Blind Feed

I am 26 with no money in my 401k or stocks, how bad is this? Can I bounce back or too late? zingdr24 @ GrubHub So I am currently 26 and over the weekend have realized I am an idiot. I introduced myself to this app and Reddit finance subreddits, and am questioning how much money I have lost and how far behind I am. I got into tech industry 2 years ago as a SWE, and was just living check to check and putting rest in my savings. I live in Chicago as HCOL. I want to bounce back, but realize I may be too late in terms of the top level gains some people have here but want at-least be stable. I know I have given up a lot of money. How do I change my life around financially, and how should I change my allocations to be financially successful at 35 - 40? Open to all advice. #personalfinance TC: 150k YOE: 2 @blind_feed

What's the best way to lower body fat percentage? DiH6b3 @ JPMorgan Chase I'm currently around 21% but I still feel there's a small pouch of fat at my stomach. it seems to be persistent even after consistent exercise and dieting. Any solutions and advice would be appreciated. looking to get to 17-18% body fat @blind_feed

WLB companies with 400K pay house.bble @ Amazon I spent quite a lot at Amazon, worked very hard over last few years. Want to move to not so fast moving companies with a decent pay. Which companies pay 400k TC for a senior engineer that has good wlb? Willing to take a small paycut. TC : 450K YOE : 9 Role : L6 SDE Edit : WLB - 35 hrs or less work week. #engineering #software #swe @blind_feed

Refusing OpenAI offer: stupid? yIAW85 @ Google L6, SWE, non-ML, in a supportive organization doing a solid amount of work but nothing too crazy. Not overly attached to my role, I understand Google can reorg me and/or lay me off anytime. I have an offer from OpenAI, research organization, infra SWE role, for a 3X multiple of my current comp (clearly a lot of it is paper money, so not exactly a fair comparison). I am thinking of not pursuing it. I realized I probably made a mistake in applying to the company and I didn’t think things through. I assumed in the lucky event of getting an offer I would have accepted it without hesitation, but once I faced the actual decision it turned out more complicated. I had a good experience with the interview process and the people I talked there, but as I seriously contemplated the offer for the past few days I realized the most important aspect is WLB. I like having time every day to read, working out, cultivate the relationship with my partner, travel 3 times a year internationally to visit my aging parents, 2+ vacations, and I am not getting any younger at 37. In this job I would have to commute long hours to SF from the South Bay, work much longer and likely be stressed all the time. I am trying to understand if this is a flight-not-fight reaction mostly driven by fear, but I don’t think so. If I close my eyes and I imagine my life in this new job, no excitement comes out of it. Just the insane amount of time wasted on Caltrain and the weekends burned working. In fact, this whole process made me realize that my time might also be wasted at Google and that I might want to quit soon and take an extended and possibly permanent break, I just need to find something to “retire” to, something to keep me busy just a few hours a day to live a balanced and relaxed life. My financial situation is fairly stable, I have $5M in Vanguard index funds (mostly VTI/VXUS and some treasuries) and my after tax yearly expenses are about $60k (I do not have kids). No debt. Immigrant now naturalized US citizen. EU citizen as well. Thoughts? TC: $600k @blind_feed

NVIDIA Employee Badge saved me from a speeding ticket speeder309 @ NVIDIA Got pulled over for going 95mph on the highway the other day. Asked to flash my driver’s ID. Was annoyed that this low-prestige police officer (which company do police even WORK for?) dared to pull ME, an NVIDIA employee, over. So instead of my driver’s license, I brandished my NVIDIA employee ID as a statement. As if to say: “I work at NVIDIA, lil punk. Yeah That’s right. Where do YOU work?” Promptly received a bashful apology and was let go, amidst a look of utter, absolute awe from the officer. “Oh my god… you’re an NVIDIA employee? Today’s marks my luckiest day on the job, after 25 years!” No ticket, no fine, nothing. I drove off feeling like the Queen of England. NEVER underestimate the power of tech. We are ALL prestigious stars here on blind. @blind_feed

The Layoffs Continue 🪓 Sonder cuts 17% d[o_o]b @ Apple Here we go (again) 👉 The layoffs, which Sonder announced publicly Tuesday, will be completed by March 31. Another Bay Area tech firm casualty 👎 🔗 https://skift.com/2024/02/20/sonder-to-lay-off-106-workers-17-of-corporate-staff/ #layoff @blind_feed

Applied to 184 jobs, no interviews at all. Pasted0077 @ New I tried rewording my resume, and this is the final version but still no bites. Any ideas? @blind_feed

People who have no ambition Pikadood @ Consonus Healthcare Your opinion of such people? I remember my cousin was just fine with working as a Starbucks Barista for the rest of their life. @blind_feed

HIV Symptoms loknbj @ Google Had sex with escort and my condom broke. The following day, i developed small rashes on my arm and itchy and dry genitalia, and my ass, I am currently taking PEP medicine, and the meds made me super nauseous. I heard for HIV the symptoms show up after at least 1-2 weeks. So far no fever, diarrhea, vomiting. It has been 2 weeks About to do std test but super scared. @blind_feed

Fomo of not having kids xhdhdh @ Meta its not coming easy to me to be child free but not having children make so much sense especially if living in bay area. Any pointers in what helped you to decide and be child free? @blind_feed

Born and raised in Alabama AMA Za/Za @ Amazon Getting some common ones out of the way: No my parents aren’t cousins. I’ve never known of any real incest. I don’t think I’m racist but I definitely have racist family members and have seen a lot of racism in Alabama. @blind_feed

What would you do with 550k cash jvpap @ Meta Recently sold several Meta stocks in kind of high price. I am expecting short of 55k bonus as well. This total 550k in cash. Where would you invest? S&P500? Other index fund? I don’t try to invest to something risky here. @blind_feed

Anyone regret having 2 kids instead of 1? EIhk74 @ Google We have 1 kid. Anyone regret having a second kid and wish they would have stuck with just 1 kid? I can’t envision how much work it truly will add to day to day life to have a second. With 1 kid, it’s easier to work in shifts and have some personal time. #parenting #workingparent One is already so much work 🥹 @blind_feed

How many of you NVIDIA employees have paid off your mortgages thus far? allinfan @ Google Even if you just got a $200K new hire RSU grant in 2019, it's worth $4M now. For higher level employees, obviously you are set for life and probably don't have to work anymore. Man if it were me I'd pay off all my loans and be debt free and just work for fun. @blind_feed

Invest 50k in NVDA now? somoor @ Google My college buddy joined in NVIDIA in 2019 laughing at me 😏. He paid off mortgage and is rich now! How do I make money money. GOOG not getting market love. @blind_feed

For people who think California is a high tax state DbMc27 @ Palo Alto Networks I just did my parent's 2023 tax returns. Their 2023 CA income tax liability is $387 on a gross income of ~110k, making their effective state tax rate 0.36%. Math: 110k gross (mostly from IRA withdrawals, investments, and social security) - 40k social security income which is not state taxable - 5k treasury bond/ETF dividends which is not state taxable - ~11k CA standard deduction = 54k of California taxable income. This calculates to be about $963 tax, then subtract 2x $288 personal exemption = $387. They also don't work so they pay no CASDI. They own their home and are on Medicare so the two biggest life expenses are taken care of. 110k is plenty for them to enjoy Bay Area retiree life. @blind_feed

I turned down an OpenAI offer in 2019 to join a now dead web3 startup . AMA blind_sup @ LinkedIn TC:300k @blind_feed

Put on PIP when I shared I’m pregnant amazon8678 @ Amazon In December, I informed my manager about my pregnancy, and during the same conversation, I was advised to consider resigning due to potential stress during the PIP process. Despite this, I chose to proceed with focus plan, where I performed well on the two projects I was given. But I did have one miss out that caught my manager’s attention. Recently, I expressed the stress that I'm facing and my intention to take a leave of absence, but my manager suggested to wait till he talks to HR. Today he came back to me saying that I am being put on pivot because I had one big miss out and I should consider taking severance and leave. I told him that I want to take leave of absence but he wants me to take severance and leave so that he can backfill my position. I sought his approval for a leave of absence, aiming to maintain a positive relationship and not ending in bad terms. I know I acted stupid but I did not want to shock him by taking leave of absence all of a sudden. He said let’s meet early next week to discuss the options. I want to take leave of absence as it is my right for taking it for prenatal care. How can I emphasize the importance of prenatal care by taking leave of absence over leaving with severance? I just do not want to end this in bad terms by offending anybody. Or should I just leave? Can I negotiate my severance? @blind_feed

Tell me something good happening in your life! spxoxo @ Yahoo Inc I want to know amazing stories about your life. Something you are grateful for recently @blind_feed

Is it a good idea to move Canada? hdkg @ AMD Hi, After student visa new rules announced by IRCC, I am in a split situation. My plan was to do a post graduate for a year, work for year. And then apply for PR. Lately people have not been getting jobs for 6-7 months. So if I get a year long work permit, then who will even offer job for rest of 5-6 months? Also employer sponsored work permits are expensive and it is my understanding that only small scale companies do that. Is that accurate information? As of today, is it a good choice to go for one year post graduate course? I do not have funds to go for second year. As of today CRS score is 410 TC: 12lakh INR @blind_feed