BANKING INSIGHTS (Bengali)

Recruitment of Probationary Officers ADVERTISEMENT NO: CRPD/PO/2026-27/09

⚠️ Application date may get extended later, but don't depend on that. ✅ Wait for 5–6 days, gather all the necessary information carefully, read the notification properly, and then apply.

📲 Banking Insights (Bengali)

Recruitment of Probationary Officers ADVERTISEMENT NO: CRPD/PO/2026-27/09

🔸 Superfluousness means using words that are unnecessary because their meaning is already included in another word. 💡 In simple words: ❌ More words than needed ✅ Use only the essential words ━━━━━━━━━━━━━━━━━━━ 📌 WHAT IS A SUPERFLUOUS ERROR? 🔹 Two words in a sentence convey the same meaning. 🔹 One of them becomes redundant (extra). ━━━━━━━━━━━━━━━━━━━ 📖 COMMON EXAMPLES ❌ India broke all previous records in today's match. ✅ India broke all records in today's match. 💡 Records already refer to previous achievements. ━━━━━━━━ ❌ I want wet water. ✅ I want water. 💡 Water is naturally wet. ━━━━━━━━ ❌ Suppose if you won the Oscar, what would you do? ✅ Suppose you won the Oscar, what would you do? ✅ If you won the Oscar, what would you do? 💡 Use either "Suppose" or "If", not both. ━━━━━━━━ ❌ The army retreated back from the conflict zone. ✅ The army retreated from the conflict zone. 💡 Retreat = Go back. ━━━━━━━━ ❌ The sage was reborn again in Vijayanagara. ✅ The sage was reborn in Vijayanagara. 💡 Reborn already means born again. ━━━━━━━━━━━━━━━━━━━ 📌 WORDS THAT SHOULD NOT TAKE "AGAIN" ❌ Reborn again ❌ Rebuild again ❌ Regain again ❌ Reiterate again ❌ Recast again 💡 "Re-" already means "again". ━━━━━━━━━━━━━━━━━━━ 📖 MORE COMMON ERRORS ❌ Manu is equally as good as Sharma. ✅ Manu is as good as Sharma. 💡 "As...as" already implies equality. ━━━━━━━━ ❌ The manager and chairman reached a mutual agreement. ✅ The manager and chairman reached an agreement. 💡 Agreement itself is mutual. ━━━━━━━━ ❌ She forbade me not to leave. ✅ She forbade me to leave. 💡 Never use "Not" after: ✔️ Forbid ✔️ Prohibit ✔️ Prevent ✔️ Dissuade ✔️ Deny ✔️ Refuse ✔️ Unless ✔️ Until ✔️ Lest ━━━━━━━━ ❌ He is a coward man. ✅ He is a coward. 💡 Coward already means a person. ━━━━━━━━ ❌ She left the house with bag and baggage. ✅ She left the house bag and baggage. 💡 "Bag and baggage" itself means "with all belongings". ━━━━━━━━━━━━━━━━━━━ 📌 FREQUENT EXAM QUESTIONS ❌ Passing marks ✅ Pass marks ❌ Linking language ✅ Link language ❌ Linking network ✅ Link network ❌ Dressing sense ✅ Dress sense ━━━━━━━━━━━━━━━━━━━ 📌 IDIOM-BASED ERROR ❌ I suddenly came across him on the train. ✅ I came across him on the train. 💡 "Come across" itself means "meet unexpectedly". ━━━━━━━━━━━━━━━━━━━ 📌 VERY IMPORTANT SUPERFLUOUS ERRORS ❌ Final destination ✅ Destination ❌ Rough estimate ✅ Estimate ❌ Rough approximation ✅ Approximation ❌ Past history ✅ History ❌ Return back ✅ Return ❌ Coming future ✅ Future ❌ Reason because ✅ Reason ❌ Consensus opinion ✅ Consensus ❌ Final conclusion ✅ Conclusion ❌ Funeral service ✅ Funeral ━━━━━━━━━━━━━━━━━━━ 📌 SPECIAL NOTE ❌ Enter into an agreement ✅ Enter an agreement 💡 "Enter into" is generally considered superfluous. ⚠️ Exception: When used as a Phrasal Verb, ✅ Enter into = Investigate / Discuss / Become involved in Example: ✔️ I do not wish to enter into the details. ━━━━━━━━━━━━━━━━━━━ 🚫 COMMON EXAM TRAP ❌ Revert back ✅ Revert ❌ Repeat again ✅ Repeat ❌ Cooperate together ✅ Cooperate ❌ Join together ✅ Join ━━━━━━━━━━━━━━━━━━━ 🧠 MEMORY TRICK 💡 If one word already contains the meaning of another word, ➡️ Remove the extra word. Examples: Return = Come Back Reborn = Born Again Consensus = Collective Opinion Conclusion = Final Decision ━━━━━━━━━━━━━━━━━━━ 📝 NOTE DOWN FOR REVISION ✔️ Superfluousness = Unnecessary repetition of meaning ✔️ Avoid using two words with the same meaning together ✔️ Re- words generally do not need "Again" ✔️ Never use: ❌ Return Back ❌ Past History ❌ Final Conclusion ❌ Reason Because ❌ Reborn Again ✔️ In error detection, check whether any word is repeating the meaning of another word ━━━━━━━━━━━━━━━━━━━

🔸 When multiple Pronouns are used as the Subject and connected by "and", a specific order is followed. This is a favorite topic in Error Detection questions. ━━━━━━━━━━━━━━━━━━━ 📌 PERSONS OF PRONOUNS 1️⃣ First Person → I / We (Speaker) 2️⃣ Second Person → You (Listener) 3️⃣ Third Person → He, She, They (Person spoken about) ━━━━━━━━━━━━━━━━━━━ 📌 POSITIVE SENSE → FOLLOW 231 RULE 💡 When the sentence expresses: ✔️ Respect ✔️ Cooperation ✔️ Good work ✔️ Positive meaning Use: ✅ Second Person → Third Person → First Person ➡️ 2 → 3 → 1 ━━━━━━━━━━━━━━━━━━━ 📖 EXAMPLE ✔️ You, he and I are good friends. 💡 Order: You (2) → He (3) → I (1) ━━━━━━━━━━━━━━━━━━━ 📌 WHEN ONLY TWO PRONOUNS ARE USED For Positive Meaning: ✅ You and she are good friends. (2,3) ✅ You and I are playing chess. (2,1) ✅ He and I were watching TV. (3,1) ━━━━━━━━━━━━━━━━━━━ ⚡ MEMORY TRICK 💡 GOOD WORK? ➡️ Put Yourself Last. ➡️ 2 → 3 → 1 ━━━━━━━━━━━━━━━━━━━ 📌 NEGATIVE SENSE → FOLLOW 123 RULE 💡 When the sentence expresses: ❌ Mistake ❌ Blame ❌ Crime ❌ Guilt ❌ Responsibility Use: ✅ First Person → Second Person → Third Person ➡️ 1 → 2 → 3 ━━━━━━━━━━━━━━━━━━━ 📖 EXAMPLE ✔️ I, you and he are guilty. 💡 Order: I (1) → You (2) → He (3) ━━━━━━━━━━━━━━━━━━━ 📌 WHEN ONLY TWO PRONOUNS ARE USED For Negative Meaning: ✅ I and you have committed a crime. (1,2) ✅ You and he are sinners. (2,3) ✅ I and he were guilty. (1,3) ━━━━━━━━━━━━━━━━━━━ ⚡ MEMORY TRICK 💡 MISTAKE? ➡️ Accept your fault first. ➡️ 1 → 2 → 3 ━━━━━━━━━━━━━━━━━━━ 📌 SPECIAL RULE FOR PLURAL PRONOUNS 🔸 If all Pronouns are Plural, ✅ Always follow 123 Order ➡️ We → You → They 📖 Example ✔️ We, you and they are going to watch a movie. ━━━━━━━━━━━━━━━━━━━ 🚫 COMMON ERRORS ❌ I, he and you are good friends. ✅ You, he and I are good friends. ❌ He, you and I are good friends. ✅ You, he and I are good friends. ❌ He, I and you are guilty. ✅ I, you and he are guilty. ━━━━━━━━━━━━━━━━━━━ 🧠 SUPER MEMORY TRICK 🌟 Positive Meaning ➡️ YOU before OTHERS before ME ➡️ 2 → 3 → 1 💥 Negative Meaning ➡️ ME before OTHERS ➡️ 1 → 2 → 3 ━━━━━━━━━━━━━━━━━━━ 📝 NOTE DOWN FOR REVISION ✔️ Positive Sense → 231 Rule ✔️ Negative Sense → 123 Rule ✔️ Positive Example → You, he and I ✔️ Negative Example → I, you and he ✔️ For Plural Pronouns → Always 123 (We, You, They) ✔️ In positive sentences, place yourself last ✔️ In negative sentences, accept blame first ━━━━━━━━━━━━━━━━━━━