MAINS DECODER

Consider the following statements: (UPSC Prelims 2025) Statement I: Some rare earth elements are used in the manufacture of flat television screens and computer monitors. Statement II: Some rare earth elements have phosphorescent properties. Which one of the following is correct in respect of the above statements? a) Both Statement I and Statement II are correct and Statement II explains Statement I b) Both Statement I and Statement II are correct but Statement II does not explain Statement I c) Statement I is correct but Statement II is not correct d) Statement I is not correct but Statement II is correct.

Mule Accounts: Mule accounts are bank accounts that facilitate illegal transactions by receiving and transferring funds from unlawful activities. There are five types of money mule accounts ○ Victim Mule: Unwittingly uses their own account, often after a data breach, completely unaware it's being exploited. ○ Misled Mule: Recruited through fake job ads (e.g., “payment processing agent”). They receive illicit funds, believing it's legitimate work. ○ Deceiver Mule: Opens new accounts using stolen, fraudulent, or synthetic identities to facilitate money laundering. ○ Peddler Mule: Sells access to their genuine bank account to fraudsters in exchange for a fee, knowingly enabling illicit transactions. ○ Accomplice Mule: Fully aware of the crime, they actively

99th Ramsar site : UP .

Parameters For distribution of taxes

कवन सो काज कठिन जग माहीं, जो नहिं होइ तात तुम पाहीं

Anyone live nearby teliyarganj/ govindpur[Prayagraj] can plz text me @mr_wolverine05

The bill gets defeated!

Government Securities:

Government Security is a tradable instrument issued by the central government or the state government . G-Secs carry practically no risk of default and hence are called risk free gilt edge instrument. . G-Secs are issued through auctions conducted by RBI on the electronic platform called E-Kuber the CBS(Core Banking Solution) platform of RBI . The members of this platform are: commercial banks : •scheduled urban Cooperative Bank •primary dealers • insurance companies and provident fund. foreign portfolio investor also participate in this market. now as per the government rule individual that mean retail investor can also participate directly in the government securities market. Government Securities are majorly classified in Four Categories. 1.Treasury Bills💵 Short term debt instrument for a maturity of less than one year.T bills are 0️⃣Zero Coupon Securities and pay no interest. They are issued at a discount and redeemed at the face value at maturity. 2. Cash 💵Management Bills: Again a short term instrument and are issued for maturities less than 91 days. 3.Dated Securities: Have a tenor of more than one year upto 40 years and can be of different categories such as. ♦️Fix rate bonds ♦️Floating rate bonds ♦️Inflation indexed bonds ♦️ Special securities ♦️ Bank recapitalisation bonds ♦️Sovereign gold bonds 4.State Development Loans: State governments also raise loans from the market which are called as SDLs with maturity more than one year SDLs issued by the state government also qualify for SLR. All the four types of Govt Securities are traded in the Govt. Securities Market. Since the maturity of Dated Securities and State Development Loans are more than a year these govt securities are also traded in Capital Market like BSE/NSE. Since the maturity of Cash Management Bills and Treasury Bills are less than one year, these Govt Securities are traded in the Money Market.

Base Year for WPI , IIP and GDP is 2022-23 Base year for CPI is 2024

Uttar Pradesh

🌪️ Thought of the Day As Haruki Murakami writes: “Once the storm is over, you won’t remember how you made it through… But one thing is certain: when you come out of the storm, you won’t be the same person who walked in.” Takeaway: Storms are not interruptions, they are the process through which you become a different and a stronger person.