¡Ya disponible! Investigación de Telegram 2025 — los principales insights del año 
APTI PLUS Academy For Civil Services
Ir al canal en Telegram
Empowering civil service aspirants since 2006 | Premier coaching for UPSC IAS & Other State Civil Services in India. Bhubaneswar Branch- https://g.co/kgs/GJReyCA Elgin Road Kolkata - https://g.co/kgs/XBMx11g Salt Lake Kolkata -https://g.co/kgs/y6hZeZy
Mostrar más7 869
Suscriptores
+424 horas
+367 días
+23430 días
Carga de datos en curso...
Canales Similares
Nube de Etiquetas
Menciones Entrantes y Salientes
---
---
---
---
---
---
Atraer Suscriptores
julio '26
julio '26
+41
en 1 canales
junio '26
+307
en 8 canales
Get PRO
mayo '26
+272
en 3 canales
Get PRO
abril '26
+169
en 2 canales
Get PRO
marzo '26
+80
en 3 canales
Get PRO
febrero '26
+110
en 2 canales
Get PRO
enero '26
+127
en 3 canales
Get PRO
diciembre '25
+111
en 3 canales
Get PRO
noviembre '25
+114
en 4 canales
Get PRO
octubre '25
+242
en 3 canales
Get PRO
septiembre '25
+154
en 3 canales
Get PRO
agosto '25
+179
en 4 canales
Get PRO
julio '25
+179
en 3 canales
Get PRO
junio '25
+212
en 7 canales
Get PRO
mayo '25
+220
en 9 canales
Get PRO
abril '25
+190
en 3 canales
Get PRO
marzo '25
+86
en 3 canales
Get PRO
febrero '25
+111
en 3 canales
Get PRO
enero '25
+161
en 3 canales
Get PRO
diciembre '24
+181
en 2 canales
Get PRO
noviembre '24
+120
en 2 canales
Get PRO
octubre '24
+285
en 2 canales
Get PRO
septiembre '24
+190
en 2 canales
Get PRO
agosto '24
+181
en 2 canales
Get PRO
julio '24
+237
en 3 canales
Get PRO
junio '24
+278
en 2 canales
Get PRO
mayo '24
+201
en 3 canales
Get PRO
abril '24
+249
en 3 canales
Get PRO
marzo '24
+185
en 3 canales
Get PRO
febrero '24
+157
en 3 canales
Get PRO
enero '24
+164
en 1 canales
Get PRO
diciembre '23
+272
en 2 canales
Get PRO
noviembre '23
+179
en 1 canales
Get PRO
octubre '23
+308
en 2 canales
Get PRO
septiembre '23
+221
en 0 canales
Get PRO
agosto '23
+277
en 0 canales
Get PRO
julio '23
+303
en 0 canales
Get PRO
junio '23
+152
en 0 canales
Get PRO
mayo '23
+172
en 0 canales
Get PRO
abril '23
+166
en 0 canales
Get PRO
marzo '23
+105
en 0 canales
Get PRO
febrero '23
+98
en 0 canales
Get PRO
enero '23
+120
en 0 canales
Get PRO
diciembre '22
+114
en 0 canales
Get PRO
noviembre '22
+126
en 0 canales
Get PRO
octubre '22
+359
en 0 canales
Get PRO
septiembre '22
+115
en 0 canales
Get PRO
agosto '22
+82
en 0 canales
Get PRO
julio '22
+72
en 0 canales
Get PRO
junio '22
+92
en 0 canales
Get PRO
mayo '22
+60
en 0 canales
Get PRO
abril '22
+70
en 0 canales
Get PRO
marzo '22
+58
en 0 canales
Get PRO
febrero '22
+45
en 0 canales
Get PRO
enero '22
+122
en 0 canales
Get PRO
diciembre '21
+83
en 0 canales
Get PRO
noviembre '21
+72
en 0 canales
Get PRO
octubre '21
+125
en 0 canales
Get PRO
septiembre '21
+159
en 0 canales
Get PRO
agosto '21
+75
en 0 canales
Get PRO
julio '21
+60
en 0 canales
Get PRO
junio '21
+168
en 0 canales
Get PRO
mayo '21
+121
en 0 canales
Get PRO
abril '21
+233
en 0 canales
Get PRO
marzo '21
+88
en 0 canales
Get PRO
febrero '21
+58
en 0 canales
Get PRO
enero '21
+85
en 0 canales
Get PRO
diciembre '20
+1 133
en 0 canales
| Fecha | Crecimiento de Suscriptores | Menciones | Canales | |
| 05 julio | +2 | |||
| 04 julio | +7 | |||
| 03 julio | +8 | |||
| 02 julio | +17 | |||
| 01 julio | +7 |
Publicaciones del Canal
+3
🎉 An Incredible Start to Our New WBCS Weekend Batch!
📍 Apti Plus, Salt Lake
━━━━━━━━━━━━━━━━━━━━━
The energy was unmatched today! A heartfelt thank you to every student who showed up — both Offline & Online — in such amazing numbers. You truly made today special!
━━━━━━━━━━━━━━━━━━━━━
★ Today's Sessions
→ 🏛️ Polity — Partha Sir
→ 📜 History — Arghyadeep Sir
Interactive, engaging & absolutely on point!
━━━━━━━━━━━━━━━━━━━━━
★ WBCS 2025 isn't just a target — it's a MISSION.
→ With the right guidance and your dedication, let's conquer it together!
━━━━━━━━━━━━━━━━━━━━━
★ Missed the Weekend Batch? Don't Worry!
→ 🗓️ New WBCS Weekdays Batch
→ 📅 Starting: 6th July
→ 🪑 Few Seats Left — Act Fast!
━━━━━━━━━━━━━━━━━━━━━
★ Enroll Now
→ ☎️ 8820341777
→ ☎️ 8100765577
━━━━━━━━━━━━━━━━━━━━━
#WBCS2025 #WBCSPreparation #AptiPlus #AptiPlusSaltLake #WBCSCoaching #CivilServices #WestBengalCivilService #WBCSOfficer #KolkataEducation
| 2 | https://youtu.be/LpulJVQtqbg | 275 |
| 3 | https://youtube.com/shorts/950csZw9INs | 312 |
| 4 | Give Answer | 304 |
| 5 |  𝐃𝐀𝐈𝐋𝐘 𝐏𝐑𝐄𝐋𝐈𝐌𝐒 𝐏𝐘𝐐 | 𝟎𝟒𝐓𝐇 𝐉𝐔𝐋𝐘 𝟐𝟎𝟐𝟔 | 294 |
| 6 |  +1Sin texto... | 576 |
| 7 |  📌 Today's Editorial Analysis | Relevant for UPSC, WBCS & OPSC
💧 Building Water Security in a Rapidly Drying India
India is facing a growing water crisis due to erratic monsoons, over-extraction of groundwater, and increasing pressure on rivers and urban water systems.
Key Issues:
🔹 Infrastructure gaps in water supply and treatment
🔹 Poor data and monitoring systems
🔹 Unsustainable groundwater extraction
Way Forward:
✅ Climate-resilient water infrastructure
✅ Wastewater recycling and reuse
✅ Precision micro-irrigation
✅ AI-based monitoring and smart water management
🎯 Exam Relevance:
This topic is important for UPSC, WBCS, and OPSC under Environment, Geography, Economy, Disaster Management, and Governance. It is highly relevant for both Prelims and Mains preparation. | 273 |
| 8 |  📢 Important Update for UPSC Aspirants!
Candidates who have qualified UPSC CSE/IFoS Prelims 2026 may be eligible for a ₹1,00,000 one-time financial assistance under Coal India's NIRMAN 2026 CSR Scheme (subject to eligibility).
✅ If you know someone who has cleared the Prelims, please forward this message—they shouldn't miss this opportunity. | 229 |
| 9 | Answer: D
Explanation:
Pair 1 is correctly matched: Zaporizhzhia is home to Europe's largest nuclear power plant and remains a
critical focus point in the ongoing Russia-Ukraine conflict.
Pair 2 is correctly matched: The Tigray Region in northern Ethiopia has been recovering from a severe,
multi-year humanitarian and military crisis.
Pair 3 is correctly matched: Rakhine State in western Myanmar is the focal point of the Rohingya crisis
and intense domestic conflicts between the military junta and ethnic armed groups.
Pair 4 is correctly matched: Sana'a is the capital city of Yemen, heavily involved in Middle Eastern
geopolitical developments and conflict dynamics.
Q5. Consider the following statements:
Statement-I: The Reserve Bank of India (RBI) has tightened norms and increased risk weights on
unsecured consumer loans and credit card receivables for commercial banks and Non-Banking Financial
Companies (NBFCs).
Statement-II: High growth in unsecured retail credit can lead to systemic financial vulnerabilities and a
rise in Non-Performing Assets (NPAs) during economic downturns.
Which one of the following is correct in respect of the above statements?
A. Both Statement-I and Statement-II are correct and Statement-II is the correct explanation for
Statement-I.
B. Both Statement-I and Statement-II are correct but Statement-II is not the correct explanation for
Statement-I.
C. Statement-I is correct but Statement-II is incorrect.
D. Statement-I is incorrect but Statement-II is correct.
Answer: A
Explanation:
Statement-I is correct: The RBI issued directives increasing the risk weights on unsecured personal loans,
consumer durable loans, and credit card exposures by 25 percentage points for both banks and NBFCs to
curb irrational exuberance in retail lending.
Statement-II is correct: Unsecured loans lack collateral. Unchecked growth in this segment exposes the
banking sector to rapid defaults if macro-economic conditions worsen. Therefore, Statement-II is the
exact regulatory rationale behind the macroprudential measures taken in Statement-I. | 275 |
| 10 | Q1. The 'ColOMBO Security Conclave (CSC)', frequently mentioned in the news, is primarily focused on
cooperation in which of the following areas?
A. Maritime safety, security, and countering transnational organized crime in the Indian Ocean.
B. Financial regulation and preventing money laundering across the South Asian Association for Regional
Cooperation (SAARC) nations.
C. Joint development of space technologies and satellite launch facilities among East Asian nations.
D. Cybersecurity frameworks and data protection laws under the Bay of Bengal Initiative for
Multi-Sectoral Technical and Economic Cooperation (BIMSTEC).
Answer: A
Explanation:
The Colombo Security Conclave (CSC) was established to forge closer cooperation on maritime safety and
security, countering terrorism, radicalization, trafficking, transnational organized crime, cyber security,
and protection of critical infrastructure in the Indian Ocean region. India, Sri Lanka, the Maldives, and
Mauritius are full members.
Q2. Consider the following statements regarding the 'Digital Public Infrastructure (DPI)' and the 'Global
Digital Public Infrastructure Repository (GDPIR)':
1. The GDPIR is an initiative launched by the International Telecommunication Union (ITU) to
standardize global internet protocols.
2. India’s India Stack, which includes Aadhaar, UPI, and DigiLocker, is a core example of operational
DPI shared on global platforms.
3. The GDPIR aims to bridge the digital divide by hosting open-source, safely designed digital
identity and payment blueprints for developing nations.
Which of the statements given above are correct?
A. 1 and 2 only
B. 2 and 3 only
C. 1 and 3 only
D. 1, 2, and 3
Answer: B
Explanation:
Statement 1 is incorrect: The GDPIR was developed and launched by India during its G20 Presidency, not
by the ITU. It is managed by the Ministry of Electronics and Information Technology (MeitY) to share DPI
practices globally.
Statement 2 is correct: India Stack (Aadhaar, UPI, DigiLocker, etc.) is the foundational framework of
India's DPI and serves as a primary showcase on the GDPIR platform.
Statement 3 is correct: The primary objective of the GDPIR is to act as a voluntary, open-source
repository for countries to share and adopt safely designed DPI blueprints to close the global digital
divide.
Q3. Consider the following statements regarding the 'Pari-Passu Charge', a financial term recently
highlighted in banking and insolvency sector regulations:
1. It gives multiple creditors equal rights over a borrower's secured assets in proportion to their
respective debts.
2. In the event of liquidation under the Insolvency and Bankruptcy Code (IBC), a creditor with a
pari-passu charge holds priority over a creditor holding a exclusive first charge.
3. This mechanism is primarily utilized in consortium lending to distribute risk among multiple
commercial banks.
Which of the statements given above is/are correct?
A. 1 only
B. 1 and 3 only
C. 2 and 3 only
D. 1, 2, and 3
Answer: B
Explanation:
Statement 1 is correct: A pari-passu charge ensures that all participating lenders have an equal,
proportional right over the secured assets of a borrower without any single lender claiming absolute
priority over the others.
Statement 2 is incorrect: A creditor with a valid, exclusive first charge over a specific asset retains
priority over that specific asset compared to lenders holding a shared pari-passu charge on a broader
pool of assets.
Statement 3 is correct: It is the standard operating mechanism in consortium lending and multiple
banking arrangements, allowing multiple banks to secure their credit risk proportionally against the
same corporate collateral.
Q4. Consider the following pairs of geographic locations/regions in international news and the
countries they belong to:
1. Zaporizhzhia: Ukraine
2. Tigray Region: Ethiopia
3. Rakhine State: Myanmar
4. Sana'a: Yemen
How many of the above pairs are correctly matched?
A. Only one pair
B. Only two pairs
C. Only three pairs
D. All four pairs | 231 |
| 11 | Which one of the following is correct in respect of the above statements? | 256 |
| 12 | Q5. Consider the following statements:
Statement-I: The Reserve Bank of India (RBI) has tightened norms and increased risk weights on
unsecured consumer loans and credit card receivables for commercial banks and Non-Banking Financial
Companies (NBFCs).
Statement-II: High growth in unsecured retail credit can lead to systemic financial vulnerabilities and a
rise in Non-Performing Assets (NPAs) during economic downturns | 254 |
| 13 | How many of the above pairs are correctly matched? | 253 |
| 14 | Q4. Consider the following pairs of geographic locations/regions in international news and the
countries they belong to:
1. Zaporizhzhia: Ukraine
2. Tigray Region: Ethiopia
3. Rakhine State: Myanmar
4. Sana'a: Yemen | 243 |
| 15 | Which of the statements given above is/are correct? | 240 |
| 16 | Q3. Consider the following statements regarding the 'Pari-Passu Charge', a financial term recently
highlighted in banking and insolvency sector regulations:
1. It gives multiple creditors equal rights over a borrower's secured assets in proportion to their
respective debts.
2. In the event of liquidation under the Insolvency and Bankruptcy Code (IBC), a creditor with a
pari-passu charge holds priority over a creditor holding a exclusive first charge.
3. This mechanism is primarily utilized in consortium lending to distribute risk among multiple
commercial banks. | 244 |
| 17 | Which of the statements given above are correct? | 210 |
| 18 | Q2. Consider the following statements regarding the 'Digital Public Infrastructure (DPI)' and the 'Global
Digital Public Infrastructure Repository (GDPIR)':
1. The GDPIR is an initiative launched by the International Telecommunication Union (ITU) to
standardize global internet protocols.
2. India’s India Stack, which includes Aadhaar, UPI, and DigiLocker, is a core example of operational
DPI shared on global platforms.
3. The GDPIR aims to bridge the digital divide by hosting open-source, safely designed digital
identity and payment blueprints for developing nations | 213 |
| 19 | Q1. The 'ColOMBO Security Conclave (CSC)', frequently mentioned in the news, is primarily focused on cooperation in which of the following areas? | 212 |
| 20 | Let's start our Mega Quiz | 211 |
