frequency, hold logic, reversal rules, payment methods and FX costs all become part of the business model. Teams also benefit from explicitly calculating the “friction cost” of delays, hidden currency spreads and manual mass payouts, because those can quietly consume more profit than a visible 1–2% fee difference between platforms. 🔠🔠🔠🔠🔠🔠 👉capitalist.net 😀 IG 😀 IN  ⛔️ YT 🌐 FB  🔠🔠🔠🔠🔠🔠

9 movies about money, business and the cost of ambition💰 From Wall Street chaos to startup wars and oil empires — we picked fan‑favorite films with strong IMDB ratings where the whole story revolves around money, deals and risk. Swipe through to find your next finance movie night 🎬 🔠🔠🔠🔠🔠🔠 👉capitalist.net 😀 IG 😀 IN ⛔️ YT 🌐 FB 🔠🔠🔠🔠🔠🔠